Rupeek is an instant gold loan service provider offering loans up to Rs. 1 crore. This company provides an instant loan process within 30 minutes. The interest rate of the Rupeek gold loan starts from 8.88% per annum.
Rupeek offers doorstep service. You will also find a branch near your home within 3 km. To provide the best service, Rupeek collaborates with many other lenders, such as Federal Bank, Karur Vysya Bank, and South Indian Bank.
Rupeek Gold Loan Quick Recap
Loan Amount | Rs. 10,000 to 1.5 crore |
Interest Rate | 0.74% per month or 8.88% p.a. |
Repayment | Up to 12 months |
Age Required | 18 years or above |
LTV Ratio | Up to 75% of Gold’s Current Market Value |
Processing Fees | 0% – 1% of the loan amount |
Also Read: Home Credit Personal Loan
Features of Rupeek Gold Loan
Lower Interest Rate: Rupeek provides an affordable 0.74% interest rate per month.
Without Income Proof: You can get a loan without any income proof.
Flexible Tenure: Rupeek is offering 30 days to 12 months loan tenure facility. You can choose the tenure which is best for you.
Instant Disbursement: Get the loan within 30 minutes. Rupeek gives you doorstep service.
100% Safe: Your Gold is 100% safe. Gold is stored in bank vaults. Also, Gold is entirely insurance covered through The New India Assurance Co. Ltd.
Higher Loan: You can get up to 1 crore loans through Rupeek. The minimum loan starts from Rs. 10,000. Apply for the loan amount as per your needs.
Rupeek Gold Loan Schemes
Rupeek offers gold loan schemes like Regular Rebates, No Tension, Relevance, Highest Value & Lowest Interest.
You can check out the Rupeek site for more details.
Rupeek Gold Loan Interest Rate
Gold Loan Interest Rate | REGULAR PAY | Per Annum | Required Net Gold |
0-30 days | 0.59% per month | 7.08% per annum | 217.1 gms |
31-90 days | 0.75% per month | 9.00% per annum | 217.1 gms |
Also Read: Paytm Business Loan
Fees & Charges
Processing Fee | 0% – 1% of the loan amount |
Late Payment Fee | Applicable |
Defaulter penalty | Applicable |
Minimum Loan Tenure | 30 days |
Maximum Loan Tenure | 12 months |
Rupeek Gold Loan Calculator
Gold loan EMI Calculator gives you a details overview like how much amount to pay, interest rate, and more. Use our Loan EMI calculator to get the full details of the Rupeek Gold loan.
- Enter the loan amount which you want to take.
- Enter the interest rate that is offered by lenders.
- Enter the repayment tenure.
After giving the all details, you will see the total payable interest, Total payable amount & EMI that have to pay per month.
Also Read: Can I apply for a personal loan from two banks?
Rupeek Instant Gold Loan Eligibility
- Your age should be a minimum of 18 years old.
- Required Indian Citizen
- Only Gold Jewellery is accepted
- 18 karat pure gold will be accepted
Documents Required for Gold Loan
- Pan Card
- Aadhaar Card/ Passport/ Driving Licence
- Residence Proof (Electricity bill or Water bill)
How to Apply for a Rupeek Gold Loan
Step 1: Click on the “Rupeek Gold Loan” button.
Step 2: Now you will redirect to the Rupeek site.
Step 3: Confirm your location to start the process.
Step 4: Enter your mobile no and fill in the basic details.
Step 5: The Rupeek team will calculate your jewels and give you the loan amount.
Also Read: LazyPay Personal Loan
Rupeek Gold Loan Customer Care
You can contact Rupeek customer care by Phone, email ID, or Send a letter to the head office.
Customer Care Number: 1800 419 8000
Email ID: care@rupeek.com
Office Address:
Ground Floor 1st A Main Road, Front Wing B,
Sarakki Industrial Layout, 3rd Phase,
J. P. Nagar, Bengaluru, Karnataka 560078
FAQs on Rupeek Gold Loan
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I am a housewife. Can I apply for a Rupeek loan?
You can apply for a Rupeek loan. Just fulfill the basic eligibility to apply for the loan.
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I have a Zero CIBIL Score. Can I apply?
You are welcome to apply for a Rupeek gold loan.
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What is the interest rate of the Rupeek gold loan?
Rupeek gold loan interest rate starts from 0.59% per month or 7.08% p.a.
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Is Rupeek a registered NBFC company?
Rupeek is a registered NBFC Company with the name of Rupeek Fintech Pvt Ltd. It is 100% safe.