As a working woman, the problematic situation is to get the loan you have to go to the nearest branch. I know you have to maintain family & office also. So, 24hr Loan comes with an easy personal loan for women in India.
If your salary is a minimum of Rs. 12,000, you will quickly get up to Rs. 5 lakhs personal loan. The interest rate is 16% to 21% p.a. with a 36-month repayment term.
Personal Loan for Women in India
| Company | WeRize |
| Loan Amount | Up To 5 Lakh |
| Interest Rate | 16% to 21% p.a. |
| Tenure | 1 -3 years |
| Age Required | 23 -55 years |
| Monthly Income | 12,000 Net Salary |
| Processing Fees | Up to 3% of the loan amount |
| Eligible For | Salaried Person |
Features of Personal Loans for Women in India
Online Application: The loan application process is online. Just apply for a loan through 24hr Loan official site for personal loans for women.
Instant Approval: It will take 24 hours to get the loan approval.
Top-up Facility: If you pay the 4 successful EMI, you may get the top-up loan facility.
Collerteral-free: The personal loan for women is based on your salary. You don’t have to give any security for this loan.
Tenure: Get the loan repayment term with easy EMI. The repayment tenure is 36 months.
Also Read: Personal Loan for Minimum Salary 12000
Top Lenders Offered Personal Loans for Women
| Banks/NBFCs | Interest Rates(p.a.) | Income Required | |
| WeRize | 16.00%-21.00% | Net Salary Rs.12,000 | Apply Now |
| MoneyWide | 16.83% to 32.83% | Net Salary Rs. 25,000 | Apply Now |
| IDFC Bank | 12.50% to 18% | Net Salary Rs. 15,000 | Apply Now |
| Piramal Finance | 12.99% onwards | Net Salary Rs. 25,000 | Apply Now |
| Bandhan Bank | 10.50% to 12.65% | Net Salary Rs. 20,000 | Apply Now |
| InCred | 18% onwards | Net Salary Rs. 15,000 | Apply Now |
| IIFL | 12.75% to 33.75% | Net Salary Rs. 15,000 | Apply Now |
| PaySense | 16.80%- 27.60% | Net Salary Rs. 18,000 | Apply Now |
| Hero Finance | 16.80%- 27.60% | Net Salary Rs. 18,000 | Apply Now |
| HDFC | 10.50% onward | Net Salary Rs. 40,000 | Apply Now |
| Upward | 9% – 32% | Net Salary Rs. 21,000 | Apply Now |
| Payme India | 18% to 42% | Net Salary 15,000 | Apply Now |
Eligibility Criteria for Personal Loan for Women
- The age of women should be 23 to 55 years
- The minimum net salary of Rs. 12,000 required
- Credit score should be -1 or 700+ required
- The women should work in the Private sector, public sector, or Central/State/Local Government employee for at least 1 year.
Also Read: Can I get 5 lakh loan?
Documents Required
Before applying for a personal loan, keep in hand the following documents:
- Pan Card
- Aadhaar Card
- Latest 1-month Salary Slip
- 1-year salary credit bank statement
- Residential Proof (Electricity bill / Gas bill / Property Tax)
- Guarantor Aadhaar Card
- Selfie photo of Applicant & Guarantor
How to Apply for Personal Loan for Women in India
Step 1: Start the loan application process click on the “WeRize Personal Loan” tab.
Step 2: Give your residential address & pin code.
Step 3: Just upload KYC documents with one click.
Step 4: Now, upload the bank statement with the account aggregator.
Step 5: Choose the bank & give your account number, and the bank statement automatically fletches through OTP.
Step 6: Now, the credit department verifies your documents & gives you the loan offer.
Also Read: How does a Personal Loan impact your credit score?
Personal Loan for Women Customer Care
Contact customer care for your loan-related queries. Easily connect with the phone number or Email id.
Official Number: +91-9051357314 (Working days 10 AM- 6 PM)
Email ID: [email protected]
FAQs on Personal Loans for Women
Can women get personal loans in India?
Women can easily get an instant personal loan at Rs. 12,000 net salary. The loan amount is up to Rs. 5 lakhs.
How much loan women can get in India?
Women can get up to Rs. 5 lakhs instant loans through WeRize. Also, other lenders provide up to Rs. 40 lakhs loans based on salary or other income proof.
What are the eligibility criteria for personal loans for women?
Your monthly salary in hand should be Rs. 12,000 required. The salary should be credited to the bank account & Good or -1 credit history with a 1-month recent salary slip.
Which Banks gives loan to women in India?
Many Banks or NBFC companies offer personal loans. The lenders are WeRize, HDFC, Bandhan Bank, IIFL, PaySense, Piramal Finance & more. You should check the criteria before applying for a loan. WeRize is offering a personal loan at Rs. 12,000 net salary.