Get Rs. 3 Lakh Personal Loan Instantly

Get Rs. 3 Lakh Personal Loan Instantly

Fulfill needs of Rs. 3 lakh instant personal loan with various lenders. But you cannot be eligible for a personal loan without income proof. A minimum monthly income of Rs. 12,000 will make your loan eligibility. This unsecured loan will complete needs like home renovation, wedding ceremonies, medical costs, and others.

Get Rs. 3 Lakh Personal Loan with Various Lenders

Banks/ NBFCsInterest Rate (p.a.)Loan AmountSalary Required 
WeRize   16% to 21% p.a.  Rs. 30,000 to Rs. 5 lakhs  Rs. 12,000Apply Now
MoneyView 1.33% per month  Rs. 5,000 to Rs. 5 lakhs  Rs. 13,500Apply Now
InCred   11.49% to 18% p.a.  Rs. 50,000 to Rs.7. 5 lakhs  Rs. 15,000Apply Now
IDFC   12.50% to 18% p.a.  Up To 10 lakhs    Rs. 15,000Apply Now
PaySense   1.4% to 2.3% per month  Rs. 50,000 to Rs. 5 lakhs  Rs. 18,000Apply Now
Upward   9% to 32% p.a.  Up To 5 lakhs    Rs. 20,000Apply Now
Axis Bank10.49% to 22%  Up To 40 lakhs    Rs. 25,000Apply Now
SMFG India Credit11.99% to 32% p.a.  Up To 25 lakhs   Rs. 20,000 to
Rs. 25,000
Apply Now
Bandhan Bank10.50% to 18% p.a.  Up To 25 lakhs    Rs. 20,000Apply Now
Piramal Finance   12.99% p.a.  Up To 10 lakhs    Rs. 25,000Apply Now

Eligibility Criteria of 3 lakhs Instant Personal Loan

Your personal loan eligibility criteria are included below:

  • Indian Citizenship is applicable to apply
  • Complete the age 21 to 55 years at the application time.
  • Employment of Private firms, Public firms, or Government organizations are eligible to apply.
  • Eligible for a minimum monthly income of Rs. 12,000
  • Credit score should be decent (zero or 700+)
Also Read: Secure Personal Loan Online Without Branch Visit

Features of 3 lakhs Personal Loan

  • Lenders offer personal loans without extra security.
  • Start to finish the digital process. Enjoy online loan applications without the headache of branch visits.
  • Compare with other lenders instantly before applying.
  • Get a Rs. 3 lakh personal loan with simple documents.
  • Money credit time is 72 hours after submitting a personal loan application.

Essential Documents List

To get a Rs. 3 lakh personal loan instantly, provide the listed documents below:

Proof of Mandatory Documents

  • Pan Card
  • Aadhaar Card

Proof of Income

  • Latest month’s salary slip
  • Provide 12 month salary credit statement

Address Proof Documents

  • Utility bill
  • Gas bill
  • Rent Agreement
  • Property Papers

How to Get an Instant 3 Lakh Personal Loan

1. Before applying, check loan eligibility with your monthly salary.

2. Compare interest rates & processing charges.

3. Start the procedure from the “Apply Now” tab.

4. Give personal details and submit an application.

FAQs on 3 Lakh Personal Loan

How to get a Rs. 3 lakh personal loan without a salary slip?

Applicant may apply for a 3 lakh personal loan without salary slip. But, provide other supportive documents such as an appointment letter or joining letter. 24hr Loan may process personal loan application with this document.

What is the approximate EMI of a 3 lakh personal loan?

Different lenders offer different interest rates with various repayment tenures. Your 3 lakh personal loan EMI will calculate what lenders you are choosing. But an approximate EMI of 1 lakh can be Rs. 6,856 to Rs. 7246 for 36 months tenure. The EMI can be lower after calculating the original interest rate.

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