Still, if you are not using any credit card, you can try for a Bajaj Finserv EMI Card. You will get up to Rs. 2 Lakh credit limit. Also, you may convert the purchase amount to EMI (Equated Monthly Installments).
Another benefit is Bajaj Finserv pre-approved loan. Using the Bajaj EMI Card properly will make you eligible for a pre-approved loan offer.
Bajaj Finserv EMI Card Quick Recap
| Credit Limit | Up To Rs. 2 lakh |
| Interest rate | NIL |
| Convert to EMI | 6 months to 24 months |
| Age | 23 to 60 years |
| Income Required | NIL |
| Joining Fees | Rs. 599/- + GST |
| Eligible For | Self-Employed/ Salaried Person/ Student/ Housewife |
Benefits of Bajaj Finserv EMI Card
Pre-approved Loan: If you are using a Bajaj Finserv EMI Card & pay the money on time, you will get the Bajaj Pre-approved loan offer.
Interest-Free: The Bajaj EMI card is a no-cost EMI card. That means you can convert the purchased products to monthly EMI without paying interest.
Use Anywhere: Bajaj is connected with 65,000+ online & offline stores. So, you can use an EMI card anywhere.
Zero Foreclose Charges: You can close convert EMI loan amount after paying the 1st or 2nd EMI. Bajaj is not taking any charges to foreclose the loan.
Few Documents: Provide your essential KYC documents to apply for a Bajaj EMI Card.
Flexible Loan Tenure: The Bajaj EMI card gives you flexible loan repayment tenure. Take the maximum 24 months tenure.
Bajaj Finserv EMI Card Eligibility Criteria
There are not much higher eligibility criteria for a Bajaj EMI card. It is much easier compared with a credit card.
- You should be an Indian Residence
- Your eligible age: 23 to 60 years
- Source of Income required
- Your Mobile Number should be linked with your Aadhaar Card
Also Read: Business Loan Up To 10 Lakh
Documents Required for Bajaj Finserv EMI Card
- Aadhaar Card
- Pan Card
- Bank Account
- Cancel Cheque
- Passport Photo
Bajaj Finserv EMI Card Fees & Charges
| Joining Fees | Rs. 599/- + GST |
| Bounce Charge | Rs. 450/- + GST |
| Mandate Rejection Charge | Rs. 450/- + GST |
| Annual Charges | Rs. 117/- + GST |
How to Apply for Bajaj Finserv EMI Card Online
Step 1: Go To the “Bajaj EMI Card” tab & start your journey.
Step 2: Now, verify your mobile number with OTP.
Step 3: Give your proper KYC information & address.
Step 4: Pay the one-time Joining fee of Rs. 599 through a Debit Card or other transaction method.
Step 5: Now your EMI card will come to your nearest post office.
Step 6: Just activate it after receiving it.
Bajaj Finserv EMI Card Customer Care
Bajaj Finserv customer care is helpful. You can call & send an Email to the official Email ID.
Phone Number: 020-71177266
Email ID: grievanceredressalteam@bajajfinserv.in
FAQs on Bajaj Finserv EMI Card
Is student can apply for a Bajaj EMI Card?
Yes, students can also apply for a Bajaj EMI Card. But your age should be between 23 to 60 years.
What are the benefits of a Bajaj Finserv EMI Card?
Bajaj Finserv provides lots of benefits such as using no-cost EMI, Pre-approved loans & more.
How to active Bajaj Finserv EMI Card?
Generate an EMI Card PIN through SMS “PIN” to 9227564444 from a registered phone number that you gave at the time of application.
How to see the loan details of the Bajaj EMI Card?
Download the Bajaj Finserv application & log in through your registered phone number. You will see all the loan details & pre-approved offers.