OneCard is one of the best metal credit cards. This credit card comes with up to a 2 lakh credit limit. You don’t need to pay any joining fee or annual fee. Get 5X reward points & more other features.
Let’s start the OneCard Credit Card application process.
OneCard Credit Card Quick Recap
| Credit Limit | Up To 2 lakh |
| One Card | Metal Credit Card |
| Joining Fees | NIL |
| Annual Fees | NIL |
| Approval Process | Online |
| Rewards | 5X Rewards Points |
| Interest-Free Period | Up to 48 days |
| Eligible For | Self Employed/ Salaried/ Student/ Housewife |
OneCard Credit Card Benefits
No Joining Fees: You don’t pay joining fees. OneCard is offering zero joining charges to get this card.
Rewards Points: Get multiple rewards points on every purchase. Also, get 5X reward points on the top 2 spends.
Instant Approval: OneCard is offering instant card approval & this is a digital process.
Without Income Proof: You can apply for OneCard without income proof. Don’t need to submit any income proof documents.
No Annual Charges: OneCard doesn’t take any annual charges. This is zero annual charges.
Online Process: OneCard is a 100% digital process. Get the approval instantly.
Discounts: OneCard offers multiple discounts on different categories of shopping, travel, entertainment & more.
Metal Card: One Card is a fully metal design card. This is beautiful compared to others.
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One Credit Card Eligibility Criteria
- Your age should be 18 years or above.
- Indian Citizens only can apply.
- God CIBIL Score will require (680+)
- Deposit minimum Rs. 10,000
OneCard Credit Card Fees & Charges
| Joining charges | Zero |
| Annual fee | Zero |
| Card Cancel fee | Rs. 3000 (within 6 months of delivery) |
| Interest Fees | 48 days Free (2.5% – 3.5% charges per month after 48 days.) |
| Default EMI Charges | 2.5% of the due Amount |
| Forex Markup Charges | 1% |
| Cash Advance Fee | 2.5% of the amount |
| Over Limit Fee | 2.5% of the amount |
| Finance Charges | After 48 days 2.5% to 3.5% per month or 30% to 42% per annum |
Also Read: Personal Loan for minimum salary 13000
Documents Required for One Credit Card
- Pan Card
- Aadhaar Card
- Last 12-month bank statement
- Salary slip for Salaried Person
- Income Tax file for Self Employed
How to Apply for OneCard Credit Card
Step 1: Click on the “OneCard Credit Card” button.
Step 2: Now verifies the phone number through OTP.
Step 3: Enter email address & name as per on Pan card.
Step 4: Fill in the address details.
Step 5: Again, verify through OTP
Step 6: Now, you will see your CIBIL score.
Step 7: After that, apply for One Card.
Step 8: Confirm your address & current location.
Step 9: Now, you have to go through some processes and then, you will get the OneCard Credit Card.
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OneCard Credit Card Customer Care
You can contact customer care for any queries. Customer care reaches you within 24 hours.
Contact Through App: You can Contact through the One Card App.
Email ID: help@getonecard.app
Customer Care Number: 080-4557-5559
FAQs on OneCard Credit Card
As a student, Can I apply for One Card?
You can apply for one card. But your CIBIl score should be 700+ to get the card.
What is the higher credit limit offered by One Card?
The OneCard credit card offers up to a 2 lakh credit limit. You will get the limit after the CIBIL check.
I have a 650 CIBIL score. Can I apply for One Card?
You are eligible to apply with a bad credit score. But you have to deposit a minimum of Rs. 10,000 to get this card.
What is the One Card customer care number?
One Card customer care number is 080-4557-5559. You can call on working days.