The salary holder with Rs. 21,000 income can take Rs. 4 lakh to Rs. 5 lakh loan. This unsecured personal loan covers your emergency needs. The repayment term is 36 to 48 months. Ensuring interest rates of 16% to 18% per annum.
Taking a personal loan for a minimum salary of Rs. 21000 are 100% digital process. No more bank visits are needed for your urgent cash.
Personal Loan for Minimum Salary 21000
| Loan Amount | Up to Rs. 5 Lakh |
| Interest Rate | 16% -18% p.a. |
| Repayment Term | 12 to 36 months |
| Age | 21 -55 years |
| Applicant Salary | Rs. 21,000 (Rs. 12K Net Salary also Apply) |
| Processing Charges | Up to 3% + GST |
| Applicable For | Salaried Customer |
Features of Personal Loan at 21,000 Salary
No Physical Process: Simple and online process without taking physical documents. The applicant may upload all required documents online.
No Hidden Charges: Lender not taking a hidden fee from borrower. You will get all the loan-related information and charges before disbursement.
No Salary Slip: The borrower holding an appointment letter or joining letter of the current company is welcome to apply without a salary slip.
No CIBIL Required: Borrower loan eligibility starts with a zero credit score. That means if you have no previous loan track, you can obtain a personal loan at 21,000 salary.
Less Documents Need: Getting a personal loan is easy for salary holders because of less documentation.
Eligibility Requirement
Below eligibility are needs for a Personal loan at less than Rs. 21,000 salary:
- Indian Nationality
- Age of Salary Holder: 21 to 55 years
- CIBIL: 0 / 700+ accepted
- The salaried customer of Rs. 21,000 net salary accepted (Rs. 12,000 salary holder also eligible)
Also Read: Can I take a personal loan at 12K Salary?
Personal Loan at 21,000 Salary Documents
- Salary Customer Aadhaar Card
- Original copy of Pan Card
- Latest salary slip of salaried employee
- Bank statement of 12 months where salary should be deposit
- Proof of Address such as Electricity bill / Deed etc.
- The Aadhaar Card of the applicant’s relative
Compare Top Lenders Personal Loans at 21,000 Salary
| Banks/ NBFCs | Interest Rate (p.a.) | Salary | |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 15,000 | Apply Now |
| IIFL Finance | 12.75% to 33.75% p.a. | Rs. 15,000 | Apply Now |
| Prefr | 18% to 36% p.a. | Rs. 18,000 | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| Axis Bank | 10.49% to 22% p.a. | Rs. 15,000 | Apply Now |
Personal Loan for Minimum Salary 21000 Interest & Charges
| ROI (Rate of Interest) | 16% – 21% per annum |
| Processing Fee | 3% of Approval Loan + Tax |
| Late Charges | Lender will Decide |
How to Obtain a Personal Loan at a 21,000 Salary
1. Redirect the lender’s official website from “Apply Now”.
2. Give all correct information that should be required.
3. Submit the application form with upload the required documents.
4. Lender checks and offers personal loans within 5 days.
Frequently Asked Questions
What is the rate of interest for Rs. 21,000 salaried customers?
The borrower of 21K salaried holder obtains a personal loan at 16% to 21% ROI (Rate of Interest).
Can I apply for a personal loan for below Rs. 21,000 salary?
24hr Loan is offering a loan with a starting net salary of Rs. 12,000. Salary holders obtain up to Rs. 5 lakh loan.
What is the requirement age for Rs. 21K salaried person?
Salaried customers generally apply for loans at 21 years of age. But if you have less than 21 years, 24hr loan also doing personal loan.