Bandhan Bank Personal Loan

Bandhan Bank Personal Loan: Get an Instant 25 Lakh Loan

Bandhan Bank provides up to Rs. 25 lakhs personal loans with 10.50% interest p.a. The loan tenure is 5 years. The money will disburse within 3 days. The minimal documents will require to get the loan.

Bandhan Bank Personal Loan

Loan AmountUp To 25 Lakh
Interest Rate10.50% p.a.
Loan Tenure1 years to 5 years
Age Required21 -58 years
Monthly IncomeNet Salary 20,000
Processing FeesUp to 1% of the loan amount
Eligible ForSalaried Employee

Features of Bandhan Bank Personal Loan

  • You will get the flexible interest rate
  • The processing charge is 1% of the loan amount
  • You may get a higher loan amount of up to Rs. 25 lakhs
  • No extra charges or hidden charges
  • The interest rate is flexible at 10.50% per annum.
  • Collateral–free personal loan
Also Read: Personal Loan for minimum salary 12000

Eligibility Criteria for Bandhan Bank Personal Loan

Before applying for Bandhan Bank personal loan, you should match the eligibility criteria:

  • Applicant’s age should be between 21 to 58 years
  • The applicant should be Indian Residence
  • Credit score should be – 1 or 700+
  • The net salary should be Rs. 20,000

Documents Required for Bandhan Bank Loan

  • Address Proof (Aadhaar Card / Rent Agreement/ Electricity bill)
  • Identity Proof (Pan Card)
  • Recent 3-month Salary Slip
  • Last 6-month Salary Credit bank statement pdf
  • Recent Passport photo
Also Read: Instant Personal Loan in Kolkata

Bandhan Bank Personal Loan Fees & Other Charges

Processing ChargesUp to 1% of the loan amount
Cheque Bouncing ChargesRs 500
Late Payment Charges2% per month of the outstanding EMI
Foreclosure Statement ChargeRs 100
Foreclosure charges4% of the principal amount (For the first 12 months)
2.5% of the principal amount (After 12 months of repayment)
After 12 successful EMIs are paid, no foreclosure charges are applicable.
Duplicate Account StatementRs 100
Duplicate NOC (No Objection Certificate)Rs 300

How to Apply for Bandhan Bank Personal Loan

Step 1: Click on the “Bandhan Bank Personal Loan” button.

Step 2: Fill in your details KYC.

Step 3: Our representative will call you for the documentation process.

Step 4: After all the process, you will get the loan offer.

Step 5: The last process is e-mandate & after that, you will get the money to your account.

FAQs on Bandhan Bank Personal Loan

How much salary is required to get the loan?

Bandhan Bank is offering a personal loan at Rs. 20,000 net salary.

What is the Bandhan Bank personal loan tenure?

The Bandhan Bank loan tenure is 1 year to 5 years.

What is the processing fee for a Bandhan Bank loan?

The processing fee is 1% of the loan amount.

How much loan is Bandhan Bank offer?

Bandhan Bank provides up to Rs. 25 lakh personal loans.

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