Tata Capital Business Loan

Tata Capital Business Loan- Available 75 Lakh Loan

Get instant funds for your business with a Tata Capital business loan, the unsecured and collateral-free business loan of up to 75 lakh for business capital funding. The application process is paperless with 12 to 36 months of repayment tenure.

Tata Capital Business Loan

Loan AmountUp To 75 Lakh
Interest Rate19% p.a.
Repay Loan12 to 36 months
Credit Score-1 / 700+
Required Age21 -65 years
Processing FeesUp To 2% of approval loan
Eligible ForSelf Employed Person

Benefits of Tata Capital Business Loan

  • Tata Capital provides loans for working capital and buys business equipment.
  • The funding for your business is available up to Rs. 75 lakh.
  • Repay Tata Capital business loan within 36 months.
  • An instant paperless process with online application features.
  • The business loan is available for small business owners-enterprises business.

Tata Capital Business Loan Eligibility

  • Complete age criteria between 21 to 65 years.
  • Maintain a minimum ABB (Average Bank Balance) of Rs. 5,000.
  • A credit score of -1 or 700+ should be good enough to apply.
  • Business vintage proof minimum 2 years old need.
Also Read: How much business loan can I get in India?

Documents Lists for Tata Capital Business Loan

Complete the documents list to apply for a Tata Capital business loan.

Income Documents

  • 2 years IT File
  • 2 years Trade License
  • MSME Certificate
  • 6 months update bank statement

KYC Documents

  • Pan Card
  • Aaadhaar Card

Residential Proof Documents

  • Electricity bill / Water bill
  • Property paper

Tata Capital Business Loan Interest & Charges

Interest Rate19% p.a.
Self Employed non-professional Business16.50% p.a.
Self Employed Professional Business13.50% p.a.
Processing ChargeUp To 2% of approval loan amount
Penal Interest Charge3% of overdue amount + Taxes
Bounce ChargeRs. 2,000 per cheque + GST
Documents Processing FeeRs. 1,999 + Taxes

Apply for Tata Capital Business Loan

1. Visit the nearest Tata Capital branch.

2. Keep all the above-mentioned documents.

3. Share your phone number & email ID for log-in purposes.

4. After logging in and verification complete, you will be eligible for a loan.

FAQs on Tata Capital Business Loan

Does Tata Capital provide business loans on trade licenses?

Tata Capital offers small ticket business loans up to Rs. 10 lakh with a trade license. No ITR file is required.

What is the current interest rate for a Tata Capital business loan?

The current interest rate of Tata Capital business loan is 16.50% to 19% p.a.

Am I eligible for a Tata Capital business loan with a zero credit score?

Tata Capital gives business loans to zero credit score customers also.

How to contact Tata Capital business loan customer care?

Write an email at [email protected] or call customer care number 1860 267 6060 at working hours (Mon to Sat 10 AM- 6 PM)

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