You can get an instant loan for shopping through ZestMoney. ZestMoney provides up to a 2 lakh credit limit. This is a completely online process. You can use ZestMoney buy now pay later features with 0% interest.
Also, you can convert the credit limit to EMI & pay 6, 9 & 12 months. Let’s start the ZestMoney Pay Later application online.
ZestMoney Pay Later
|Credit Limit||Up to 2 lakh|
|Interest Rate||0% to 21% p.a.|
|Interest-Free Period||Up to 3 months|
|Tenure||3 months to 12 months|
|Eligible For||Self-employed/ Salaried/Student/Housewife|
Benefits of ZestMoney Pay Later
- ZestMoney offers a higher credit limit of up to 2 lakh
- You can apply with a minus or low credit score.
- No upfront processing charge
- 100% Digital Process
- The loan repayment tenure is 3 to 12 months
- Minimum documents required
- Collateral-free loan
- Convert credit limit to EMI
Also Read: Privo Instant Credit Line
ZestMoney Pay Later Fees & Other Charges
|Interest rate||0% – 21%|
|Interest-free Period||Up to 3 months|
|Late Payment Charge||Applicable|
|EMI Tenure||3 months to 12 months|
ZestMoney Loan Eligible Criteria
Check out the ZestMoney shopping loan eligibility:
- Applicant should be an Indian Citizen
- Required age 18 to 65 years
Also Read: Mobikwik Personal Loan
The below documents are required to apply for ZestMoney Loan:
- Pan Card
- Aadhaar Card
- Active Bank Account
How to Apply for ZestMoney Pay Later
Step 1: Click on the “ZestMoney Pay Later” button.
Step 2: Fill in the applicant details.
Step 3: Now, ZestMoney gives you a credit limit.
Step 4: Use this credit limit for shopping purposes.
Also Read: Personal loan for minimum salary 15000
ZestMoney Pay Later Customer Care
If you have any questions, you can directly contact ZestMoney customer care service.
Customer Care Number: 6269000097 (Mon to Sat)
Email Id: [email protected]
You can call customer care or send an email to the official mail id.
FAQs on ZestMoney Pay Later
Is ZestMoney safe to use?
ZestMoney is 100% safe for users. The company follows the RBI guidelines.
How to get the 0% interest rate on a ZestMoney loan?
You may buy products through the ZestMoney credit limit & pay 3 months’ EMI. You don’t need to pay interest on this credit limit.
What is the maximum loan ZestMoney offer?
ZestMoney offers up to 2 lakhs instant loans.
Can I convert the ZestMoney credit limit to EMI?
You may convert the ZestMoney loan to monthly EMI. Users can pay the EMI for 6,9 or 12 months.