Now, 24hr Loan provides personal loans in Delhi NCR location. Take the higher amount loan up to Rs. 40 lakh in the capital of India, Delhi. You will be glad to know that we give the personal loan at Rs. 12,000 net salary. With a 12,000 salary, the maximum loan amount is 5 lakh available.
Lenders Offer Personal Loans in Delhi Location
| Lender | Interest Rate (p.a.) | Loan Amount | Monthly Salary | Tenure | |
| WeRize | 16% to 21% p.a. | Rs. 30,000 to Rs. 5 lakhs | Rs. 12,000 | Up To 36 months | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 50,000 to Rs.7. 5 lakhs | Rs. 15,000 | Up To 48 months | Apply Now |
| Finnable | 16% to 22% p.a. | Up To 10 lakhs | Rs. 15,000 | Up To 48 months | Apply Now |
| IDFC | 12.50% to 18% p.a. | Up To 10 lakhs | Rs. 15,000 | Up To 60 months | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 50,000 to Rs. 5 lakhs | Rs. 18,000 | Up To 60 months | Apply Now |
| Upward | 14% to 32% p.a. | Up To 5 lakhs | Rs. 20,000 | Up To 60 months | Apply Now |
| Axis Bank | 10.49% to 22% | Up To 40 lakhs | Rs. 25,000 | Up To 60 months | Apply Now |
| Faircent | 12% to 28% p.a. | Up To 10 lakhs | Rs. 25,000 | Up To 36 months | Apply Now |
| IIFL | 10.50% to 18% p.a. | Up To 25 lakhs | Rs.15,000 | Up To 60 months | Apply Now |
| Money View | 12.99% p.a. | Up To 10 lakhs | Rs. 13,500 | Up To 60 months | Apply Now |
| Piramal Finance | 12.99% p.a. | Up To 10 lakhs | Rs. 25,000 | Up To 60 months | Apply Now |
Features of Personal Loans in Delhi
- Low-interest rate personal loan
- Available personal loan at Rs. 12K monthly salary
- Online loan disbursement with digital procedure
- Not taken extra charges
- Repay loan with flexible tenure
- Instant loan approval process
Also Read: Why You Should Maintain a Good Credit Score?
Eligibility for Personal Loan
- Indian Citizenship
- Complete the Age: 21 to 55 years
- CIBIL Score: -1 / 700+
- Must be a salaried employee at a Private Ltd, Public Ltd, or Government.
- Job Experience 1 year required for Rs. 12,000 salary. (6 months statement required for 15,000 or more salary)
Required Documents Personal Loan in Delhi
- KYC Documents (Aadhaar Card & Pan Card)
- 1 year bank statement
- 3 months salary slip
- Residential Proof (Gas bill/ Water bill/ Electricity bill)
- Other documents (Guarantor Aadhaar Card)
Personal Loan in Delhi Interest & Charges
| Interest Rate | 10.49% to 32% p.a. |
| Processing Charges | Up To 5% |
| Tenure | 1 year to 5 years |
| Pre-closure Charges | 2% to 4% of due amount |
How to Apply for Personal Loan in Delhi NCR
Step 1: First, choose lenders depending on your salary. If your salary is Rs. 12,000, apply for WeRize loan.
Step 2: Fill required basic details form.
Step 3: Upload all the essential documents such as an Aadhaar Card, Pan Card, Salary slip & bank statement.
Step 4: Submit the application form after complete.
FAQs on Delhi Personal Loan
Is it possible to take a loan at Rs. 12,000 salary?
24hr Loan gives you up to Rs. 5 lakh digital loan at Rs. 12,000 net salary. But the salary should be hit to the bank account directly.
Can I take a loan with a 680 credit score?
Upward gives you a chance to apply with a 680 credit score. Your salary should be Rs. 20,000 or more required to apply.
I have a Rs. 13,000 salary with zero credit score. Can I apply for a personal loan?
You are eligible to apply for a personal loan at Rs. 13,000 salary. But a cash salary is not possible. Salary should be credited to the account.
How many personal loans are available in Delhi?
Loan amounts up to Rs. 40 lakh are available in Delhi location. Your salary will decide the loan amount with the debt-to-income ratio.