Digital Personal Loan Apply Online

Digital Personal Loan Apply Online -Within 30 Minutes

Forget traditional loans and go for a digital personal loan within 30 minutes. It will save time and take the loan from various lenders from 24hr Loan. Compare interest rates and loan amounts before a digital personal loan application. If you have a monthly Rs. 12,000 salary, you can drive for a digital personal loan.

Digital Personal Loan Quick Recap

Loan AmountRs. 25,000 – 5 lakh
Loan Repay6 months to 36 months
Interest rate16%- 21% p.a.
IncomeRs. 12,000/- per month
Processing feeUp to 5% of the loan amount
Required Age21 – 55 years 
EligibleSalaried Person Only

Know about Digital Personal Loan

A digital personal loan is an end-to-end online process. Get the funds to your account within a short time. The paperless documents process with collateral-free and fast process.

The digital loan is available within 72 hours. Also, some lenders provide pre-approved personal loan offers. Existing customers may get a pre-approved loan. The fund you may accumulate within a day.

Features of Digital Personal Loan Apply Online

Effortless digital personal loan comes with the following features and benefits:

Minimum Paperwork Process: Less paperwork process when you are going to apply for a digital personal loan.

Instant Disburse: Get an immediate personal loan from 24hr Loan with a fast disburse process. The disbursement process is smooth.

Minimum Salary: With a Rs. 12,000 salary, go for a digital loan application and take up to Rs. 5 lakh loan without hassle.

No Collateral Require: No need for collateral. Drive for digital loans without security or collateral. The bank will not ask you for property-related papers.

Meet Expenses: Whenever choose a digital personal loan, it will meet your expenses-related costs such as wedding, home renovation, medical costs, etc.

Digital Personal Loan Eligibility

The digital loan eligibility process is given below list. 24hr Loan provides digital personal loans with low salaries and simple paperwork.

Age of Applicant21 to 55 years
Credit Score-1 or 700+
Minimum SalaryRs. 12,000/-
Work ExperienceMinimum 12 months required
Job ProfilePvt Ltd, Public Ltc, Govt. Employee
Also Read: Personal Loan for Women

Compare Other Banks for Digital Personal Loan

Banks/ NBFCsInterest Rate (p.a.)Loan Amount 
MoneyView 1.33% per monthUp to Rs. 5 lakhsApply Now
InCred   11.49% to 18% p.a.Up to Rs.7. 5 lakhsApply Now
IDFC   12.50% to 18% p.a.Up To 10 lakhs  Apply Now
PaySense   1.4% to 2.3% per monthUp to Rs. 7.5 lakhsApply Now
Upward  9% to 32% p.a.Up To 5 lakhs  Apply Now
Faircent12% to 28% p.a.Up To 10 lakhs  Apply Now

Keep in Hand for Instant Digital Loan

Check the list of simple documents for digital personal loans. Have your paperwork within arm’s reach when applying for a digital loan.

  • Permanent Account Number (Pan Card)
  • Aadhaar Card copy
  • Salary Slip of the latest month
  • Bank Statement of 12 months pdf format
  • Ownership Proof: Electricity bill / Gas bill/ Water bill
  • Co-applicant Aadhaar Card copy

Digital Personal Loan Interest & Charges

Interest rate1.35% to 1.85% per month
Processing feeUp to 5% of approval loan + GST
Late FeeApplicable
Foreclose ChargeUp to 4%

Get a Digital Personal Loan with a Few Steps

Enhance the digital loan process with a few steps. These steps will fulfill to desire the personal loan online.

Step 1: Apply for a digital personal loan from the above button.

Step 2: Now it’s time to fill out the application form.

Step 3: After filling in all your details KYC, upload the mentioned documents.

Step 4: Submit the application form after proper fill-up.

Step 5: The Lender will verify documents and provide the loan.

FAQs on Digital Personal Loan

Who will be eligible for a digital personal loan?

The salaried person with Rs. 12,000 net monthly income may apply for a digital personal loan. Also, if pre-approved loans are provided by lenders. If you are eligible for pre-approval, you will get the call.

Can I foreclose a digital personal loan?

You will able to foreclose the digital personal loan after 6 months. The foreclose charge is up to 4% of the due loan amount.

What is the specific interest offered by digital personal loans?

The digital personal loan is offered with an interest rate of 1.35% per month.

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