College students and individuals make affordable instant loans from ZapMoney. Obtain up to Rs. 1 lakh digital loan from ZapMoney which is a brand of Monexo Fintech Private Limited. Borrower builds credit score from ZapMoney.
ZapMoney Instant Loan
|Rs. 1,000 to Rs.1 lakh
|3 months to 12 months
|18% – 36% p.a.
|18 years or above
Features of ZapMoney Instant Loan
Nil Income Proof: In most cases, college students need an instant loan. ZapMoney comes with an instant loan with no income proof.
No Credit History: Some popular app like MoneyView, and Navi offers instant loan based on credit history. But ZapMoney offers loans without a CIBIL score.
Skip Verify Process: ZapMoney skips the verification process. The loan procedure is available from the online application.
Safe & Secure: Monexo Fintech Private Limited, a registered Non-Banking Financial Company Peer-to-Peer (NBFC-P2P), operates under the brand name ZapMoney as authorized by the Reserve Bank of India (RBI). So, this is safe and secure all your data.
Easy Application: Borrower takes ZapMoney instant loan with one click. ZapMoney application is easy for users.
Faster Loan: After the loan procedure, the customer will get a faster loan from the ZapMoney app. The loan approval time is 10 minutes.
ZapMoney Instant Loan Eligibility
Whenever going for a loan, lenders will review personal loan eligibility criteria. However, the eligibility criteria for ZapMoney are significantly simpler.
- Indian Residence
- Age: 18 years or above
- No income proof need
- Credit history zero or 720+ need
- If you are a salaried person, your salary must be Rs. 15,000 need.
Also Read: Prefr Personal Loan: Get up to Rs. 5 Lakh
Required Documents for ZapMoney Loan
- KYC Proof: Pan Card/ Aadhaar Card / Voter Card / Driving License
- Address Proof: Aadhaar Card / Voter Card/ Property Paper
- 3 months Bank Statements
ZapMoney Instant Loan Interest & Charges
|18% to 36% p.a.
|Up to 5% + GST
|The fee will decide by the Bank
How to Apply for ZapMoney Loan
- Download the ZepMoney application from the Google Play Store.
- Log in with your mobile number.
- Give your detailed information for the loan process.
- ZapMoney offers you loan eligibility.
- Now choose the tenure and flexible amount.
- Complete ENACH and e-KYC from the ZapMoney app.
- The loan will instantly be credited to your bank.
ZapMoney Instant Loan Customer Care
Customer care gives you quick responses and gives you instant solutions. Following the method you have to choose whenever you contact with ZapMoney customer care.
Mail: [email protected]
WhatsApp Chat: 7806966207
Call Support: 7395999667
From the following three methods, you may be concerned with ZapMoney customer care.
FAQs on ZapMoney Instant Loan
Is the ZapMoney application RBI approved?
Monexo Fintech Private Limited is operating ZapMoney and this lender is RBI approved P2P lending company. So all the borrowers’ data is safe.
Can no income-proof customer apply for a ZapMoney loan?
ZapMoney offers loans for salaried persons and no income-proof college students. However, college students are required to show their ID card to obtain the loan.
What does ZapMoney charge as its interest rate?
ZapMoney’s rate of interest (ROI) is 18% to 36%. It will much depend on customer to customer. A better credit history score gives you a reasonable rate of interest.