24hrLoan provides instant personal loans in the most loved city Kolkata. Lenders give you the best interest rate starting from 10.75% per annum. You can choose the easy repayment tenure from 1 year to 5 years.
These lenders offer fast loan services. It will take around 72 hours to get the money to your account. Let’s check out the details of instant personal loans in the Kolkata area.
Banks / NBFCs Offer Instant Personal Loans in Kolkata
| Banks/NBFCs | Interest Rates(p.a.) | Income Required | |
| WeRize | 14.00%-21.00% | Net Salary 12,000 | Apply Now |
| MoneyWide | 16.83% to 32.83% | Net Salary 25,000 | Apply Now |
| InCred | 18% onwards | Net Salary 15,000 | Apply Now |
| PaySense | 16.80%- 27.60% | Net Salary 18,000 | Apply Now |
| HDFC | 10.75%- 21% | Net Salary 40,000 | Apply Now |
| Upward | 9% – 32% | Net Salary 21,000 | Apply Now |
| Payme India | 18% to 42% | Net Salary 15,000 | Apply Now |
Benefits & Features of Personal Loan in Kolkata
- Digital loan application process
- Get a loan amount of up to 45 lakhs
- Loan repayment tenure 1 year to 5 years
- Fast loan disbursement within 3 days
- No collateral required
- Competitive interest rate 10.75% per annum
- The processing charge is up to 4%
Income Required for Personal Loan in Kolkata
A minimum net salary of 12,000 is required to get the loan.
Also Read: Personal Loan for minimum salary 15,000
Eligibility Criteria for Personal Loan in Kolkata
- Applicant should be Indian Citizenship
- The age should be 23 to 55 years
- Applicant employees should be public limited, or private limited of government (Central/ State / Local).
- Credit score should be -1 or 700+
Also Read: 7 Best Personal Loan Apps in India
Documents Required for Personal Loan in Kolkata
The following documents will require to apply for a personal loan in Kolkata:
- ID Proof (Pan Card/ Aadhaar Card)
- Address Proof (Aadhaar Card)
- Last 3 months Salary Slip
- Last 1 years salary account bank statement pdf
- Residential proof (Electricity bill/ Gas bill/ Water bill/ Property Tax/ Rent Agreement)
- Form 16/ ITR requires the salary to be more than 50,000
- Applicant Selfie photo
How to Apply for a Personal Loan in Kolkata
Step 1: Start the application through the “Apply Loan” button.
Step 2: Fill in all required documents carefully.
Step 3: You will get the call for the document verification process.
Step 4: After all eligibility checks, you will get the loan offer.
Step 5: The last process is e-mandate. After that, the money will credit to your account.
FAQs on Personal Loans in Kolkata
How much loan is available at 15,000 net salaries?
WeRize give you up to 5 lakhs instant personal loan at a 12,000 salary. You may get the loan at 15,000 salaries. But the previous loan EMI should be lower to get the higher loan amount.
How much time requires to get the personal loan in Kolkata?
It will take 72 hours to get the personal loan approval.
What is the maximum personal loan available?
24hr Loan provides you a minimum of Rs. 50,000 to Rs. 45 lakhs personal loan through Banks/NBFCs.
Can I get a personal loan without collateral?
Yes, you can apply for a personal loan without collateral or security.