As you know, banks cannot give you urgent cash to manage expenses. It will take 15 to 20 days to get the loan after the proper documents & paperwork process. You will get an instant personal loan from 24hrLoan within 72 hours.
We will process your loan fast with minimum documents. Our loan procedure is simple & easy to access. You may visit our website to get instant loan eligibility.
The application process is 100% digital. After loan approval, you will get the loan within 3 to 4 hours.
Instant Personal Loan Quick Recap
|Loan Amount||Up To 5 Lakh|
|Interest Rate||16% to 21% p.a.|
|Loan Tenure||12 months – 36 months|
|Credit Score||-1 / 700+|
|Age Required||23 -55 years|
|Monthly Income||Rs. 12,000/- Net Salary|
|Processing Fees||Up to 3% of the loan amount|
|Eligible For||Salaried Person|
Features of Instant Personal Loan
Hassle-Free: We are providing a hassle-free loan disbursement process. Don’t require too many documents.
Easy Process: The application process is simple. Fill out the application with one click.
Few Documents Required: We do not take huge documents. You will get the loan with a few documents.
Fast Disburse: Your loan will credit within 1 day. Get a fast loan disbursement with us.
Top-up Facility: We give you a top-up loan facility after the 4th EMI is complete.
Loan Amount: Get the loan up to Rs. 5 lakhs at just 12,000 net salary.
Eligibility for Emergency Personal Loan
The salaried person can only apply for an emergency personal loan. 24hr Loan provides a fast process with the below eligibility criteria:
- Your net monthly salary should be Rs. 12,000
- Credit score: -1 or 700+
- Work experience of 12 months required
- Salary should be credited to a bank account
Documents for Emergency Loan
24hr Loan doesn’t take huge documents for a personal loan. The minimum documents will require for loan approval. Check the below documents lists:
- Aadhaar Card
- Pan Card
- 1-year salary credit statement pdf
- Recent 1-month salary slip
- Residential Proof (Electricity bill/ Gas bill / Property tax)
- Guarantor Aadhaar Card
Compare with Other Lenders for Emergency Loan
|Banks/NBFCs||Interest Rates(p.a.)||Net Salary (Monthly)|
|MoneyWide||16.83% to 32.83%||Rs. 25,000/-||Apply Now|
|IDFC Bank||12.50% to 18%||Rs. 15,000/-||Apply Now|
|Piramal Finance||12.99% onwards||Rs. 25,000/-||Apply Now|
|Bandhan Bank||10.50% to 12.65%||Rs. 20,000/-||Apply Now|
|InCred||18% onwards||Rs. 15,000/-||Apply Now|
|IIFL||12.75% to 33.75%||Rs. 15,000/-||Apply Now|
|PaySense||16.80%- 27.60%||Rs. 18,000/-||Apply Now|
|Hero Finance||16.80%- 27.60%||Rs. 18,000/-||Apply Now|
|HDFC||10.50% onward||Rs. 40,000/-||Apply Now|
|Upward||9% – 32%||Rs. 21,000/-||Apply Now|
|Payme India||18% to 42%||Rs. 15,000/-||Apply Now|
Emergency Personal Loan Interest & Charges
|Minimum Interest||16% p.a.|
|Maximum Interest||21% p.a.|
|Processing Fees||Up to 3% + GST charge|
How to Apply for Emergency Personal Loan
Step 1: Start logging in and click on the “WeRize Personal Loan” tab.
Step 2: Carefully fill in all the details about yourself.
Step 3: Provide your current address details & pin code.
Step 4: Simply upload all the documents like Pan Card, Aadhaar Card, Salary Slip & 1 yr bank statement pdf.
Step 5: The verification team call you & you will get the loan eligibility.
Step 6: After the e-mandate process is complete, the loan will credit to your account.
FAQs on Emergency Personal Loan
Who will get the emergency personal loan?
The net monthly salary of Rs. 12,000 will require an instant emergency personal loan. The loan will be available pan India location.
How much amount the emergency loan available?
You will get an urgent loan instantly. The minimum loan is Rs. 30,000 to Rs. 5 lakhs loan available.
How much does CIBIL require for an urgent loan?
A minimum credit score of 700+ need for urgent personal loans. If you have a zero credit score, you can also apply for a loan.
Can I get an urgent loan without a salary?
You may get an urgent cash loan without a salary slip. But your credit score of 735+ is required. Some application like L&T, Navi, MoneyView, Privo & Kreditbee provides instant loan without income proof.