Paytm Postpaid Loan Apply Online

Paytm Postpaid Loan Apply Online @ Up to 60,000 Loan

You can get up to 60,000 Paytm Postpaid Loan with a 0% interest rate. Fast loan approval within 30 minutes. This is a 100% digital loan process.

Apply for Paytm postpaid loan without income proof. Also, You can check out the Paytm Business loan to get the loan.

Paytm Postpaid Loan Quick Recap

Credit LimitUp To Rs. 60,000
Interest Rate0% up to 30 days
Application processOnline
Age Required18 – 60 year
Income RequiredNIL
Late PaymentUp to Rs. 500
Eligible ForSelf-Employed / Salaried Person / Student

Benefits of Paytm Postpaid Loan

Online Process: Paytm is offering a 100% digital postpaid loan. Don’t need to submit a hard copy.

No Income Proof: Don’t require income proof to apply. You can apply without income proof.

Fast Approval: Get credit limit within 30 minutes.

No Activation Charges: Paytm provides postpaid loans without any activation charges.

Interest-Free: Get up to 30 days interest-free credit limit. Pay the due amount next month to avoid the late fee.

Minimum Documents: You can apply for Paytm Postpaid Loan with minimum documents like Aadhaar Card & Pan Card.

Also Read: Flipkart Pay Later EMI

Eligibility Criteria for Paytm Loan

Required following eligibility criteria to apply for Paytm Postpaid Loan:

  • Applicant’s age should be 18 years to 60 years
  • Required active bank account
  • Use Paytm for the online transaction before applying for a Paytm loan

Documents Required for Paytm Personal Loan

  • Pan Card
  • Aadhaar Card
  • Bank Account

Paytm Postpaid Loan Fees & Charges

Interest Rate0% up to 30 days
Late Payment FeeUp to Rs. 750 + GST
Convenience Fee0% to 3% of the loan amount

How to Apply for Paytm Postpaid Loan

Step 1: Open Paytm App or Click on the “Paytm Postpaid Loan” button

Step 2: Go to the Postpaid tab from the homepage

Step 3: Enter your Pan Card number & Aadhaar Card number

Step 4: Now Paytm check your eligibility

Step 5: If you are eligible, you will get the credit limit

 Step 6: Take your selfie & other details to complete the process.

Also Read: Slice Credit Card

Paytm Customer Care

Contact Paytm customer care for a loan or other queries:

Customer Care Number+91-120- 4770770 / 0120-38883888
Email ID[email protected]

Office Address:

Skymark One, Shop No.1, Ground Floor,

Tower-D, Plot No. H-10B,

Sector 98, Noida, UP-201301

FAQs on Paytm Postpaid Loan

Can I apply for a Paytm loan without income proof?

You can apply for a Paytm loan without any source of income.

Can I take the credit limit to my bank account?

You can transfer your credit limit to a bank account through the Paytm rent payment option. But it will take minimum charges.

I have a low CIBIL score. Am I eligible for Paytm Postpaid Loan?

Paytm is offering up to Rs. 60,000 in loans to everyone. You can apply with a low CIBIL score. If you are eligible, you will get a credit limit.

How to pay the Paytm due amount after 30 days?

After 30 days you can pay the due amount through UPI, Debit Card, or Net banking.

Can I improve my CIBIL score through Paytm Loan?

You can increase your CIBIL score through Paytm Postpaid Loan. Just pay on time to get a healthy credit score.

Leave a Comment

Your email address will not be published. Required fields are marked *