Personal Loan in Delhi

Personal Loan in Delhi- Get a Digital Loan Up To 40 Lakh

Now, 24hr Loan provides personal loans in Delhi NCR location. Take the higher amount loan up to Rs. 40 lakh in the capital of India, Delhi. You will be glad to know that we give the personal loan at Rs. 12,000 net salary. With a 12,000 salary, the maximum loan amount is 5 lakh available.

Lenders Offer Personal Loans in Delhi Location

LenderInterest Rate (p.a.)Loan AmountMonthly SalaryTenure 
WeRize   16% to 21% p.a.  Rs. 30,000 to Rs. 5 lakhs  Rs. 12,000  Up To 36 monthsApply Now
InCred   11.49% to 18% p.a.  Rs. 50,000 to Rs.7. 5 lakhs  Rs. 15,000  Up To 48 monthsApply Now
Finnable 16% to 22% p.a.  Up To 10 lakhs    Rs. 15,000  Up To 48 monthsApply Now
IDFC   12.50% to 18% p.a.  Up To 10 lakhs    Rs. 15,000  Up To 60 monthsApply Now
PaySense   1.4% to 2.3% per month  Rs. 50,000 to Rs. 5 lakhs  Rs. 18,000 Up To 60 monthsApply Now
Upward   14% to 32% p.a.  Up To 5 lakhs    Rs. 20,000 Up To 60 monthsApply Now
Axis Bank10.49% to 22%  Up To 40 lakhs    Rs. 25,000 Up To 60 monthsApply Now
Faircent12% to 28% p.a.  Up To 10 lakhs   Rs. 25,000Up To 36 monthsApply Now
IIFL10.50% to 18% p.a.  Up To 25 lakhs    Rs.15,000  Up To 60 monthsApply Now
Money View  12.99% p.a.  Up To 10 lakhs    Rs. 13,500 Up To 60 monthsApply Now
Piramal Finance    12.99% p.a.  Up To 10 lakhs    Rs. 25,000 Up To 60 monthsApply Now

Features of Personal Loans in Delhi

  • Low-interest rate personal loan
  • Available personal loan at Rs. 12K monthly salary
  • Online loan disbursement with digital procedure
  • Not taken extra charges
  • Repay loan with flexible tenure
  • Instant loan approval process
Also Read: Why You Should Maintain a Good Credit Score? 

Eligibility for Personal Loan

  • Indian Citizenship
  • Complete the Age: 21 to 55 years
  • CIBIL Score: -1 / 700+
  • Must be a salaried employee at a Private Ltd, Public Ltd, or Government.
  • Job Experience 1 year required for Rs. 12,000 salary. (6 months statement required for 15,000 or more salary)

Required Documents Personal Loan in Delhi

  • KYC Documents (Aadhaar Card & Pan Card)
  • 1 year bank statement
  • 3 months salary slip
  • Residential Proof (Gas bill/ Water bill/ Electricity bill)
  • Other documents (Guarantor Aadhaar Card)

Personal Loan in Delhi Interest & Charges

Interest Rate10.49% to 32% p.a.
Processing ChargesUp To 5%
Tenure1 year to 5 years
Pre-closure Charges2% to 4% of due amount

How to Apply for Personal Loan in Delhi NCR

Step 1: First, choose lenders depending on your salary. If your salary is Rs. 12,000, apply for WeRize loan.

Step 2: Fill required basic details form.

Step 3: Upload all the essential documents such as an Aadhaar Card, Pan Card, Salary slip & bank statement.

Step 4: Submit the application form after complete.

FAQs on Delhi Personal Loan

Is it possible to take a loan at Rs. 12,000 salary?

24hr Loan gives you up to Rs. 5 lakh digital loan at Rs. 12,000 net salary. But the salary should be hit to the bank account directly.

Can I take a loan with a 680 credit score?

Upward gives you a chance to apply with a 680 credit score. Your salary should be Rs. 20,000 or more required to apply.

I have a Rs. 13,000 salary with zero credit score. Can I apply for a personal loan?

You are eligible to apply for a personal loan at Rs. 13,000 salary. But a cash salary is not possible. Salary should be credited to the account.

How many personal loans are available in Delhi?

Loan amounts up to Rs. 40 lakh are available in Delhi location. Your salary will decide the loan amount with the debt-to-income ratio.

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