OneCard Credit Card

OneCard Credit Card: Up To 2 Lakh Credit Limit

OneCard is one of the best metal credit cards. This credit card comes with up to a 2 lakh credit limit. You don’t need to pay any joining fee or annual fee. Get 5X reward points & more other features.

Let’s start the OneCard Credit Card application process.

OneCard Credit Card Quick Recap

Credit LimitUp To 2 lakh
One CardMetal Credit Card
Joining Fees NIL
Annual FeesNIL
Approval ProcessOnline
Rewards5X Rewards Points
Interest-Free PeriodUp to 48 days
Eligible ForSelf Employed/ Salaried/ Student/ Housewife

OneCard Credit Card Benefits

No Joining Fees: You don’t pay joining fees. OneCard is offering zero joining charges to get this card.

Rewards Points: Get multiple rewards points on every purchase. Also, get 5X reward points on the top 2 spends.

Instant Approval: OneCard is offering instant card approval & this is a digital process.

Without Income Proof: You can apply for OneCard without income proof. Don’t need to submit any income proof documents.

No Annual Charges: OneCard doesn’t take any annual charges. This is zero annual charges.

Online Process: OneCard is a 100% digital process. Get the approval instantly.

Discounts: OneCard offers multiple discounts on different categories of shopping, travel, entertainment & more.

Metal Card: One Card is a fully metal design card. This is beautiful compared to others.

Also Read: StashFin Credit Line Card

One Credit Card Eligibility Criteria

  • Your age should be 18 years or above.
  • Indian Citizens only can apply.
  • God CIBIL Score will require (680+)
  • Deposit minimum Rs. 10,000

OneCard Credit Card Fees & Charges

Joining chargesZero
Annual feeZero
Card Cancel feeRs. 3000 (within 6 months of delivery)
Interest Fees48 days Free (2.5% – 3.5% charges per month after 48 days.)
Default EMI Charges2.5% of the due Amount
Forex Markup Charges1%
Cash Advance Fee2.5% of the amount
Over Limit Fee2.5% of the amount
Finance ChargesAfter 48 days 2.5% to 3.5% per month or 30% to 42% per annum
Also Read: Personal Loan for minimum salary 13000

Documents Required for One Credit Card

  • Pan Card
  • Aadhaar Card
  • Last 12-month bank statement
  • Salary slip for Salaried Person
  • Income Tax file for Self Employed

How to Apply for OneCard Credit Card

Step 1: Click on the “OneCard Credit Card” button.

Step 2: Now verifies the phone number through OTP.

Step 3: Enter email address & name as per on Pan card.

Step 4: Fill in the address details.

Step 5: Again, verify through OTP

Step 6: Now, you will see your CIBIL score.

Step 7: After that, apply for One Card.

Step 8: Confirm your address & current location.

Step 9: Now, you have to go through some processes and then, you will get the OneCard Credit Card.

Also Read: IIFL Business Loan

OneCard Credit Card Customer Care

You can contact customer care for any queries. Customer care reaches you within 24 hours.

Contact Through App: You can Contact through the One Card App.

Email ID: [email protected]

Customer Care Number:  080-4557-5559

FAQs on OneCard Credit Card

As a student, Can I apply for One Card?

You can apply for one card. But your CIBIl score should be 700+ to get the card.

What is the higher credit limit offered by One Card?

The OneCard credit card offers up to a 2 lakh credit limit. You will get the limit after the CIBIL check.

I have a 650 CIBIL score. Can I apply for One Card?

You are eligible to apply with a bad credit score. But you have to deposit a minimum of Rs. 10,000 to get this card.

What is the One Card customer care number?

One Card customer care number is 080-4557-5559. You can call on working days.

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