ZestMoney Pay Later

ZestMoney Pay Later: Get 2 Lakh Credit Limit

You can get an instant loan for shopping through ZestMoney. ZestMoney provides up to a 2 lakh credit limit. This is a completely online process. You can use ZestMoney buy now pay later features with 0% interest.

Also, you can convert the credit limit to EMI & pay 6, 9 & 12 months. Let’s start the ZestMoney Pay Later application online.

ZestMoney Pay Later

Credit LimitUp to 2 lakh
Interest Rate0% to 21% p.a.
Approval ProcessOnline
Interest-Free PeriodUp to 3 months
Tenure3 months to 12 months
Processing FeesNIL
Eligible ForSelf-employed/ Salaried/Student/Housewife

Benefits of ZestMoney Pay Later

  • ZestMoney offers a higher credit limit of up to 2 lakh
  • You can apply with a minus or low credit score.
  • No upfront processing charge
  • 100% Digital Process
  •  The loan repayment tenure is 3 to 12 months
  • Minimum documents required
  • Collateral-free loan
  • Convert credit limit to EMI
Also Read: Privo Instant Credit Line

ZestMoney Pay Later Fees & Other Charges

Interest rate0% – 21%
Interest-free PeriodUp to 3 months
Late Payment ChargeApplicable
Processing feeNil
EMI Tenure3 months to 12 months

ZestMoney Loan Eligible Criteria

Check out the ZestMoney shopping loan eligibility:

  • Applicant should be an Indian Citizen
  • Required age 18 to 65 years
Also Read: Mobikwik Personal Loan

Documents Required

The below documents are required to apply for ZestMoney Loan:

  • Pan Card
  • Aadhaar Card
  • Active Bank Account

How to Apply for ZestMoney Pay Later

Step 1: Click on the “ZestMoney Pay Later” button.

Step 2: Fill in the applicant details.

Step 3: Now, ZestMoney gives you a credit limit.

Step 4: Use this credit limit for shopping purposes.

Also Read: Personal loan for minimum salary 15000

ZestMoney Pay Later Customer Care

If you have any questions, you can directly contact ZestMoney customer care service.

Customer Care Number: 6269000097 (Mon to Sat)
Email Id:  [email protected]

You can call customer care or send an email to the official mail id.

FAQs on ZestMoney Pay Later

Is ZestMoney safe to use?

ZestMoney is 100% safe for users. The company follows the RBI guidelines.

How to get the 0% interest rate on a ZestMoney loan?

You may buy products through the ZestMoney credit limit & pay 3 months’ EMI. You don’t need to pay interest on this credit limit.

What is the maximum loan ZestMoney offer?

ZestMoney offers up to 2 lakhs instant loans.

Can I convert the ZestMoney credit limit to EMI?

You may convert the ZestMoney loan to monthly EMI. Users can pay the EMI for 6,9 or 12 months.

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