IndusInd Bank Personal Loan EMI Calculator

Loan EMI Calculator

Amount (A)
Interest Rate (R) (in %)
Tenure (T) (in months)
Processing Fees (P) (in %)
Down Payment (D)

Total Down Payment (TDP)
(TDP = D + P)


Loan EMI (LE)
(PLA= A – D)
(PLA = Principal Loan Amount)
(LE = [PLA x R x (1+R)^T]/[(1+R)^T-1] )


Total Interest Payable (TIP)
(TIP = LE * T)


Total Payment (TP)
(TP = LA + TIP + P)


IndusInd Bank provides a wide range of financial products to customers. Among all products, personal loans are one of flexibility and convenient products. Borrow personal loan from IndusInd Bank up to Rs. 25 lakh at affordable tenure of up to 5 years.

For easy decision-making, IndusInd Bank provides a Personal Loan EMI Calculator tool. This tool makes you a flexible decision to calculate their Equated Monthly Installments (EMIs).

What is a Personal Loan EMI Calculator?

Online tools like Personal Loan EMI Calculator help borrowers determine loan amounts. Compare financial institute interest rates with this tool that shows the original monthly EMI. The complex thing is simplified with a calculator tool in which borrowers know the details about interest rates, loan tenure, etc.

Features of IndusInd Bank Personal Loan EMI Calculator

 Some following features are available in IndusInd Bank Personal Loan EMI Calculator:

Easy to Understand: The IndusInd Bank EMI Calculator is easy to understand for users. The interface is customized and provides one-click results.

Accurate Calculation: The predefined calculation formula shows the accurate result. Customers must get reliable result that takes hardly 2 seconds.

Customization: The customization features are helpful for users. Applicants can input the loan amount, interest rate, and repayment term to know calculation details.

Financial Management: Applicant must manage own budget before driving on IndusInd Bank Personal Loan. Every person has to maintain a budget between income and expenses. IndusInd Bank Calculator tool manages this financial budget to fit per month EMI.

Also Read: IndusInd Bank Personal Loan

How to Work IndusInd Bank EMI Calculator Tool

The process of the IndusInd Bank EMI Calculator is straightforward. Here is the formula used to calculate the EMI.

EMI=  P x r x (1+r)^n/((1+r)^n-1)

EMI = EMI stands for Equated Monthly Installment

P = Principal loan amount (the amount borrowed)

R = Monthly interest rate

N = Total loan tenure

This formula is used for loan calculators. It will give you a fixed amount that borrowers have to pay each month along with the total principal amount plus the total interest amount at Pacific loan tenure.  

Also Read: Personal Loan Interest Rates

How to Use the IndusInd Bank Personal Loan EMI Calculator

Step 1: Come to our IndusInd Bank Personal Loan EMI Calculator page.

Step 2: Access the EMI Calculator tool and enter information.

Step 3: Provide details such as loan amount, interest rate, and repayment term in the field.

Step 4: If you have done this, click on the “Calculate” button.

Step 5: The calculation tool displays the result that you want to see.


  1. Can I customize the IndusInd Bank Calculator tool?

    Easy to customize IndusInd Bank EMI Calculator tool. Enter your information and get an instant calculation result.

  2. How much personal loan amount does IndusInd Bank provide?

    IndusInd Bank provides up to Rs. 25 lakh personal loans.

  3. What to fill to know the IndusInd Bank Personal Loan EMI?

    The calculator tool asks you for 3 important pieces of information Loan amount, Interest rate, and Loan tenure. After details are provided, you will get an IndusInd Bank personal loan per month EMI.

  4. What is the EMI of 5 lakh IndusInd Bank Personal Loan?

    IndusInd Bank Personal Loan interest rate is 10.49% p.a. So, the EMI of 5 lakh will be Rs. 12,800 if the loan tenure is 48 months.