Instant Personal Loan: Get an Emergency Loan to Manage Expenses

As you know, banks cannot give you urgent cash to manage expenses. It will take 15 to 20 days to get the loan after the proper documents & paperwork process. You will get an instant personal loan from 24hrLoan within 72 hours.  

We will process your loan fast with minimum documents. Our loan procedure is simple & easy to access. You may visit our website to get instant loan eligibility.

The application process is 100% digital. After loan approval, you will get the loan within 3 to 4 hours.

Instant Personal Loan Quick Recap

Loan Amount	Up To 5 Lakh
Interest Rate	16% to 21% p.a.
Loan Tenure	12 months – 36 months
Credit Score	-1 / 700+
Age Required	23 -55 years
Monthly Income	Rs. 12,000/- Net Salary
Processing Fees	Up to 3% of the loan amount
Eligible For	Salaried Person

Features of Instant Personal Loan

Hassle-Free: We are providing a hassle-free loan disbursement process. Don’t require too many documents.

Easy Process: The application process is simple. Fill out the application with one click.

Few Documents Required: We do not take huge documents. You will get the loan with a few documents.

Fast Disburse: Your loan will credit within 1 day. Get a fast loan disbursement with us.

Top-up Facility: We give you a top-up loan facility after the 4th EMI is complete.

Loan Amount: Get the loan up to Rs. 5 lakhs at just 12,000 net salary.  

Eligibility for Emergency Personal Loan

The salaried person can only apply for an emergency personal loan. 24hr Loan provides a fast process with the below eligibility criteria:

• Your net monthly salary should be Rs. 12,000
• Credit score: -1 or 700+
• Work experience of 12 months required
• Salary should be credited to a bank account

Documents for Emergency Loan

24hr Loan doesn’t take huge documents for a personal loan. The minimum documents will require for loan approval. Check the below documents lists:

• Aadhaar Card
• Pan Card
• 1-year salary credit statement pdf
• Recent 1-month salary slip
• Residential Proof (Electricity bill/ Gas bill / Property tax)
• Guarantor Aadhaar Card

Compare with Other Lenders for Emergency Loan

Banks/NBFCs	Interest Rates(p.a.)	Net Salary (Monthly)
WeRize	16.00%-21.00%	Rs.12,000/-	Apply Now
MoneyWide	16.83% to 32.83%	Rs. 25,000/-	Apply Now
IDFC Bank	12.50% to 18%	Rs. 15,000/-	Apply Now
Piramal Finance	12.99% onwards	Rs. 25,000/-	Apply Now
Bandhan Bank	10.50% to 12.65%	Rs. 20,000/-	Apply Now
InCred	18% onwards	Rs. 15,000/-	Apply Now
IIFL	12.75% to 33.75%	Rs. 15,000/-	Apply Now
PaySense	16.80%- 27.60%	Rs. 18,000/-	Apply Now
Hero Finance	16.80%- 27.60%	Rs. 18,000/-	Apply Now
HDFC	10.50% onward	Rs. 40,000/-	Apply Now
Upward	9% – 32%	Rs. 21,000/-	Apply Now
Payme India	18% to 42%	Rs. 15,000/-	Apply Now

Emergency Personal Loan Interest & Charges

Minimum Interest	16% p.a.
Maximum Interest	21% p.a.
Processing Fees	Up to 3% + GST charge
Late Charges	Applicable

How to Apply for Emergency Personal Loan

Step 1: Start logging in and click on the “WeRize Personal Loan” tab.

Step 2: Carefully fill in all the details about yourself.

Step 3: Provide your current address details & pin code.

Step 4: Simply upload all the documents like Pan Card, Aadhaar Card, Salary Slip & 1 yr bank statement pdf.

Step 5: The verification team call you & you will get the loan eligibility.

Step 6: After the e-mandate process is complete, the loan will credit to your account.

FAQs on Emergency Personal Loan