A long year ago, my friend Ajay get a job with Rs. 21,500 net salary. His work experience is less than 1 year. Still, he cannot get a loan from banks because his company is not reputed.
I know, this story can be yours also. But now 24hr Loan break this barrier. We will give you a personal loan for a minimum salary of 20,000 without extra hassle.
Easily apply for a personal loan at Rs. 20,000 salary without visiting the branch. We give you a digital loan platform that can process with a single click.
Personal Loan at Salary 20,000
|Loan Amount||Rs. 30,000 to Rs. 5 Lakh|
|Interest Rate||1.55% to 1.85% per month|
|Repayment Tenure||12 to 36 months|
|Age||23 -55 years|
|Monthly Salary||Rs. 20,000 Net|
|Processing Charges||Up to 3% + GST|
|Who Can Apply||Salaried Employee|
Features of Personal Loan for 20,000 Salary
Affordable Tenure: You can extend the loan tenure between 12 to 36 months.
Online Method: The method is online. Process your loan application with some clicks only.
Handy Documents: Your loan documents process is user-friendly. Keep documents near your hand before applying.
No Charges: Apply personal loan for a minimum salary of 20,000 without paying charges. Pay the processing fees only.
Maximum Loan: Unlock the maximum loan at 20,000 net salary. If you have running fewer loans, you will get a higher loan.
Top-up Benefits: Able to get the top-up benefits after 4 to 5 months of EMI.
- Nationality should be Indian
- Age is between 23 to 55 years
- Income: 20,000 net salary
- Job Experience 12 months
Provide the mandatory documents to get the loan approval for a 20,000 salary personal loan. There is no physical documentation process. Upload the below documents:
- Aadhaar Card & Pan Card
- 1 month Salary Slip (Recent Month)
- 12 months Bank Statement (PDF Format Only)
- Proof of Residence (Electricity bill/ Gas bill)
- Guarantor Aadhaar Card
Personal Loan for 20,000 Salary Interest Rate
|Minimum Interest Rate||16% per annum|
|Maximum Interest Rate||21% per annum|
How to Apply for a Personal Loan at 20,000 Salary
Step 1: Apply for a loan through the “WeRize Loan” button.
Step 2: Fill out all your basic loan application.
Step 3: Give your current residential address with a pin code.
Step 4: Submit KYC documents & Salary Slip with 12 months’ Bank Statement.
Step 5: The verification team call you & give you the loan approval.
Step 6: The last step is the e-mandate, KYC & agreement process. After all the steps your loan amount will credit.
How much loan is available at a 20,000 salary?
As a borrower, you will get up to Rs. 5 lakhs personal loan at Rs. 20,000 net salary. Every lender calculates the debt-of-income ratio before loan approval.
How to get the loan top-up loan facility?
If you take a loan from 24hr Loan, you can take advantage of top-up loan features after four monthly EMI are complete.
How to contact WeRize customer care?
You may connect with customer care through WhatsApp or call 9051357314.