24hr Loan gives you a personal loan in Noida with a digital process. With a minimum salary of Rs. 12,000, you may apply for a personal loan. The lender offers up to Rs. 5 lakhs loan. If you have a higher salary, you may try other lenders for a higher loan.
Personal Loan in Noida
|Loan Amount||Rs. 40,000 to Rs. 5 Lakhs|
|Interest Rate||1.34% to 1.85% per month|
|Loan Tenure||Up To 36 months|
|Age||21 -55 years|
|Monthly Salary||Rs. 12,000 (in-hand)|
|Processing Charge||Up to 3% + GST|
|Eligible For||Salaried Person|
Benefits of Personal Loan in Noida
- Enjoy our digital loan application process
- Get a personal loan with a minimum of Rs. 12,000 net salary.
- The documentation process is less compared with other lenders.
- Apply for a personal loan at 21 years of age.
- No CIBIL score is required to apply for a loan.
- The interest rate is flexible. Your credit score will decide the best rate for you.
- Eligible loan amount up to Rs. 5 lakhs
Other Lenders Offer Personal Loans in Noida
|Lender||Interest Rate||Loan Amount||Monthly Salary|
|Payme India||18% to 42% p.a.||Up To 2 lakhs||Rs. 15,000||Apply Now|
|InCred||11.49% to 18% p.a.||Rs. 50,000 to Rs.7. 5 lakhs||Rs. 15,000||Apply Now|
|IDFC||12.50% to 18% p.a.||Up To 10 lakhs||Rs. 15,000||Apply Now|
|PaySense||1.4% to 2.3% per month||Rs. 5,000 to Rs. 5 lakhs||Rs. 18,000||Apply Now|
|Upward||9% to 32% p.a.||Up To 3 lakhs||Rs. 20,000||Apply Now|
|Axis Bank||10.49% to 22%||Up To 40 lakhs||Rs. 25,000||Apply Now|
|SMFG India Credit||11.99% to 32% p.a.||Up To 25 lakhs||Rs. 20,000 to|
|Bandhan Bank||10.50% to 18% p.a.||Up To 25 lakhs||Rs. 20,000||Apply Now|
|Piramal Finance||12.99% p.a.||Up To 10 lakhs||Rs. 25,000||Apply Now|
Eligibility Required for Noida Personal Loan
The eligibility criteria are easy to apply for personal loans in Noida. Check the list of required eligibility below:
- Applicant age: 21 to 55 years
- Credit Score must be: -1 or 700+
- Monthly Salary: Rs. 12,000 (Cash Salary Not Accepted)
- Your job experience minimum of 12 months required
- No Loan defaulter in last 6 months
Also Read: HDFC Bank Mudra Loan
Essential Documents for Loan in Noida
When you are going to apply for a personal loan in Noida, you have to provide some essential documents. Here are the documents given below the list:
- Aadhaar Card
- Pan Card
- Your salary credit 12 months statement
- Salary Slip
- Residential Proof( Gas bill/ Utility bill/ Rent agreement)
- Aadhaar Card of Guarantor
- Photo of both applicant & Guarantor
Personal Loan in Noida Interest & Charges
|Interest Rate||16% to 21% p.a.|
|Processing Charge||3% of the loan amount|
|Loan Tenure||1 year to 3 years|
|Pre-close Charge||Up to 4%|
How to Apply for a Personal Loan in Noida
Step 1: Let’s start to apply for a personal loan click on the “Apply Now” button.
Step 2: Fill your details with the correct information.
Step 3: Give the current address with the proper pin code.
Step 4: Upload all your essential documents.
FAQs on Personal Loans in Noida
What is the maximum personal loan available in Noida?
If your minimum monthly salary is Rs. 12,000, you may get up to Rs. 5 lakhs personal loan. But if your salary is higher, we provide you with a higher loan.
What is the interest rate on personal loans in Noida?
A credit score is an important factor when we talk about interest rates. If you have a good CIBIL score, you will get a lower interest. The general interest rate is 16% to 21% p.a.
What is the personal loan tenure in Noida?
The personal loan tenure is 1 year to 3 years.