Bajaj Finserv Pre-Approved Personal Loan

Bajaj Finserv Pre-Approved Personal Loan

These days pre-approved personal loan is on hype. Users now get up to Rs. 10 lakhs with Bajaj Finserv pre-approved instant personal loans. The pre-approved loan will be disbursed within 30 minutes. But this loan is available for Bajaj Finserv’s existing customers only.

Bajaj Finserv Pre-Approved Personal Loan

Loan AmountUp to Rs.10 Lakhs
Interest Rate13%– 36% p.a.
Loan Tenure1 year to 5 years
Processing ChargeUp to 4% + GST
Eligible ForExisting Bajaj Finserv Customers

Features of Bajaj Finserv Pre-Approved Loan

  • Same-day loan will be disbursed to the applicant’s bank account.
  • No income proof is required for a Bajaj Pre-approved loan.
  • The loan will be disbursed without verification.
  • No hard inquiry on your credit score
  • Take flexible loan tenure features up to 60 months
  • No hidden charges. Only pay the processing charges

Eligibility Criteria for Bajaj Finserv Pre-Approved Loan

A pre-approved loan gives you an instant loan offer with minimum eligibility. Match the Bajaj pre-approved loan eligibility criteria before applying:

  • Indian Citizenship
  • Existing customer of Bajaj Finserv (Bajaj EMI card users only get this loan offer)
  • Main good relation with Bajaj Finserv (No Defaulter Ever)

Bajaj Pre-Approved Loan Essential Documents

As I say, this is a pre-approved loan, so don’t require blah-blah documents. Provide essential KYC proof:

  • Identity Proof (Pan Card/ Aadhaar Card/ Passport)
  • Address Proof (Aadhaar Card/ Driving License/ Passport/ Voter Card)
  • Applicant’s House Picture
  • Applicant’s Selfie Images
  • Bank Account Details

Bajaj Finserv Pre-Approved Loan Interest & Charges

Minimum Interest Rate13% p.a.
Maximum Interest Rate36% p.a.
Loan Tenure1 year – 5 years
Processing FeesUp To 4% of approval loan amount + GST
Late ChargesDecide by Bank
Bounce ChargesRs. 750/-

How to Apply for a Bajaj Finserv Pre-Approved Loan

Step 1: If you are an existing customer, open the Bajaj Finserv application through your smartphone.

Step 2: Verify your existing linked phone number with Bajaj Finserv through OTP.

Step 3: Now, you will see a pre-approved loan offer at the top of your application.

Step 4: Simply click & fill in your details KYC.

Step 5: After filling in all the details, click on the “Proceed” button.

Step 6: Now, you will get the verification call through Bajaj Finserv.

Also Read: Power of Pre-Approval: 4 Must-Have Features of Personal Loans

Bajaj Finserv Pre-Approved Loan Customer Care

If you want to contact us for your instant pre-approved loan, you can call or send Email to Bajaj Finserv customer care.

Customer Care Number: 8698010101

Official Email ID:  [email protected]

Also, you may ask your queries through the Bajaj application.

FAQs on Bajaj Finserv Pre-Approved Loan

Can I get a Bajaj Finserv pre-approved loan without income proof?

You will get a Bajaj Finserv pre-approved personal loan without income proof if you are an existing Bajaj customer.

What is the interest rate of a Bajaj Finserv pre-approved loan?

Bajaj Finserv’s pre-approved loan interest rate comes with 13% to 36% p.a.

Which customer will get a Bajaj Finserv pre-approved loan?

The existing Bajaj Finserv customers who are already using Bajaj EMI cards will be eligible for a pre-approved loan offer.

How to contact Bajaj Finserv pre-approved loan customer care?

You can directly contact customer care through the Bajaj Finserv application or call 8698010101 on working days.

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