L&T Finance Personal Loan Apply

L&T Finance Personal Loan Apply- Up To 7 Lakh

L&T finance offers consumer-based personal loans with an 11% interest rate per annum. This is an entirely digital loan. You can apply for a loan to solve your basic need like home renovation, medical expenses, or buy a new car.

Without any income proof, you can apply for an L&T finance personal loan. This NBFC company offers up to 7 lakh loans with 48-month tenure.

L&T Finance Loan Quick Recap

Loan AmountUp To 7 Lakh
Interest Rate11% – 19% p.a.
Tenure12 months – 48 months
Age Required23 – 57 years
IncomeNot Required
Processing FeesUp to 2% of the loan amount
Who Can ApplySalaried Person / Self Employed

Benefits of L&T Finance Personal Loan

Instant Approval: L&T finance offers instant customer-based personal loans within 72hour. Get money quickly after loan eligibility.

Affordable Interest Rate: The interest rate starts from 11% to 19% per annum. This NBFC Company gives you a very lower interest rate than other lenders.

Without Income Proof: You will get a personal loan without any income proof. Basically, it is a pre-approved-based personal loan.

Digital Process: Apply for an L&T finance loan online. You don’t need to go to any branch to apply. This is a fully digital process.

Pan India Serviceable: You can apply for a loan anywhere in India. L&T is accepting pan-India loan applications.

Flexible EMI: You can get a repayment tenure from 12 to 48 months. Easy & flexible repayment tenure offer given by L&T finance.

Pre-approved Offer: This is a pre-approved-based loan offer. You can get up to 7 lakh pre-approved loans without any income proof.

Also Read: Indusind Bank Personal Loan

L&T Personal Loan Interest Rate, Fees & Charges

Interest rate11% to 19% per year
Processing FeeUP to 2% of the loan amount
Late Payment Fee3% on overdue EMI
Foreclose Charges5% of the principal amount +GST
Minimum Loan Tenure12 month
Maximum Loan Tenure48 month
Also Read: LazyPay Personal Loan

L&T Finance Loan Eligibility

  • 700+ CIBIL Score required
  • Applicant’s age should be 23 to 57 years
  • Should be an Indian Citizen
  • Active Bank Account

Documents Required for L&T Loan

Submit the following documents for the L&T Personal loan:

  • Pan Card
  • Aadhaar Card
  • Residence Proof (Electricity bill / Gas bill)
  • Bank Account

How to Apply for L&T Finance Personal Loan

This is an online loan application process. Just upload the documents to check your eligibility. Follow the step-by-step process:

Step 1: Click the “Apply L&T Personal Loan” button to start the process.

Step 2: Now fill in the basic details like Name, Mobile no, Email id, etc.

Step 3: After that, the L&T finance representative contacts you for the next step process.

Step 4: You have to submit your KYC details to check eligibility.

Step 5: After eligible, you will get the loan offer.

Step 6: Share your bank details to get the money to your account.

Also Read: Paytm Business Loan

L&T Finance Personal Loan Customer Care

You can contact for loan related or other quires through customer care number, Email id or send a letter to the office address.

Customer Care Number: 7264888777

Official Email Id: [email protected]

Office Address:

15th Floor, PS SRIJAN Tech Park,

Plot No 52, Block DN, Sector-V,

Salt Lake City, Kolkata – 700 091,

District 24-Parganas North

FAQs on L&T Finance Personal Loan

I am Self Employed. Can I apply for a loan?

L&T Finance offers pre-approved personal loans for both salaried and self-employed persons.  You can apply as a self-employed professional.

Can I get the loan without any income proof?

You can apply for the loan without any income proof. If you are eligible, you will get the loan offer.

I don’t have any CIBIL Score. Can I able to apply?

No. L&T Finance personal loan minimum eligibility criteria are 700+ CIBIL Score to get the pre-approved loan amount.

What is the minimum & maximum loan amount L&T Finance is offering?

The minimum loan amount is Rs. 10,000 and the maximum loan amount is Rs. 7 lakh.

What is the interest rate of an L&T Finance consumer-based personal loan?

Interest rate starts from 11% to 19% p.a.

What is the meaning of a consumer-based personal loan?

If you used the consumer loan facility through L&T finance, you will get a pre-approved personal loan that is available without any income proof.

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