Personal Loan in Noida

Personal Loan in Noida: Get 5 Lakh Loan within 72 hours

24hr Loan gives you a personal loan in Noida with a digital process. With a minimum salary of Rs. 12,000, you may apply for a personal loan. The lender offers up to Rs. 5 lakhs loan. If you have a higher salary, you may try other lenders for a higher loan.

Personal Loan in Noida

Loan AmountRs. 40,000 to Rs. 5 Lakhs
Interest Rate1.34% to 1.85% per month
Loan TenureUp To 36 months
Age21 -55 years
Monthly SalaryRs. 12,000 (in-hand)
Processing ChargeUp to 3% + GST
Eligible ForSalaried Person

Benefits of Personal Loan in Noida

  • Enjoy our digital loan application process
  • Get a personal loan with a minimum of Rs. 12,000 net salary.
  • The documentation process is less compared with other lenders.
  • Apply for a personal loan at 21 years of age.
  • No CIBIL score is required to apply for a loan.
  • The interest rate is flexible. Your credit score will decide the best rate for you.
  • Eligible loan amount up to Rs. 5 lakhs

Other Lenders Offer Personal Loans in Noida

LenderInterest RateLoan AmountMonthly Salary 
Payme India  18% to 42% p.a.Up To 2 lakhs  Rs. 15,000Apply Now
InCred   11.49% to 18% p.a.Rs. 50,000 to Rs.7. 5 lakhsRs. 15,000Apply Now
IDFC   12.50% to 18% p.a. Up To 10 lakhs  Rs. 15,000Apply Now
PaySense   1.4% to 2.3% per monthRs. 5,000 to Rs. 5 lakhsRs. 18,000Apply Now
Upward   9% to 32% p.a. Up To 3 lakhs  Rs. 20,000Apply Now
Axis Bank10.49% to 22% Up To 40 lakhs  Rs. 25,000Apply Now
SMFG India Credit11.99% to 32% p.a.Up To 25 lakhs  Rs. 20,000 to
Rs. 25,000
Apply Now
Bandhan Bank10.50% to 18% p.a. Up To 25 lakhs   Rs. 20,000Apply Now
Piramal Finance    12.99% p.a. Up To 10 lakhs   Rs. 25,000Apply Now

Eligibility Required for Noida Personal Loan

The eligibility criteria are easy to apply for personal loans in Noida. Check the list of required eligibility below:

  • Applicant age: 21 to 55 years
  • Credit Score must be: -1 or 700+
  • Monthly Salary: Rs. 12,000 (Cash Salary Not Accepted)
  • Your job experience minimum of 12 months required
  • No Loan defaulter in last 6 months
Also Read: HDFC Bank Mudra Loan

Essential Documents for Loan in Noida

When you are going to apply for a personal loan in Noida, you have to provide some essential documents. Here are the documents given below the list:

  • Aadhaar Card
  • Pan Card
  • Your salary credit 12 months statement
  • Salary Slip
  • Residential Proof( Gas bill/ Utility bill/ Rent agreement)
  • Aadhaar Card of Guarantor
  • Photo of both applicant & Guarantor

Personal Loan in Noida Interest & Charges

Interest Rate16% to 21% p.a.
Processing Charge3% of the loan amount
Loan Tenure1 year to 3 years
Pre-close ChargeUp to 4%

How to Apply for a Personal Loan in Noida

Step 1: Let’s start to apply for a personal loan click on the “Apply Now” button.

Step 2: Fill your details with the correct information.

Step 3: Give the current address with the proper pin code.

Step 4: Upload all your essential documents.

FAQs on Personal Loans in Noida

What is the maximum personal loan available in Noida?

If your minimum monthly salary is Rs. 12,000, you may get up to Rs. 5 lakhs personal loan. But if your salary is higher, we provide you with a higher loan.

What is the interest rate on personal loans in Noida?

A credit score is an important factor when we talk about interest rates. If you have a good CIBIL score, you will get a lower interest. The general interest rate is 16% to 21% p.a.

What is the personal loan tenure in Noida?

The personal loan tenure is 1 year to 3 years.

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