PaySense Instant Loan: Get a Loan Up To 7.5 Lakh

You can get up to 7.5 lakhs instant personal loans through PaySense. A salaried & self-employed person can apply for a PaySense loan. The loan process is quick & digital. The interest rate starts from 1.4% to 2.3% per month.

The loan repayment tenure is 3 to 60 months. You can apply for a PaySense instant loan with a 720+ credit score.

PaySense Instant Loan Quick Recap

Loan Amount	Up to 7.5 Lakh
Loan Tenure	3 – 60 months
Interest rate	1.4%- 2.3% per month
Income Required	Rs. 18,000 for Salaried Employees & Rs. 20,000 for Self Employed
Processing fee	Up to 3% of the loan amount
Age	21 – 60 years
Cibil Score	720+
Eligible For	Salaried Person / Self Employed

Benefits of PaySense Instant Loan

Instant Loan: PaySense provides Rs. 5,000 to 7.5 lakhs instant personal loans.

Fast Process: You will get the loan within 3 days. PaySense offers a fast loan disbursement process.

CIBIL Score: If you have a 720+ credit score, you can also apply.

 Affordable Tenure: The loan repayment tenure is 3 to 60 months. The long repayment tenure offered by PaySense.

Flexible Interest Rate: The interest rate starts from 1.4% to 2.3% per month.

Paperless Documents: This is a digital loan process. Upload the required documents at the loan process time.

Also Read: Hero Fincorp Personal Loan

Eligibility Criteria for PaySense Instant Loan

• Applicant should be an Indian Citizen
• Age required 21 to 60 years
• Salaried or Self Employed persons are eligible to apply
• The minimum monthly net salary required Rs. 18,000
• Self-employed monthly income should be Rs. 20,000

Documents Required for PaySense Personal Loan

Required the following documents to apply for a PaySense personal loan:

Salaried Person

• Aadhaar Card
• Pan Card
• Recent 3 month’s salary slip
• Recent 6-month bank statement pdf
• Residential proof (Electricity bill / Gas bill / Property tax)

Self Employed

• Aadhaar Card
• Pan Card
• Recent 2 yr Income Tax File
• Recent 2 yr Trade License
• Recent MSME Certificate
• 6-month current bank statement pdf
• Residential proof (Electricity bill / Gas bill / Property tax)

Also Read: Personal Loan for Minimum Salary 13000

PaySense Loan Interest Rate, Fees & Charges

Interest Rate	1.4%- 2.3% per month
Loan Processing Fee	Up to 3% of the loan amount
Late Payment Charges	Rs. 500 plus GST
Foreclosure charges	4% of the outstanding loan amount

How to Apply for PaySense Loan

Step 1: Click on the “PaySense Instant Loan” button.

Step 2: Now, sign up through a mobile number.

Step 3: Fill in your KYC & other details.

Step 4: After the eligibility check, you will get the loan offer.

Step 5: Choose the loan amount

Step 6: Upload KYC documents, income proof & bank statement.

Step 7: Now start the E-NACH process to get the amount.

Step 8: The loan amount will be credited within 3 days.

Also Read: Navi Personal Loan

PaySense Personal Loan Customer Care

If you have any issues, you can contact PaySense customer care for queries. Customer care solves your queries as soon as possible.

Email ID: [email protected]

Office Address:

MUMBAI

Jaivilla Dev Shakti
49 Tilak Road, Navyug Colony,
Santacruz West, Mumbai, 400054
Maharashtra, India

FAQs on PaySense Instant Loan