CASHe is an instant personal loan app for salaried persons. If you have zero credit history, you can apply for CASHe personal loan. This is a digital loan application. You may get Rs. 1,000 to Rs. 4 lakhs loan through CASHe.
The AI-based features give you instant loan eligibility. The interest rate is 2.25% per month.
CASHe Personal Loan Quick Recap
| Loan Amount | Rs. 1,000 to Rs. 4 lakh |
| Interest Rate | 2.25% per month. |
| Repayment Tenure | 90 days to 540 days |
| CIBIL | -1/ 700+ |
| Processing Charge | Up To 3% + GST |
| Eligible For | Salaried Person / Self Employed |
Benefits of CASHe Personal Loan
Digital Approval: CASHe provides you digital loan approval process. That means you can get the loan through the home.
Higher Loan Amount: The loan amount is up to 4 lakhs. CASHe is offering higher loan amounts to customers.
No CIBIL Required: You are eligible to apply for a CASHe loan without a credit history.
No Hidden Charge: There are no other extra charges. You have to give a processing charge only.
Affordable Interest: The user may get a 2.25% interest rate per annum.
Fast Disburse: The loan disbursement process is fast. Within 30 minutes, the loan will disburse.
Also Read: RapidRupee Personal Loan Apply
Eligibility Criteria for CASHe Personal Loan
- Indian Citizenship
- Salaried Person / Self Employed can apply
- Age should be 23 to 58 years
- A monthly income of Rs. 12,000 required
- Required social media account (Facebook/LinkedIn)
Documents Required for CASHe Loan
Before applying for CASHe personal loan, you are required to the following documents:
- Pan Card
- Aadhaar Card
- Address Proof (Electricity bill/ Gast bill / Water bill)
- Recent 3 month’s salary slip
- Last 3-month bank statement
- Selfie photo
CASHe Personal Loan Interest Rate
| Loan Tenure | Interest Rate |
| For 90 days | 2.50% per month (30.42% p.a.) |
| For 180 days | 2.40% per month (29.20% p.a.) |
| For 270 days | 2.25% per month (27.38% p.a.) |
| For 360 days | 2.25% per month (27.38% p.a.) |
| For 540 days | 2.25% per month (27.38% p.a.) |
Also Read: Personal Loan for Minimum Salary 13000
CASHe Personal Loan Fees & Other Charges
| Processing Fees | Up To 3% + GST |
| EMI Default Charge | 0.7% interest |
| Foreclose Charge | NIL |
How to Apply for CASHe Personal Loan
Step 1: Click on the “CASHe Personal Loan” button.
Step 2: Log in CASHe through your social media account.
Step 3: Fill in the basic details carefully.
Step 4: Upload the KYC documents to check loan eligibility.
Step 5: After loan approval, you will get the loan.
Also Read: Top 5 Instant Personal Loan Apps in India
CASHe Personal Loan Customer Care
For any quires, you may contact CASHe customer care through the following method:
Official Email ID: [email protected]
Customer care replies to your message within 24 hours.
FAQs on CASHe Personal Loan
Can I apply for a CASHe loan without CIBIL Score?
You are eligible to apply for CASHe personal loan without a credit history.
How much loan CASHe offer?
CASHe offers up to Rs. 4 lakhs instant loan
How to contact CASHe customer care?
The applicant contacted customer cares through the official email id at [email protected].
How much income proof is required for a CASHe loan?
Your monthly income should be a minimum of Rs. 12,000 to get the CASHe loan.