Paytail No Cost EMI

Paytail No Cost EMI: Instant Credit Up To @ 2 Lakh

If you love shopping, Paytail is one of the best options for you. Paytail is a No Cost EMI features that you can easily convert your shopping cost to EMI. Paytail provides up to Rs. 2 lakhs instant credit line. You can pay the credit line within 3 months without paying interest.

Paytail No Cost EMI connected with  60,000+ offline stores in India.

Paytail No Cost EMI Quick Recap

Credit LimitInterest-Free
Interest Rate0% to 25% APR
Approval ProcessOnline
Interest FreeUp To 3 months
Loan Tenure3 months to 18 months
Joining FeesNIL
Processing FeesNIL
Eligible ForSelf-employed/ Salaried/ Student/ Housewife

Benefits of Paytail No Cost EMI

Credit Limit: Paytail provides up to 2 lakhs instant credit limit. The credit limit will approve after the eligibility check.

Convert To EMI: Easily convert your shopping expenses with EMI. Paytail is offering up to 18 months of loan tenure options.

No Cost EMI: You can use Paytail with 3 months no cost EMI features. No Cost EMI means you don’t need to pay interest for EMI.

No Joining Fees: Paytail is zero joining fees. You can use Paytail without pay joining or other charges.

Fast Approval: You will get fast loan approval to use the credit limit. Paytail provides fast loan approval features.

60,000+ Retailers: Paytail is connected with 60,000+ offline retailers. You can use Paytail without hassle.

Eligibility Criteria for Paytail Credit Limit

The eligibility criteria are simple. Follow the basic criteria on the below list:

  • Indian Citizenship required
  • Credit Score: 730+ need
  • Applicant should be a source of income

Paytail No Cost EMI Interest & Charges

Interest Rate0% to 25% APR
Interest Free PeriodUp To 3 months
Loan Tenure3 months to 18 months
Joining FeesNIL
Processing FeesNIL
Applicable FeesNIL
Late ChargesDecided by Lender

Documents Required for Paytail Loan

Provide the minimal documents for the Paytail shopping loan. Keep in front the following documents:

  • Address Proof (Aadhaar Card/ Passport/ Voter Card)
  • Identity Proof (Pan Card)
  • Active Bank Account
  • Selfie Photo of Customer

How to Apply for Paytail No Cost EMI

It will just take 30 seconds to get the Paytail credit limit approval. Just follow the steps below:

Step 1: Download the application from the “Paytail Loan” tab.

Step 2: Install the app & enter your phone number

Step 3: Verity the Paytail app through OTP.

Step 4: Now, enter your pan card number & email id.

Step 5: Paytail checks your loan eligibility & gives you approval.

Step 6: Give your selfie photo and enter basic details.

Step 7: Now, scan through the Paytail QR code & make the payment easily

Also Read: Slice Credit Card

Paytail Loan Customer Care

For any concerns, you can feel free to contact Paytail customer care.

Official Email ID: [email protected]

Customer Care Number: 8880-200-500

Office Address:

5th Floor, Unitech Commercial Tower 2,

Greenwoods City, BlockB, Sector 45,

Gurgaon, Haryana, 122003

FAQs on Paytail No Cost EMI

Is Paytail safe to use?

Paytail is a 100% safe & trusted company. The company is funded by Cholamandalam.

How much credit limit Paytail offers?

Paytail is offering up to Rs. 2 lakh credit limit.

Can students apply for Paytail No Cost EMI?

You can use a Paytail shopping loan as a student. But some basic criteria like good credit score, pan card, Aadhaar Card & active bank account are required.

What is the Paytail interest rate?

The paytail interest rate is 0% to 25% per annum. If you choose 3 months EMI then you come under the No Cost EMI section.

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