Personal Loan in Chennai

Personal Loan in Chennai: Instant Loan Up To 5 Lakh

You may apply for a personal loan in Chennai, the capital city of Tamil Nadu. The 24hr Loan partners with different lenders to give you the best loan offer. You can get up to Rs. 5 lakhs instant personal loan. The interest rate can be 18% to 21% per annum.

Personal Loan in Chennai

Loan AmountUp To 5 Lakh
Interest Rate16% to 21% p.a.
Tenure1 years to 3 years
Age23 -55 years
Income Required12,000 Net Salary
Processing FeesUp to 3% of the loan amount
Eligible ForSalaried Person

Features of Personal Loan in Chennai Location

  • The digital personal loan process
  • The minimum net salary of Rs. 12,000 required
  • Flexible EMI tenure up to 36 months
  • You may get a top-up loan facility
  • You don’t have to visit any branch
  • Collateral-free loan process
Also Read: Personal Loan in Kolkata

Documents Required for Personal Loan in Chennai

  • ID Proof (Aadhaar Card)
  • Pan Card
  • Income Proof (3-month Salary Slip)
  • 1-year bank statement pdf
  • Residential Proof (Electricity bill/ Gas bill)
  • Guarantor Aadhaar Card
  • Guarantor Selfie Photo
  • Applicant Selfie Photo

Eligibility Criteria for Personal Loan

  • Your net monthly salary of Rs. 12,000 required
  • 1-year salary credit bank statement pdf
  • Credit score: -1 or 700+ required
  • Applicant should own a house

Different Lenders Personal Loans in Chennai

Banks/NBFCsInterest Rates(p.a.)Income Required
WeRize16.00%-21.00%Net Salary Rs.12,000Apply Now
MoneyWide16.83% to 32.83%Net Salary Rs. 25,000Apply Now
IDFC Bank12.50% to 18%Net Salary Rs. 15,000Apply Now
Piramal Finance12.99% onwardsNet Salary Rs. 25,000Apply Now
Bandhan Bank10.50% to 12.65%Net Salary Rs. 20,000Apply Now
InCred18% onwardsNet Salary Rs. 15,000Apply Now
IIFL12.75% to 33.75%Net Salary Rs. 15,000Apply Now
PaySense16.80%- 27.60%Net Salary Rs. 18,000Apply Now
Hero Finance16.80%- 27.60%Net Salary Rs. 18,000Apply Now
HDFC10.75%- 21%Net Salary Rs. 40,000Apply Now
Upward9% – 32%Net Salary Rs. 21,000Apply Now
Payme India18% to 42%Net Salary 15,000Apply Now

Personal Loan in Chennai Interest & Charges

Interest Rate16% to 21% p.a.
Processing FeeUp To 3% + GST
Insurance ChargesUp To 3% of the loan amount
Late ChargesApplicable
Minimum Loan Tenure6 month
Maximum Loan Tenure36 month

How to Apply for a Personal Loan in Chennai

Step 1: Start to apply by clicking on the “WeRize Personal Loan” tab.

Step 2: Fill in your basic KYC details with your Email id & ph no.

Step 3: You have to give your current residential pin code

Step 4: The third step is to upload your pan card, Aadhaar card, Salary slip & 1-year bank statement pdf.

Step 5: WeRize customer care call you for the verification process.

Step 6: After completing the process, you will get the loan eligibility.

Step 7: Now, the last step is the e-mandate process & the money will credit after that.

Also Read: Instant Loan in Hyderabad for Salaried 

Personal Loan Chennai Contact Number

You may contact us for personal loan-related queries. We defiantly solve your problems.

Phone No: 9051357314 (Mon to Sat: 10 am to 6 pm)

Email ID: [email protected]

You can also contact us through Email with mention proper subject. We will reply to you within 24 hours.

FAQs on Personal Loans in Chennai

How much amount a personal loan available in the Chennai location?

You may get up to Rs. 5 lakh through WeRize or you can try other banks also to get the higher loan amount.

Can I get a personal loan in Chennai at 12,000 salary?

You can get a personal loan in the Chennai location at a 12,000 net salary. The maximum loan amount is Rs. 5 lakh.

What is the interest rate of a personal loan in Chennai?

The interest rate starts from 16% to 21% per month. It will depend on lenders.

How much time takes to disburse the personal loan?

The personal loan will disburse in the Chennai location within 5 days.

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