Home Credit Personal Loan Apply- Up To 5 Lakh

Home Credit provides Rs. 10,000 to Rs. 5 lakh instant personal loans. Interest rate starts from 2% per month with 9 months to 51 months tenures.

Home Credit is an NBFC company that claims a 24-hour loan disbursement process and this is a fully online system. Also, you will get an overdraft loan facility.

Check out the Home Credit personal loan application online.

Home Credit Personal Loan Quick Recap

Loan Amount	Up To 5 Lakh
Interest Rate	2% per month
Tenure	9 to 51 month
Age Required	19 – 68 year
Income Required	Rs. 10,000 per month
Processing Fees	Up to 5% of the loan amount
Who Can Apply	Self-Employed / Salaried Person / Student

Also Read: Paytm Business Loan

Benefits of Home Credit Loan

Easy Process: Home Credit is an instant loan process system. Just apply for a loan through the Home Credit app without going anywhere.

Online Approval: You can get a loan that is 100% online. Apply to the disbursement process is online and quick.

Higher Loan Amount: Apply for a personal loan up to Rs. 5 lakhs. Home Credit provides higher loan amounts with lower income proof.

Flexible Tenure: You can get up to 51 months of repayment tenure with Home Credit. Choose a long repayment duration as per your requirement.

Without Verification: This NBFC Company offers up to 5 lakh loans without any physical verification. It is a fully online process.

No Hidden Charges: You don’t have to pay other hidden charges. Just have to pay processing charges and GST Charges after loan approval.

Home Credit Loan Interest Rate, Fees & Charges

The interest rate of a Personal Loan	2% per month (24% to 56.5% p.a.)
Interest Rate of Flexible Personal Loan	2.5% of the loan amount
Processing Fee	Up To 5% + GST
Late Payment Fee	Applicable
Minimum Loan Tenure	9 month
Maximum Loan Tenure	51 month

Home Credit Loan Eligibility Criteria

• Should be Indian Citizenship
• Age should be 19 to 68 years
• Salaried persons, Self Employed or pensioners can apply

Documents Required for Home Credit Loan

• Pan Card
• Aadhaar Card
• Active Bank Account

How to Apply for Home Credit Loan

Step 1: Download the Home Credit app from the “Apply for Home Credit Loan” button.

Step 2: Sign up through a mobile number that is linked to Aadhaar Card.

Step 3: Submit basic KYC documents like Aadhaar Card & Pan Card.

Step 4: Now, Home Credit will check your eligibility.

Step 5: If you are eligible, you will get the loan offer.

Step 6: Submit Bank details to get the loan to your bank account.

Also Read: Upward Personal Loan

Home Credit Customer Care   

Customer Care Number: +91-124-662-8888 (Call time: 9 AM – 6 PM All days)

Official Email ID: [email protected]

Office Address:

Home Credit India Finance Private Limited
DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurgaon-122002, India

FAQs on Home Credit Loan