Home Credit Personal Loan Apply

Home Credit Personal Loan Apply- Up To 5 Lakh

Home Credit provides Rs. 10,000 to Rs. 5 lakh instant personal loans. Interest rate starts from 2% per month with 9 months to 51 months tenures.

Home Credit is an NBFC company that claims a 24-hour loan disbursement process and this is a fully online system. Also, you will get an overdraft loan facility.

Check out the Home Credit personal loan application online.

Home Credit Personal Loan Quick Recap

Loan AmountUp To 5 Lakh
Interest Rate2% per month
Tenure9 to 51 month
Age Required19 – 68 year
Income RequiredRs. 10,000 per month
Processing FeesUp to 5% of the loan amount
Who Can ApplySelf-Employed / Salaried Person / Student

Also Read: Paytm Business Loan

Benefits of Home Credit Loan

Easy Process: Home Credit is an instant loan process system. Just apply for a loan through the Home Credit app without going anywhere.

Online Approval: You can get a loan that is 100% online. Apply to the disbursement process is online and quick.

Higher Loan Amount: Apply for a personal loan up to Rs. 5 lakhs. Home Credit provides higher loan amounts with lower income proof.

Flexible Tenure: You can get up to 51 months of repayment tenure with Home Credit. Choose a long repayment duration as per your requirement.

Without Verification: This NBFC Company offers up to 5 lakh loans without any physical verification. It is a fully online process.

No Hidden Charges: You don’t have to pay other hidden charges. Just have to pay processing charges and GST Charges after loan approval.

Home Credit Loan Interest Rate, Fees & Charges

The interest rate of a Personal Loan2% per month (24% to 56.5% p.a.)
Interest Rate of Flexible Personal Loan2.5% of the loan amount
Processing FeeUp To 5% + GST
Foreclose ChargeZero
Late Payment FeeApplicable
Minimum Loan Tenure9 month
Maximum Loan Tenure51 month

Home Credit Loan Eligibility Criteria

  • Should be Indian Citizenship
  • Age should be 19 to 68 years
  • Salaried persons, Self Employed or pensioners can apply

Documents Required for Home Credit Loan

  • Pan Card
  • Aadhaar Card
  • Active Bank Account

How to Apply for a Home Credit Loan

Step 1: Download the Home Credit app from the “Home Credit” button.

Step 2: Sign up through a mobile number that is linked to an Aadhaar Card.

Step 3: Submit basic KYC documents like an Aadhaar Card & Pan Card.

Step 4: Now, Home Credit will check your eligibility.

Step 5: If you meet the eligibility criteria, you will receive an offer for the loan.

Step 6: To receive the loan amount in your bank account, kindly provide your bank details.

Also Read: Upward Personal Loan

Home Credit Customer Care   

Customer Care Number: +91-124-662-8888 (Call time: 9 AM – 6 PM All days)

Official Email ID: [email protected]

Office Address:

Home Credit India Finance Private Limited
DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon-122002, India

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FAQs on Home Credit Loan

  1. I have a Rs. 7,000 monthly salary. Can I apply for a Home Credit Loan?

    Home Credit offers instant personal loans for Rs. 10,000 salaried customers. But you can apply for a home credit loan if you have a good CIBIL Score and a good Bank statement.

  2. I have a business. Can I eligible to apply?

    You can apply for a loan through Home Credit. After the eligibility check, you will get the loan approval.

  3. What is the interest rate of a Home Credit Loan?

    Home Credit offers a 2% to 2.5% interest rate per month.

  4. How much loan amount can I get through Home Credit?

    Home Credit provides up to 5 lakh loans based on your eligibility. A good CIBIL score and bank statement are the most eligible criteria.

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