LazyPay Personal Loan

LazyPay Personal Loan- Up To 1 lakh Instant Loan

LazyPay provides up to 1 lakh buy now pay later loans.  The minimum loan starts from Rs. 10,000 with an 18% to 25% interest rate per annum. This is a fast & quick loan Provider Company.

 Apply for a LazyPay personal loan & get the approval within 30 minutes.

LazyPay Personal Loan Quick Recap

Interest rate18%  to 25% per annum
Loan AmountFrom 10,000 to  1 lakh  
Income RequiredYes
Loan Tenure3 months to 24 months
Eligibility Age22 years to 55 years
Processing Fees2% + GST
Eligible ForSalaried Person / Self Employed

Features of LazyPay Personal Loan

Fast Process: Within 30 minutes, you will get the approval message. LazyPay is offering a quick & fast process.

Flexible Tenure: Loan repayment tenure starts from 3 months to 24 months. You can select the tenure as per your choice.

Collateral Free: This is a collateral-free loan service. You can get the loan without any guarantor.

Minimum Documents: You must submit just KYC documents to get the loan approval. Upload your Aadhaar Card & Pan Card to get the loan.

Higher Loan Amount: LazyPay gives Rs. 10,000 to 1 lakh instant loans. If you have a good Credit score, you will get a higher loan amount.

Online Process: This is a fully digital process. You can apply for the loan online.

Trusted Company: LazyPay is part of PayU Company which trusted brand.

LazyPay Personal Loan Interest Rate

Interest rate18% to 25% per annum
Minimum Loan Tenure3 months
Maximum Loan Tenure24 months

Fees & Charges

Late Payment Charges30% of the due amount + GST
EMI Overdue Fees26% per day of the due amount
Bank Bounce ChargesRs. 300 per payment month
Processing fee2% + GST

Also Read: Paytm Business Loan

Late Payment charges

Up to Rs. 200NIL
Rs. 200 to Rs. 499Rs. 50 charge + GST
Rs. 500 to Rs. 1,999Rs. 100 charges + GST
Rs. 2000 to Rs. 4,999Rs. 150 charges + GST
Rs. 5000 to Rs. 9,999Rs. 300 charges + GST
Rs. 10,000 to Rs. 24,999Rs. 400 charges + GST
More than Rs. 25,000Rs. 500 charges + GST

LazyPay Personal Loan Eligibility

  • Indian Citizenship
  • A good CIBIL Score required
  • The age should be 22 to 55 years.
  • Monthly income required

Documents Required

  • Proof of ID like an Aadhaar Card / Voter Card
  • Pan Card
  • Active Bank Account
  • Selfie of Applicant

How to Apply for LazyPay Personal Loan

Step 1: Click on the “LazyPay Personal Loan” button & download the LazyPay application.

Step 2: Sign up with a mobile number & provide Pan Card details.

Step 3: Upload KYC documents (Aadhaar Card & Pan Card).

Step 4: After eligibility, complete the auto bill payment system.

Step 5: Now use your credit limit as an instant loan or convert it to EMI.

Also Read: Fi Money Personal Loan

LazyPay Customer Care

For any queries, you can contact LazyPay customer care.

Customer Care Number: 08069081111 (Mon to Sun, 9 AM – 9 PM)

Official Email ID: [email protected]

FAQs on LazyPay Personal Loan

  1. Is LazyPay an interest-free loan?

    Use LazyPay credit limit with 15 days tenure. If you pay the due credit limit within 15 days, you don’t need to pay any interest.

  2. Can I transfer the LazyPay credit limit to my bank account?

    You can use the LazyPay credit limit to a bank account through UPI and rent payments. Use Phone Pay or Paytm to use the UPI or Rent Payment option and transfer money to the bank account.

  3. What is the interest rate LazyPay personal loan?

    LazyPay interest rate starts from 18% to 25% per annum.

  4. How much loan is available through LazyPay?

    LazyPay provides Rs. 10,000 to 1 lakh instant loans.

Leave a Comment

Your email address will not be published. Required fields are marked *