Flipkart partners with Axis Bank to provide personal loan features. This loan is only for Flipkart users. If you are an old customer of Flipkart, you will take this facility. Previously Flipkart provided BNPL (Buy Now Pay Later) & Co-branded Credit Cards with Axis Bank.
This instant loan is available for good credit score owners (720+). Take this digital loan up to Rs. 5 lakhs. All process is digital. The flexible repayment tenure is from 6 to 36 months.
Flipkart Personal Loan Quick Recap
|Loan Amount||Rs. 50,000 to Rs. 5 lakh|
|Interest rate||10.49% to 36% p.a.|
|Repayment Tenure||6 months to 36 months|
|Age||21 to 55 years|
|Processing Fees||Up To 3% + GST|
|Eligible For||Self-Employed/ Salaried Person/ Student/ Housewife|
Benefits of Flipkart Personal Loan
Without Verification: Flipkart-Axis Bank personal loan comes with a digital loan. So, no verification will require.
Loan Amount: The maximum loan amount is Rs. 5 lakhs. Flipkart provides the loan for Flipkart users only.
Anyone Can Apply: As a Flipkart user, you can apply for Flipkart personal loan. This loan facility is available for everyone.
Tenure: You can select loan repayment tenure based on your requirement. The maximum tenure is 36 months.
Without Income: Flipkart is offering personal loans without income proof. Take this instant loan within 30 seconds.
Eligibility Criteria for Flipkart Personal Loan
Eligibility criteria are simple. Follow the criteria below for Flipkart personal loan:
- Indian Residential
- The applicant should be an old customer of Flipkart
- A good credit score (720+)
- Mobile number should be linked with Aadhaar Card
- Age: 21 to 55 years
Simple KYC documents are required. Check the blow list:
- Pan Card
- Aadhaar Card
- Bank Account
- Selfie Picture
Flipkart Personal Loan Interest & Charges
|Minimum Interest Rate||10.49% per annum|
|Maximum Interest Rate||36% per annum|
|Processing Fees||Up To 3% + GST|
|Late Fee||Decided by Lender|
How to Apply for Flipkart Personal Loan
Step 1: Install Flipkart Apps through the “Flipkart Personal Loan” button. If you are an old customer of Flipkart, you have the Flipkart application on your Smartphone.
Step 2: After opening the Flipkart application, go to the “Account” section.
Step 3: Now, click on the “Personal Loan” section.
Step 4: Enter your pan card number, date of birth & gender.
Step 5: Select your profession such as salaried or self-employed.
Step 6: Now, you will see the loan offer. But if you have a low credit score, you are not eligible for a Flipkart loan.
Also Read: Amazon Pay Later
Flipkart Personal Loan Customer Care
Contact customer cares through the below method. You can call or email customer care for loan-related queries.
Customer Care Number: 1860-419-5555/1860-500-5555
Following the two methods to connect with customer cares.
FAQs on Flipkart Personal Loan
What is the loan amount Flipkart offering?
Flipkart is offering up to Rs. 5 lakhs digital loan partnership with Axis Bank.
What is the required age for Flipkart personal loan?
Your age is between 21 to 55 years required for Flipkart personal loan.
Can students apply for a Flipkart loan?
Students can also apply for Flipkart personal loans if their age between 21 to 55 years, and the old customers of Flipkart with good credit scores.
What is the interest rate for Flipkart personal loan?
The minimum interest rate is 10.49% p.a. & maximum interest rate is 36% p.a.