Axis Bank Personal Loan apply

Axis Bank Personal Loan Apply: Up To 40 Lakh Loan

Axis Bank offers up to 40 lakhs instant personal loans with a 10.49% p.a. interest rate. If you have a Rs. 15,000 net salary, you may apply for an Axis Bank personal loan. The loan tenure is 5 years.

Axis Bank also provides pre-approved personal loans to their loyal customer. There is no physical paperwork. The entire process is online.

Axis Bank Personal Loan Quick Recap

Loan AmountUp To 40 Lakh
Interest Rate10.49% to 22% p.a.
Tenure1 -5 years
Age Required21 -60 years
Monthly SalaryRs.15,000 Net
Processing FeesUp to 2%
Eligible ForSalaried Person

Benefits of Axis Bank Personal Loan

Competitive Interest Rate: Axis Bank provides a flexible interest rate. The interest rate starts from 10.49% to 22% per annum.

Loan Tenure: The loan repayment tenure is up to 5 years. You may choose the flexible tenure.

High Loan Amount: You may be eligible for Rs. 50,000 to Rs. 40 lakhs loan as per your monthly income.

Less Documentation: The documentation process is minimal. You have to submit KYC documents & income proof to get the personal loan.

Instant Loan: You will get an instant loan. Axis Bank personal loan provides a fast loan disbursement process.

No Collateral: Applicant can apply for a personal loan without collateral or security.

Comparison of Other NBFCs/Bank’s Personal Loan Interest Rates

Banks/NBFCsInterest Rates(p.a.)Income Required
WeRize14.00%-21.00%Net Salary Rs.12,000Apply Now
MoneyWide16.83% to 32.83%Net Salary Rs. 25,000Apply Now
InCred18% onwardsNet Salary Rs. 15,000Apply Now
PaySense16.80%- 27.60%Net Salary Rs. 18,000Apply Now
HDFC10.75%- 21%Net Salary Rs. 40,000Apply Now
Upward9% – 32%Net Salary Rs. 21,000Apply Now
Payme India18% to 42%Net Salary 15,000Apply Now
Also Read: Personal Loan for Minimum Salary 13,000

Eligibility Criteria for Axis Bank Personal Loan

The following eligibility criteria are required  to apply for an Axis Bank personal loan:

  • You have to have Indian Citizenship
  • The applicant’s monthly salary should be Rs. 15,000 or more.
  • Age required 21 years to 60 years.
  • The work experience should be a minimum of 3 years.
  • The customer should be a salaried person.

Documents Required for Axis Bank Personal Loan

  • KYC Documents (Aadhaar Card/ Passport/ Voter Card/ Driving License/ Job Card)
  • Address Proof (Aadhaar Card)
  • Identity Proof (Pan Card)
  • Last 2-month salary slip
  • Recent 1 month’s salary account statement
  • Passport Photo
Also Read: 7 ways to maximize your personal loan application

Axis Bank Personal Loan Fees & Charges

Processing FeesUp to 2%
Swap FeesRs 500 per instance + GST
Penal Interest2% per month on overdue EMI
Duplicate statement chargesRs 250 + GST
Prepayment/Part-prepayment Fees5% + GST

How to Apply for an Axis Bank Personal Loan

Step 1: Start the process by clicking on the “Axis Bank Personal Loan” button.

Step 2: Enter your Aadhaar-linked phone number.

Step 3: Fill the documents carefully

Step 4: Give the basic details.

Step 5: Now, the bank will check the eligibility

Step 6: If you are eligible, you will get the loan offer.

Also Read: Instant Personal Loan in Kolkata

Axis Bank Personal Loan Customer Care

You may contact Axis Bank customer care for loans or other queries.

  • 1860-419-5555
  • 1860-500-5555

Call customer care on working days (Mon to Sat 9 AM to 9 PM).

FAQs on Axis Bank Personal Loan

My salary is Rs. 20,000. Can I apply for an Axis Bank personal loan?

You may apply for a loan with Rs. 20,000 net salary. Also, you have to provide other documents.

How to contact Axis Bank customer care?

Contact customer care at 1860-419-5555 / 1860-500-5555 number. This is a toll-free number.

How much loan does Axis Bank provide?

Axis Bank is offering up to Rs. 40 lakhs instant personal loan.

Can I get an Axis Bank pre-approved loan?

If you are an existing customer of Axis Bank, you may qualify for a pre-approved loan. But Axis Bank checks the eligibility criteria for pre-approved offers.

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