Fast & digital personal loans are available in Navi Mumbai. 24hr Loan provides up to Rs. 40 lakhs instant personal loan. Loan disbursement time is 3 to 4 days. Different Banks & NBFCs provide quick personal loans in Navi Mumbai with 10.49% to 42% based on lenders.
List of Banks / NBFCs Companies for Personal Loans in Navi Mumbai
| Lender | Interest Rate | Loan Amount | Minimum Net Salary | |
| WeRize | 16% to 21% p.a. | Rs. 30,000 to Rs. 5 lakhs | Rs. 12,000 | Apply Now |
| Payme India | 18% to 42% p.a. | Up To 2 lakhs | Rs. 15,000 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 50,000 to Rs.7. 5 lakhs | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Up To 10 lakhs | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 5,000 to Rs. 5 lakhs | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Up To 3 lakhs | Rs. 20,000 | Apply Now |
| Axis Bank | 10.49% to 22% | Up To 40 lakhs | Rs. 25,000 | Apply Now |
| SMFG India Credit | 11.99% to 32% p.a. | Up To 25 lakhs | Rs. 20,000 to Rs. 25,000 | Apply Now |
| Bandhan Bank | 10.50% to 18% p.a. | Up To 25 lakhs | Rs. 20,000 | Apply Now |
| Piramal Finance | 12.99% p.a. | Up To 10 lakhs | Rs. 25,000 | Apply Now |
Features of Quick Personal Loan in Navi Mumbai
- Apply for a personal loan at Rs. 12,000 net salary
- The competitive interest rate is 10.49% with different lenders.
- 100% Digital loan process
- The maximum loan amount: up to Rs. 40 lakhs
- Money disburse time maximum 4 days
- No upfront charges
- Processing fees up to 4% (Depend on lenders)
- Unsecured personal loan with collateral-free
Also Read: L&T Finance Personal Loan
Salaried Required for Personal Loan
** Your monthly net salary of Rs. 12,000 is required.
Eligibility Criteria for Personal Loan in Navi Mumbai
- Required Age: 21 to 55 years (Some lenders accept 21 to 58 years)
- Indian Residence
- Credit Score: -1 or 700+
- Job Experience should be a minimum of 12 months required
- The job should be on private ltd, public ltd, professional salaried (Doctor, Lawyer) & government employees are eligible.
Necessary Documents
- Identity Proof: Aadhaar Card & Pan Card
- Income Proof: 3 months’ salary slips & 12 months’ Bank Statement pdf
- Residence Documents: Utility bill/ Gas bill/ Rent Agreement/ Water bill
- Co-applicant KYC: Aadhaar Card & Pan Card
- Form 16/ ITR required for some lenders
Personal Loan in Navi Mumbai Interest & Charges
| Interest Rate | 10.49% to 42% p.a. (Depend on Lenders) |
| Processing Fee | Up To 4% + GST |
| Insurance Charges | Up To 3% |
| Late Charges | Decide by Lenders |
| Minimum Loan Tenure | 12 month |
| Maximum Loan Tenure | 60 month (Some lenders provides 36 months) |
How to Apply for a Personal Loan in Navi Mumbai
Step 1: Decide lenders based on your eligibility criteria & click on the “Apply Now” button. (WeRize provides loans at Rs. 12,000 net salaries with a 1-year salary credit statement)
Step 2: Fill all the details step-by-step.
Step 3: Our customer representative call you for the documents process. Just provide all the documents.
Step 4: After the eligibility check, lenders will give you a loan offer.
Step 5: You have to complete the e-nach process & loan will disburse.
FAQs on Personal Loans in Navi Mumbai
Can I get a personal loan in Navi Mumbai with Rs. 12,000 salary?
Yes, the applicant may apply for a personal loan at Rs. 12,000 net salary. The salary should be credited to directly the bank account & provide a 12-month salary credit statement.
What is the monthly EMI of a 2 lakh personal loan?
The monthly EMI depends on the lenders you choose. But the EMI can be Rs. 5,000 to Rs. 7,000.
Can I get a digital personal loan in Navi Mumbai?
24hr Loan is offering 100% digital personal loans. You can directly apply through the “Apply Now” button or send mail with proper documents at 24hrloan2022@gmail.com
What is the maximum loan amount available at Rs. 13,000 salary?
You can get minimum Rs. 30,000 to a maximum Rs. 5 lakhs loan at Rs. 13,000 salary.