Quick Personal Loan in Navi Mumbai

Quick Personal Loan in Navi Mumbai: Get Loan Up To 40 Lakh

Fast & digital personal loans are available in Navi Mumbai. 24hr Loan provides up to Rs. 40 lakhs instant personal loan. Loan disbursement time is 3 to 4 days. Different Banks & NBFCs provide quick personal loans in Navi Mumbai with 10.49% to 42% based on lenders.

List of Banks / NBFCs Companies for Personal Loans in Navi Mumbai

LenderInterest RateLoan AmountMinimum Net Salary 
WeRize   16% to 21% p.a.  Rs. 30,000 to Rs. 5 lakhs  Rs. 12,000Apply Now
Payme India  18% to 42% p.a.  Up To 2 lakhs    Rs. 15,000Apply Now
InCred   11.49% to 18% p.a.  Rs. 50,000 to Rs.7. 5 lakhs  Rs. 15,000Apply Now
IDFC   12.50% to 18% p.a.  Up To 10 lakhs    Rs. 15,000Apply Now
PaySense   1.4% to 2.3% per month  Rs. 5,000 to Rs. 5 lakhs  Rs. 18,000Apply Now
Upward   9% to 32% p.a.  Up To 3 lakhs    Rs. 20,000Apply Now
Axis Bank10.49% to 22%  Up To 40 lakhs    Rs. 25,000Apply Now
SMFG India Credit11.99% to 32% p.a.  Up To 25 lakhs   Rs. 20,000 to
Rs. 25,000
Apply Now
Bandhan Bank10.50% to 18% p.a.  Up To 25 lakhs    Rs. 20,000Apply Now
Piramal Finance    12.99% p.a.  Up To 10 lakhs    Rs. 25,000Apply Now

Features of Quick Personal Loan in Navi Mumbai

  • Apply for a personal loan at Rs. 12,000 net salary
  • The competitive interest rate is 10.49% with different lenders.
  • 100% Digital loan process
  • The maximum loan amount: up to Rs. 40 lakhs
  • Money disburse time maximum 4 days
  • No upfront charges
  • Processing fees up to 4% (Depend on lenders)
  • Unsecured personal loan with collateral-free
Also Read: L&T Finance Personal Loan

Salaried Required for Personal Loan

** Your monthly net salary of Rs. 12,000 is required.

Eligibility Criteria for Personal Loan in Navi Mumbai

  • Required Age: 21 to 55 years (Some lenders accept 21 to 58 years)
  • Indian Residence
  • Credit Score:  -1 or 700+
  • Job Experience should be a minimum of 12 months required
  • The job should be on private ltd, public ltd, professional salaried (Doctor, Lawyer) & government employees are eligible.

Necessary Documents

  • Identity Proof: Aadhaar Card & Pan Card
  • Income Proof:  3 months’ salary slips & 12 months’ Bank Statement pdf
  • Residence Documents: Utility bill/ Gas bill/ Rent Agreement/ Water bill
  • Co-applicant KYC: Aadhaar Card & Pan Card
  • Form 16/ ITR required for some lenders

Personal Loan in Navi Mumbai Interest & Charges

Interest Rate10.49% to 42% p.a. (Depend on Lenders)
Processing FeeUp To 4% + GST
Insurance ChargesUp To 3%
Late ChargesDecide by Lenders
Minimum Loan Tenure12 month
Maximum Loan Tenure60 month (Some lenders provides 36 months)

How to Apply for a Personal Loan in Navi Mumbai

Step 1: Decide lenders based on your eligibility criteria & click on the “Apply Now” button. (WeRize provides loans at Rs. 12,000 net salaries with a 1-year salary credit statement)

Step 2: Fill all the details step-by-step.

Step 3: Our customer representative call you for the documents process. Just provide all the documents.

Step 4: After the eligibility check, lenders will give you a loan offer.

Step 5: You have to complete the e-nach process & loan will disburse.

FAQs on Personal Loans in Navi Mumbai

Can I get a personal loan in Navi Mumbai with Rs. 12,000 salary?

Yes, the applicant may apply for a personal loan at Rs. 12,000 net salary. The salary should be credited to directly the bank account & provide a 12-month salary credit statement.

What is the monthly EMI of a 2 lakh personal loan?

The monthly EMI depends on the lenders you choose. But the EMI can be Rs. 5,000 to Rs. 7,000.

Can I get a digital personal loan in Navi Mumbai?

24hr Loan is offering 100% digital personal loans. You can directly apply through the “Apply Now” button or send mail with proper documents at [email protected]

What is the maximum loan amount available at Rs. 13,000 salary?

 You can get minimum Rs. 30,000 to a maximum Rs. 5 lakhs loan at Rs. 13,000 salary.

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