Indusind Bank Instant Personal Loan- Up To 25 Lakh

Apply for Instant personal loans through Indusind Bank. You will get the loan within 72 hours. This is a fast process with a 10.49% interest rate p.a. Indusind bank is offering up to 25 lakh loans which is a 100% digital process.

Apply for an Indusind bank instant personal loan to get fast approval.

Indusind Bank Loan Quick Recap

Loan Amount	Up To 25 Lakh
Interest Rate	10.49% p.a.
Tenure	1 -5 years
Age Required	21 -60 years
Income Required	Rs.25,000 per month
Processing Fees	Up to 3% of the loan amount
Who Can Apply	Salaried Person / Self Employed

Benefits of Indusind Bank Personal Loan

Lower Interest Rate: Indusind bank’s personal loan interest rate starts at a 10.49% interest rate per annum.

Higher Loan Amount: You can get up to 25 lakh loans. Indusind bank gives a higher amount of loan within 72 hours.

Digital Process: This is a fully digital process. You can apply for a loan online and submit documents easily. Just upload documents at the time of loan application.

Flexible Tenure: Indusind bank provides up to 60 months of loan repayment tenure. You can choose tenure as per your requirement.

Collateral Free: It is a collateral-free loan process. don’t require any guarantor to apply for the loan.

Fast Approval: Within 72 hours you will get the loan amount. This is a fast & quick process.

Balance Transfer: You can take the BT option. Transfer your previous loan amount to Indusind bank and enjoy a lower interest rate EMI facility.

Also Read: Fi Money Personal Loan

Indusind Bank Personal Loan Interest rate

Interest rate	10.49% p.a.
Minimum Loan Tenure	1 year
Maximum Loan Tenure	5 years

Also Read: Google Pay Instant Loan

Fees & Charges

Processing fees	Up to 3% of the loan amount
Prepayment charges	4% of the remaining loan amount after 12 monthly installments
Loan cancellation charges	Rs. 1,000 per event
Payment dishonor charges	Rs. 450 per instance
Charges for duplicate statement	Rs. 250 per instance
Loan rescheduling charges	Rs. 1,000 per event
Penal charges	Rs. 150 per EMI delay beyond 5 days
CIBIL report	Rs. 50/- + GST
ECS/Cheques/SI swapping charges	Rs. 500 + GST
Legal charges	As per actuals
Duplicate amortization schedule Charges	Rs. 250 + GST
Duplicate no dues certificate	Rs. 250 + GST
Document photocopy charges	Rs. 250 + GST

Indusind Bank Personal Loan Eligibility

Follow the eligibility criteria before applying for the loan:

Salaried Employee

• The age should be 21 to 60 years
• A monthly Net Salary of Rs. 25,000 required
• Should be residence proof (Electricity bill/ Gas Bill / Water Bill)
• The job should be 2 years old

Self Professionals

• Applicant’s age should be 25 to 65 years
• A net annual income of 4.80 lakh is required (after tax deduction)
•  Minimum 4 to 5 years post-qualified experience required.

Self Employed Individuals

Self-employed individuals mean sole proprietors and partners who have businesses like trading or services.

• The age should be 25 to 65 years
• Annual net income required 4.80 lakh
• Minimum  5 years post experience required

Also Read: Kreditbee Personal Loan

Documents Required for Indusind Bank Loan

Check out the required document to apply for an Indusind bank loan:

Salaried Person

• Recent 3 months’ Salary slip
• Recent 6 month’s bank statement
• Form 16 (if required)
• Aadhaar Card
• Pan Card
• Electricity bill or Water bill for residence proof.
• If you currently stay in a rented house, a rent agreement will require.

Self Employed

• Recent 3 years Trade Licence
• Recent 2 years IT File
• Last 6-month bank statement
• Aadhaar Card
• Pan Card
• The electricity bill for residence proof.

How to Apply for Indusind Bank Personal Loan

Step 1: Click on the “Indusind Bank Personal Loan” button to start applying.

Step 2: Enter your mobile no that is linked to your Aadhaar Card.

Step 3: Fill out the application form.

Step 4: Now you will redirect to the IndusInd bank main page.

Step 5: Give your phone no, Email id & basic details to check eligibility.

Step 6: After fulfilling the eligibility, Indusind bank customer care calls you regarding the personal loan.

Step 7: Customer care will check your loan eligibility and company details.

Step 8: After the process, you will get the loan offer.

Also Read: Home Credit Personal Loan

Indusind Bank Personal Loan Customer Care

Contact customer care for loans or other queries. They will solve your problem within 48 hours.

Customer Care Number: 022-68577777 / 022-44066666 / 022-42207777 / 1860 267 7777

Email Id: [email protected]

Office Address:

IndusInd Bank Limited,
2401 Gen. Thimmayya Road (Cantonment),
Pune-411 001, India

FAQs on Indusind Bank Loan