Kolkata is another name “City of Joy”. The famous metropolitan city with historical places over there. Kolkata city is now a growing industry with new businesses. Lenders coming with unsecured business loans in Kolkata.
For business-related equipment take a business loan up to Rs. 1 crores. This collateral-free business loan provides an 11.25% interest rate with 60 month tenure.
List of Lenders for Business Loans in Kolkata
| Banks / NBFCs | Interest Rate | Loan Amount | Repay Tenure | |
| Faircent | 14% p.a. to 21% p.a. | Rs.50,000 to Rs.10 lakh | 12 months to 36 months | Apply Now |
| IIFL | 11.25% p.a. to 33.75% p.a. | Rs.50,000 to Rs.30 lakh | 12 months to 60 months | Apply Now |
| Chola Finance | 14% p.a. to 21% p.a. | Rs.30,000 to Rs.20 lakh | 12 months to 60 months | Apply Now |
| Poonawalla Fincorp | 15% p.a. to 28% p.a. | Up to Rs.50 lakh | Up to 3 years | Apply Now |
| FT Cash | 12% p.a. to 22% p.a. | Up to Rs.50 lakh | Up to 3 years | Apply Now |
| NeoGrowth | 19% p.a. to 24% p.a. | Up to Rs.75 lakh | Up to 7 years | Apply Now |
| FlexiLoans | 12% p.a. onwards | Up to Rs.1 crore | 1 year to 5 years | Apply Now |
| LendingKart | 12% p.a. to 28% p.a. | Up to Rs.1 crore | 12 months to 36 months | Apply Now |
| Ashv Finance | 18% p.a. to 21% p.a. | Up to Rs.40 lakh | 12 months to 36 months | Apply Now |
| Aditya Birla | 14% p.a. onward | Up to Rs.15 lakh | 12 months to 36 months | Apply Now |
| Tata Capital | 16.50% to 19% p.a. | Up to Rs.75 lakh | 12 months to 36 months | Apply Now |
Features of Business Loan in Kolkata
Get Unsecured Loan: 24hr Loan partnership with different lenders to provide unsecured business loans in the Kolkata location.
Higher Fund: Take a loan amount of up to Rs. 1 crores for your business-related requirement.
Faster Approval: Faster loan approval within 3 days after completing the application. Digital loan applications save more time.
Long Tenure Option: Take a business loan with a wide range repayment tenure. Lenders give you up to 60 months of loan tenure.
Skip Traditional Apply: Just skip the traditional loan application. Drive the digital business loan application in Kolkata.
Eligibility for Easy Business Loan in Kolkata
- Applicant minimum age requirement: 21 to 60 years
- 6 months ABB should be 15,000 or more.
- Business should be at least 1 year old
- Credit history -1 or 720+ is enough
List of Essential Documents
Complete the list of business loan eligibility documents for the Kolkata location. These lists will help you with a faster application process.
- Applicant KYC documents list: PAN card / Aadhaar Card / Voter Card
- 12 month bank statement that is used for business purposes.
- Copy of 2 years Trade License as a vintage proof.
- MSME certificate of the applicant
- Residencies proof: Electricity bill / Gas bill / Property paper / Rent Agreement
Also Read: Start a Business with Rs. 10,000
Get a Business Loan in Kolkata Location
Step 1: Review the lender’s eligibility criteria before submitting an application.
Step 2: After matching the eligibility, choose lenders and start to apply. Also, you can contact 24hr Loan Whatsapp No: 8777259672 to know more.
Step 3: Provide your details to a customer representative.
Step 4: Lenders evaluate your eligibility for a loan before providing you with a loan offer.
FAQs on Business Loan
Is it possible to apply for a business loan with a one-year-old trade license?
Yes, it is possible to get a business loan in Kolkata with a one-year-old trade license.
How much business loan amount may I get in Kolkata?
24hr Loan connected with 75+ lenders that provide business loans up to Rs. 1 crores. The digital loan approval facility is also available.
May I be eligible for a business loan with a minus credit score?
If you have a minus CIBIL score, you can also be eligible for a business loan. But if you have hard inquiries on credit score, it is tough for loan approval.