4 Business Ideas with Small Amount Loan in India

4 Business Ideas with Small Amount Loans in India

At this stage, entrepreneurs are going to boom in India. Day by day many entrepreneurs grow their businesses with new business ideas. This is the right time to start your own business in a unique way.

Why did I say unique way? Because you can not grow your business by opening a mobile shop, grosser shop, or cyber café. This was a 90s business idea. Now, you should start a business thinking of the future.

We came up with 4 business ideas with small amounts of loans in India. You can start this business with Rs. 20,000 to Rs. 50,000. So, let’s go….

The 4 Business Ideas with Small Amount Loans in India

1. Podcast Business

The podcast business is growing suddenly. Now Cyrus Sahukar and movie critic Anupama Chopra are making massive money through podcasts.

Podcast is the listing platform and you can start without making a video. Tell your podcast channel about the field in which you are an expert. Also, you can take interviews with famous people through podcasts.

You can start podcasts through Castbox or through a YouTube channel. Invest some money to start the podcast business.

Total Cost: Rs. 20,000 to Rs. 30,000

 2. Graphic Designer

Now, every business owner, company & YouTuber making a website for branding. For this reason, Graphic Designer demand increases quickly. You should take the graphic design business seriously.

But, you have to learn every time. 1000 of theme & plugins available at the market. You should pick the best one that will benefit your customer.

You can easily charge Rs. 10,000 to Rs. 15,000 per website. But it also depends on design. Just a computer & other equipment will be needed to start this business.

Total Cost: Rs. 40,000 to Rs. 65,000

3. Making Shorts

The 60-second video is now hot cake. We spend a lot of our time seeing the short videos on YouTube, Instagram & Facebook. You can make short videos for YouTubers, Business owners, Flim Star & for own. You can easily charge Rs. 1,500 to Rs. 2,500 for one short video.

You will need video editing software or like AI software such as Invideo, Synthesia, etc.  You can start with a small amount to start the short-making business.

Total Cost: Rs. 15,000 to Rs. 30,000

4. Sell Products Online

Whenever we need to buy anything, we just go to Flipkart or Amazon. We make this habit of buying products online and you should use these habits to make your own business.

Sell products online whatever you want. Just go to your local market & pick up the popular products at cheap prices and list them on Flipkart or Amazon.

But you should require a seller account with a business name & GST registration. Also, requires a computer & printer to start the business. You can start with a minimum amount.

Total Cost:  Rs. 35,000 to Rs. 50,000

How to Take a Loan to Start the Business

It is easy to take a loan for your business. With a 730+ credit score, you are eligible to take a business loan fast. We will give you a list of instant loans that can give up to Rs. 2 lakh without verification. Match with eligibility criteria to take a loan to start the business.

1. Privo

Get an instant business loan through Privo. The maximum Rs. 2 lakh loan Privo provides. A minimum credit score of 730+ is required for a Privo instant loan. Loan tenure 3 months to 60 months with 13.49% interest rate p.a.

Loan AmountUp To Rs. 2 Lakh
Interest Rate13.49% to 30% p.a.
TenureUp to 5 years
Credit Score735+
Required Income NIL

2. Flipkart Loan

Flipkart digital personal loans are available up to Rs. 5 lakh with a tie-up with Axis Bank. However, this loan is available only for Flipkart users. With 10.49% interest, take the digital loan with 3 years tenure.

Loan AmountUp To Rs. 5 Lakh
Interest Rate10.49% to 36% p.a.
TenureUp to 3 years
Credit Score730+
Required Income NIL

3. Money View

Start a business through a Money View digital loan. Available up to Rs. 5 lakh instant loan with 1.33% interest. No income proof is required for a Money View instant loan. The loan will be credited to the bank account within 1 day. The 700+ credit score person can apply.

Loan AmountUp To Rs. 5 Lakh
Interest Rate1.33% per month
TenureUp to 5 years
Credit Score700+
Required Income NIL

4. Kreditbee

One of the popular applications Kreditbee offers up to Rs. 4 lakh loan. The 0% to 29.88% interest is applicable for Kreditbee loan. Apply with minimal documents with 15 months loan tenure. With 650+ CIBIL, you take the loan.

Loan AmountUp To Rs. 4 Lakh
Interest Rate0% to 29.88% p.a.
Tenure3 to 15 months
Credit Score650+
Required Income NIL


So, you should start your own business with proper research. The 4 business ideas you can start with are a small amount loan. Also, you take an instant loan with the mentioned application. This application provides a loan with zero income proof & without verification. But, before taking a loan, you should know about eligibility age & other criteria.

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