Google Pay Instant Loan

Google Pay Instant Loan- Up To 2 Lakh

Google Pay is a popular payment transaction app that also provides an instant personal loan. You can get up to 2 lakh instant loans through Google Pay.

Google Pay partners with different lenders to provide an instant loan. This is a 100% digital loan. Let’s start the process to apply for Google Pay instant loan.

Google Pay Loan Quick Recap

Loan AmountUp To 2 Lakh
Interest Rate15% – 36% p.a.
Tenure3 – 36 month
Age Required18 years or above
Income RequiredNIL
Processing FeesUp to 5% of the loan amount
Who Can ApplySalaried Person / Self-Employed / Student

Benefits of Google Pay Instant Loan

Digital Loan: Google Pay is a fully digital personal loan. This is a fully online process. You can apply from home.

Minimum Documents: You will require minimum documents to get the loan. Aadhaar Card & Pan card need to apply for the loan.

Flexible EMI: Get 3 to 36-month loan repayment tenure. Choose loan duration as per your requirement.

Higher Loan Amount:  Google Pay is offering up to 2 lakh instant loans. You can get the loan amount if you have a good credit history.

Anyone Can Apply: Students, Self Employed, Housewives and Salaried personal can apply for google pay the instant loan. This loan is available for everyone.

Lower Interest Rate: Google pay provides a lower interest rate for an instant loan. Interest rate starts from 15% to 36% per annum.

Also Read: Can I apply personal loan from two banks

Google Pay Loan Interest Rate, Fees & Charges

Interest rate15% to 36% per year
Processing Fee3% of the loan amount
Late Payment FeeApplicable
Defaulter penaltyApplicable
Minimum Loan Tenure3 month
Maximum Loan Tenure36 month

Google Pay Instant Loan Eligibility

You should follow the basic eligibility criteria to apply for the loan:

  • 720+ CIBIL Score
  • Indian Citizen
  • Age required 18 years or above
  • Aadhaar-linked Mobile number

Documents Required for Google Pay Loan

  • Pan Card
  • Aadhaar Card
  • Bank Account
  • Electricity bill or Water bill as residence proof.

How to Apply for Google Pay Instant Loan

Step 1: Click on the “Apply Google Pay Loan” button to start the process.

Step 2: Register your phone number and Email id.

Step 3: Now open a Google Pay account.

Step 4: Go to the “business & bills” section and you will see different NBFC companies that are tied up with Google Pay.

Step 5: You can choose lenders as per your requirement and apply for the loan.

Step 6: After choosing the application, sign up through the Aadhaar-linked mobile number.

Step 7: Submit your Pan Card & Aadhaar Card.

Step 8: Now NBFC company checks your eligibility score.

Step 9: If you are eligible, you will get the loan offer.

Step 10: Submit bank details to get the loan amount to your account.

Step 11: You will get the loan within 30 minutes.

Also Read: Navi Personal Loan Apply 

Google Pay Customer Care

You can contact Google pay customer care through a customer care number or send an Email id. Within 24-hour customer care will solve your queries.

Customer Care Number: 1800-419-0157

Also, you can contact them through your Google Pay app.

FAQs on Google Pay Loan

Can I take a loan from Google Pay?

Open your Google pay app and click on the “Money” section tab and then click on the “Offer” tab. Now you will get a pre-approved loan offer. Just starts to apply.

What is a loan offer by Google Pay?

Google pay provides up to 2 lakh instant loans.

What is the interest rate provided by Google Pay?

Google Pay offers 15% to 36% interest per annum. If you have a good CIBIL score, you will get a lower interest rate.

As a student, Can I apply for a Google pay loan?

You can apply for a Google pay loan. You will need a 700+ CIBIL score to get the loan.

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