InCred Personal Loan

InCred Personal Loan Apply: Get Up To 7.5 Lakh Loan

Basically, InCred is a Non-Banking Financial Company (NBFC) that gives you an instant personal loan. You can get up to Rs. 7.5 lakh digital loan through InCred. It will take a maximum of 48 hours to get the loan.

The interest rate is 18% per annum. The applicant will get the InCred personal loan at Rs. 15,000 net monthly salaries.

InCred Personal Loan Quick Recap

Loan AmountRs. 50,000 to Rs. 7.5 lakh
Interest Rate18% p.a.
Repayment Tenure12 to 48 months
CIBIL-1/ 700+
IncomeRs. 15,000 Net Salary
Processing ChargeUp To 5% + GST
Eligible ForSalaried Person

Benefits of InCred Personal Loan

Fast Process: InCred offers a fast loan process. It will take 48 hours to get the money.

Flexible Tenure: The loan repayment tenure is flexible. You can choose 12 to 48 months of repayment tenure.

No CIBIL Required: You are eligible to apply for an InCred loan without a credit score.

Interest Rate: InCred personal loan interest rate starts from 18% per annum.

Collateral–free: This is a collateral-free loan. You can apply for a loan without a co-applicant.

Digital Application: You can apply fully digital loan application. No hard copy will require.

Also Read: Personal Loan for Minimum Salary 13000

Eligibility Criteria for InCred Personal Loan

Check out the following eligibility criteria for an InCred loan:

  • Applicant should be an Indian Citizen
  • Age required 21 to 55 years
  • A monthly net salary of Rs. 15,000 required
  • CIBIL Score -1 or 700+ required

InCred Loan Documents Required

  • Aadhaar Card
  • Pan Card
  • Address proof (Electricity bill/ Water bill/ Gas bill)
  • Last 6-month bank statement
  • Recent 3 month’s salary slip

InCred Personal Loan Interest Rate

Minimum Interest Rate11.49% p.a.
Maximum Interest Rate18% p.a.
Also Read: L & T Finance Personal Loan

InCred Loan Fees & Other Charges

Processing FeeUp To 5% + GST
Foreclose ChargesForeclose after 6 EMI payment
Late Payment ChargesApplicable

How to Apply for InCred Personal Loan

Step 1: Click on the “InCred Personal Loan” button.

Step 2: Fill in all details carefully.

Step 3: Send all the documents at [email protected]

Step 4: Our representative calls you on behalf of InCred.

Step 5: After applying, InCred gives you a loan offer.

Also Read: Navi Personal Loan Apply

InCred Personal Loan Customer Care

For any queries, you may contact InCred customer care through the following method:

Toll-free No: Call toll-free on 1800-102-2192

Official Email:  [email protected]

Office Address:

Unit No. 1203, 12th floor, B Wing,

The Capital, Plot No. C – 70, G Block,

Bandra – Kurla Complex

FAQs on InCred Personal Loan

Can I apply for an InCred loan with a poor CIBIL score?

The minimum CIBIL score requires 700+ to apply for an InCred persona loan.

How much loan InCred offers?

InCred provides up to 7.5 lakhs of instant loans.

How to contact InCred customer care?

Contact InCred customer care at toll-free no  1800-102-2192 or send mail to [email protected].

Is InCred safe to use?

InCred is RBI registered NBFC (Non-Banking Finance Company) company. It is safe to use.

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