Mobikwik Personal Loan Apply

Mobikwik Personal Loan Apply: Get 60,000 Loan in 10 mint

Within 10 minutes, you can get up to 60,000 instant loans through Mobikwik. This is Mobikwik Zip pay later facility. You don’t have to pay any interest for up to 15 days. The process is fast.

Minimum documents will require to get the Mobikwik Personal Loan. Use this credit limit to pay house rent, electricity bills, online shopping & more.

Mobikwik Personal Loan Quick Recap

Interest rateNIL
Credit LimitUp to Rs. 60,000/-
Approval ProcessOnline
Loan Tenure15 days
Eligibility Age18 years or above
Processing ChargeNIL
Eligible forSelf-Employed / Salaried Person / Student / Housewife

Benefits of Mobikwik Personal Loan

No Processing Charge: Mobikwik does not take any processing charge to apply for a loan. You will get the loan without any processing fees.

Interest-free: Use Mobikwik credit limit without paying interest. Pay money after 15 days to avoid late charges.

Fast Process: Get the loan up to Rs. 60,000 within 10 minutes. The instant loan process is available through Mobikwik.

Minimum Documents: The KYC documents are the only needed documents. No other documents will require.

Build Credit Score: You can build a credit score via Mobikwik zip pay later. Pay on time to get a good credit history.

Higher Credit Limit: Mobikwik is offering up to Rs. 60,000 credit limit. You can get this credit limit with Aadhaar Card & Pan Card.

Also Read: Instant 10,000 Loans for Students Online

Mobikwik Personal Loan Eligibility

The following eligibility criteria will need to apply for Mobikwik personal loan:

  • Indian Citizenship
  • Applicant age 18 years required
  • Previous CIBIL track required
  • Aadhaar linked mobile number required

Documents Required for Mobikwik Loan

Fulfill the basic documents to get the Mobikwik loan:

  • Aadhaar Card
  • Pan Card
  • Bank Account

Mobikwik Personal Loan Fees & Charges

Interest rateApplicable after 15 days of the month
Processing fee NIL
Outstanding Charges2% of the due amount

Mobikwik Personal Loan Late Payment Charges

Due amountLate Charges
0- 500Rs. 50
501 – 1,000Rs. 100
1,001- 2,500Rs. 200
2,501 – 4,999Rs. 300
5,000 – 9,999Rs. 500

This charge will applicable after 15 days of every month. Pay the use credit limit on time to avoid late charges.

Also Read: Faircent Instant Loan

How to Apply for Mobikwik Personal Loan

Check out the following steps to apply for Mobikwik personal loan:

Step 1: Click on the “Mobikwik Personal Loan” button.

Step 2: Sign up through mobile number & Email id.

Step 3: Select “See All Service”

Step 4: Now choose “Zip/Pay Later”

Step 5: Click on “Active Zip” & start to apply.

Step 6: After submitting the KYC documents you will get the loan offer.

FAQs on Mobikwik Personal Loan

Is Mobikwik safe to use?

Mobikwik is safe to use. Mobikwik uses special security features to secure customer data. This is a trusted company.

Is MobiKwik Personal loan interest-free?

You can take the facility with 0% interest for up to 15 days every month. Pay the bill after 15 days to avoid late charges or interest.

How much time does it take for a MobiKwik loan?

Within 10 minutes, you will get the Mobikwik loan. The loan amount will transfer to your Mobikwik wallet.

Can I apply for a loan as a student?

You can apply for a loan as a student. KYC documents will mandatory to apply for a loan.

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