Personal Loan for Minimum Salary 13000

Personal Loan for Minimum Salary 13000

You can apply personal loan for a minimum salary of 13,000 with a 16% to 21% per annum interest rate. Get up to 5 lakh loans within 7 days.

24hrloan is offering quick & fast loan approval. This is a digital loan process.

Personal Loan at 13000 Salary

Loan AmountUp To 5 Lakh
Interest Rate16% to 21% p.a.
Tenure1 -3 years
Age Required21 -55 years
Income Required12,000 Net Salary
Processing FeesUp to 3% of the loan amount
Eligible ForSalaried Person

Benefits of Personal Loan with 13000 Salary

Fast Approval: You can get the loan within 7 days. This is a quick & fast loan approval process.

No Extra Charges: Pay the processing and insurance charges after loan approval. Don’t require extra costs.

Flexible Tenure: Repay loan amount within 36 months.

Digital Process: 100% digital loan process. Upload documents at the time of loan application.

Pan India Available: You can apply for a loan from anywhere in India.

Minimum Documents: Apply for a loan with minimum documents like an Aadhaar Card, PAN card, Salary Slip, and bank Statement required.

Online Process: Apply for loans from anywhere. This is an online loan process. You can check the loan status through a customer portal.

Also Read: Rupeek Instant Gold Loan

Personal Loan for Less Than Rs. 13,000 Salary

Salary (net)Upper Loan LimitApply Now
Rs. 10,000Up To Rs. 50,000Apply Now
Rs. 11,000Up To Rs. 50,000Apply Now
Rs. 12,000Up To Rs. 5 LakhApply Now
Rs. 13,000Up To Rs. 5 LakhApply Now

Eligibility Criteria for Personal Loan for 13000 Salary

  • Applicant should be an Indian Citizen
  • The age should be 21 to 55 years
  • Not defaulter at previous loan
  • -1/700+ CIBIL Score
  • Net 12,000 Salary required
  • 1 yr Salary account statement

Documents for Personal Loan for Minimum Salary 13000

  • Pan Card
  • Aadhaar Card
  • Recent 3-month Salaried Slip
  • 1 yr. Salary Account Bank Statement pdf format
  • Co-applicant Aadhaar Card
  • Electricity Bill / Gas Bill/ Property Tax for Residential Proof

Also Read: Can I apply for a personal loan from two banks?

Fee & Other Charges

Interest rate16% to 21% p.a.
Processing FeeUp To 3% + GST
Insurance ChargesUp To 3% of the loan amount
Minimum Loan Tenure6 month
Maximum Loan Tenure36 month

Improve Personal Loan Approval

1. Improve Credit Score:

Building a decent CIBIL score increases the borrower loan approval ratio. Pay bills on time, reduce debt, avoid unnecessary inquiries maintain your credit score.

2. Reduce Debts

Your existing debts increase the chance of loan rejection. Paying down existing debts increases your DTI ratio which will help for fast loan approval.

 3. Smaller Loan Amount

Sometimes borrowers demand higher loan amounts which is not possible. Meanwhile, increases the chance of rejection. So, opt for a small loan amount which is easy to approve for lenders.

4. Add Co-applicant

You should add a co-applicant which adds extra value. A strong credit of a co-applicant can increase your loan approval chance. This is an additional benefit for you.

How to Apply for a Personal Loan at 13000 Salary

Follow the steps to apply for a personal loan:

Step 1: Click on the “Apply for WeRize Loan” button to start the loan application.

Step 2: Fill up the basic details that must be correct information.

Step 3: Enter the address & pin code details of your current address.

Step 4: Upload Pan Card, Aadhaar Card on both sides, Salary Slip & 1 yr Bank Statement in pdf format.

Step 5: Now, the bank will verify all the documents.

Step 6: After the eligibility check, you will get the loan offer.

Step 7: Now send your Residential documents like your Electricity bill or gas bill.

Step 8: The last process is e-mandate that have to go through a Debit card or Net banking. After that, the money will be credited to your bank account.

Also Read: Navi Instant Personal Loan

Contact Customer Care

You can contact customer care for any queries:

Phone No: 9051357314 (Mon to Sat: 10 am to 6 pm)

Email ID: [email protected]

Our customer care is available 24/7. Maintain the office hours to talk with customer representatives.


  1. I have minus 1 CIBIL. Can I apply for a personal loan at 13000 salary?

    You are eligible to apply for a personal loan.

  2. What is the maximum loan available at 13000 salaries?

    You can get up to a 5 lakh loan at 13000 salaries.

  3. I am working at Pvt ltd company. Am I eligible for a personal loan?

    You are eligible for a personal loan.

  4. What is the interest rate on a personal loan?

    The personal loan interest rate starts from 16% to 21% per annum.

  5. What is the personal loan repayment tenure?

    The repayment tenure is from 6 months to 36 months.

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