You can get up to 60,000 Paytm Postpaid Loan with a 0% interest rate. Fast loan approval within 30 minutes. This is a 100% digital loan process.
Apply for Paytm postpaid loan without income proof. Also, You can check out the Paytm Business loan to get the loan.
Paytm Postpaid Loan Quick Recap
| Credit Limit | Up To Rs. 60,000 |
| Interest Rate | 0% up to 30 days |
| Application process | Online |
| Age Required | 18 – 60 year |
| Income Required | NIL |
| Late Payment | Up to Rs. 500 |
| Eligible For | Self-Employed / Salaried Person / Student |
Benefits of Paytm Postpaid Loan
Online Process: Paytm is offering a 100% digital postpaid loan. Don’t need to submit a hard copy.
No Income Proof: Don’t require income proof to apply. You can apply without income proof.
Fast Approval: Get credit limit within 30 minutes.
No Activation Charges: Paytm provides postpaid loans without any activation charges.
Interest-Free: Get up to 30 days interest-free credit limit. Pay the due amount next month to avoid the late fee.
Minimum Documents: You can apply for Paytm Postpaid Loan with minimum documents like Aadhaar Card & Pan Card.
Also Read: Flipkart Pay Later EMI
Eligibility Criteria for Paytm Loan
Required following eligibility criteria to apply for Paytm Postpaid Loan:
- Applicant’s age should be 18 years to 60 years
- Required active bank account
- Use Paytm for the online transaction before applying for a Paytm loan
Documents Required for Paytm Personal Loan
- Pan Card
- Aadhaar Card
- Bank Account
Paytm Postpaid Loan Fees & Charges
| Interest Rate | 0% up to 30 days |
| Late Payment Fee | Up to Rs. 750 + GST |
| Convenience Fee | 0% to 3% of the loan amount |
How to Apply for Paytm Postpaid Loan
Step 1: Open Paytm App or Click on the “Paytm Postpaid Loan” button
Step 2: Go to the Postpaid tab from the homepage
Step 3: Enter your Pan Card number & Aadhaar Card number
Step 4: Now Paytm check your eligibility
Step 5: If you are eligible, you will get the credit limit
Step 6: Take your selfie & other details to complete the process.
Also Read: Slice Credit Card
Paytm Customer Care
Contact Paytm customer care for a loan or other queries:
| Customer Care Number | +91-120- 4770770 / 0120-38883888 |
| Email ID | [email protected] |
Office Address:
Skymark One, Shop No.1, Ground Floor,
Tower-D, Plot No. H-10B,
Sector 98, Noida, UP-201301
FAQs on Paytm Postpaid Loan
Can I apply for a Paytm loan without income proof?
You can apply for a Paytm loan without any source of income.
Can I take the credit limit to my bank account?
You can transfer your credit limit to a bank account through the Paytm rent payment option. But it will take minimum charges.
I have a low CIBIL score. Am I eligible for Paytm Postpaid Loan?
Paytm is offering up to Rs. 60,000 in loans to everyone. You can apply with a low CIBIL score. If you are eligible, you will get a credit limit.
How to pay the Paytm due amount after 30 days?
After 30 days you can pay the due amount through UPI, Debit Card, or Net banking.
Can I improve my CIBIL score through Paytm Loan?
You can increase your CIBIL score through Paytm Postpaid Loan. Just pay on time to get a healthy credit score.