Fulfill needs of Rs. 3 lakh instant personal loan with various lenders. But you cannot be eligible for a personal loan without income proof. A minimum monthly income of Rs. 12,000 will make your loan eligibility. This unsecured loan will complete needs like home renovation, wedding ceremonies, medical costs, and others.
Get Rs. 3 Lakh Personal Loan with Various Lenders
| Banks/ NBFCs | Interest Rate (p.a.) | Loan Amount | Salary Required | |
| WeRize | 16% to 21% p.a. | Rs. 30,000 to Rs. 5 lakhs | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 5,000 to Rs. 5 lakhs | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 50,000 to Rs.7. 5 lakhs | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Up To 10 lakhs | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 50,000 to Rs. 5 lakhs | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Up To 5 lakhs | Rs. 20,000 | Apply Now |
| Axis Bank | 10.49% to 22% | Up To 40 lakhs | Rs. 25,000 | Apply Now |
| SMFG India Credit | 11.99% to 32% p.a. | Up To 25 lakhs | Rs. 20,000 to Rs. 25,000 | Apply Now |
| Bandhan Bank | 10.50% to 18% p.a. | Up To 25 lakhs | Rs. 20,000 | Apply Now |
| Piramal Finance | 12.99% p.a. | Up To 10 lakhs | Rs. 25,000 | Apply Now |
Eligibility Criteria of 3 lakhs Instant Personal Loan
Your personal loan eligibility criteria are included below:
- Indian Citizenship is applicable to apply
- Complete the age 21 to 55 years at the application time.
- Employment of Private firms, Public firms, or Government organizations are eligible to apply.
- Eligible for a minimum monthly income of Rs. 12,000
- Credit score should be decent (zero or 700+)
Also Read: Secure Personal Loan Online Without Branch Visit
Features of 3 lakhs Personal Loan
- Lenders offer personal loans without extra security.
- Start to finish the digital process. Enjoy online loan applications without the headache of branch visits.
- Compare with other lenders instantly before applying.
- Get a Rs. 3 lakh personal loan with simple documents.
- Money credit time is 72 hours after submitting a personal loan application.
Essential Documents List
To get a Rs. 3 lakh personal loan instantly, provide the listed documents below:
Proof of Mandatory Documents
- Pan Card
- Aadhaar Card
Proof of Income
- Latest month’s salary slip
- Provide 12 month salary credit statement
Address Proof Documents
- Utility bill
- Gas bill
- Rent Agreement
- Property Papers
How to Get an Instant 3 Lakh Personal Loan
1. Before applying, check loan eligibility with your monthly salary.
2. Compare interest rates & processing charges.
3. Start the procedure from the “Apply Now” tab.
4. Give personal details and submit an application.
FAQs on 3 Lakh Personal Loan
How to get a Rs. 3 lakh personal loan without a salary slip?
Applicant may apply for a 3 lakh personal loan without salary slip. But, provide other supportive documents such as an appointment letter or joining letter. 24hr Loan may process personal loan application with this document.
What is the approximate EMI of a 3 lakh personal loan?
Different lenders offer different interest rates with various repayment tenures. Your 3 lakh personal loan EMI will calculate what lenders you are choosing. But an approximate EMI of 1 lakh can be Rs. 6,856 to Rs. 7246 for 36 months tenure. The EMI can be lower after calculating the original interest rate.