How to Book Flight Ticket on EMI without a Credit Card

How to Book Flight Ticket on EMI without a Credit Card?

If you are landing on this page, I am sure you want to book flight tickets without a credit card. Credit card is one of the good choices to book tickets on EMI. However, some people still skip credit card usage. We will provide you with other options to book the flight tickets without a credit card and you can seamlessly transition to Equated Monthly Installments (EMI).

Benefits of Booking Flights without Credit Card for EMI

The following advantages are available of booking flight tickets on EMI without a credit card:

  • Approval is instant to convert flight tickets on EMI.
  • Benefits of no-cost EMI available.
  • No process changes are needed for booking flight tickets on EMI.
  • Get 0% interest with a flexible EMI option.
  • Available EMI 3,6,8, and 12 months on the total ticket cost.
  • Foreclose charges are zero when you are closing the EMI amount.

Lenders Provide EMI on Booking Flight Tickets

LendersCredit LimitEMI Tenure
Bajaj EMI CardUp To 2 Lakh6 months to 24 months
Zest MoneyUp To 2 Lakh3 months to 12 months
One CardUp To 2 Lakh6 to 12 months
Simpl Pay LaterUp To 25,000Up to 3 months
LazyPayRs. 10,000 to Rs. 1 lakh3 months to 24 months

1. Bajaj EMI Card

The Bajaj EMI Card provides tons of benefits. Instantly available up to Rs. 2 lakh credit limit with no cost EMI option. Pay the actual EMI amount without paying interest.


  • Indian residents only accepted
  • The preferred age is 23 to 60 years need.
  • Mobile number must be added with Aadhaar Card

2. ZestMoney

Convert flight ticket on EMI with ZestMoney Pay Later. The maximum Rs. 2 lakh credit limit with no-cost EMI features. Available to convert 3 months to 12 months EMI tenure.


  • Applicant must be an Indian Citizen
  • Age limit: 18 to 65 years

3. One Card

One Card is not the same as like credit card. This is a metal card with a lifetime free. One Card offers zero joining & zero annual charges. The highest credit limit up to Rs. 2 lakh is available with One Card.


  •  You must be at least 18 years old to meet the eligibility.
  • A decent credit score of 680+ need
  • The customer must pay a fixed deposit of Rs. 10,000.

4. Simpl Pay Later

Applicants can book tickets with EMI from Simpl Pay Later. There is no need for income proof to get Simpl to pay later credit limit. The maximum eligibility is up to Rs. 25,000 is available with 23,000 merchant collaborations.


  • Age: 18 years or above.
  • Indian residences only apply.
  • Phone no must be added with the Aadhaar

Also Read: 5 Best Buy Now Pay Later Apps in India

5. LazyPay

LazyPay is connected with big merchants like Make My Trip, Swiggy, Zomato, Flipkart, and more. So, it will be easy to convert pay later amount to EMI. Get the highest credit limit of Rs. 1 lakh through LazyPay.


  • Good credit history only accepted.
  • Age: 22 to 55 years
  • Applicant monthly source of income need.

How to Book Flight Tickets on EMI without a Card?

1. Explore lenders that meet your eligibility requirements and make your choice.

2. Go to lenders from 24hr Loan & apply.

3. Complete the loan procedure by signing up through a phone number.

4. Complete all details and submit your KYC documents.

5. Now, verify with an Aadhaar-linked number.

6. The lender will review your eligibility and sanction your credit limit.

FAQs on Book Flight Tickets on EMI

Can I book flight tickets on EMI without a credit card?

Booking flight tickets on EMI is available from a third-party financial company. You can book flight tickets without a credit card through the following method:

Debit Card with EMI: Many banks provide an EMI option on a Debit card for booking flight tickets. You can check whether your bank providing this facility or not.

Buy Now Pay Later: These days Buy Now Pay Later (BNPL) service offers an instant EMI facility on booking flight tickets. You can pay with a monthly installment of the total amount. The repayment duration is 3 months to 12 months.

May I book flight tickets with Flipkart Pay Later?

Flipkart users now book flight tickets from the Flipkart application. Use Flipkart pay later features on booking tickets for Domestic and International Flight Bookings.

How can I get a Bajaj EMI Card?

Bajaj EMI Card is a great option for converting no-cost EMI. Also, Bajaj offers pre-approved loans on EMI cards. The customer of 18 years of age is eligible for a Bajaj EMI Card. The only documentation required pertains to the verification of Know Your Customer (KYC) details.

Leave a Comment

Your email address will not be published. Required fields are marked *