The hills lovers definitely know Siliguri, the largest city in the North Bengal Region. Different kinds of tea leaves are also made in Siliguri which is part of West Bengal. Every tourist goes to Siliguri once a year because of its beautiful nature.
With the growing population, Siliguri fulfills the personal loan requirement at Rs. 12,000 salary. This salary will help you to meet the eligibility for up to Rs. 5 lakh loan. This loan amount will be disbursed within 4 days to a bank account.
Personal Loan in Siliguri
| Loan Amount | Rs. 20,000 to Rs. 5 Lakh |
| Interest Rate | 16% to 21% p.a. |
| Repayment Loan | 1 year to 3 year |
| Eligible Age | 21 -55 years |
| Monthly Salary | Rs. 12,000 |
| Processing Fees | Up to 3% + GST |
| Eligible For | Salaried Employee |
Benefits of Personal Loan in Siliguri
Bigger Loan Amount: Siliguri personal loan provides up to Rs. 5 lakh loan. The unsecured loan is available at Rs. 12,000 monthly salary.
Competitive Interest: With the digital process, 24hr Loan provides a competitive interest rate on personal loans.
No Collateral: Take a personal loan in the Siliguri location without collateral. This unsecured loan comes with an online process.
Repayment Tenure: Instant personal loans in Siliguri come up with 12 to 36 months of loan tenure.
Digital Approval: 24hr Loan is one of the best personal loans in Siliguri that provides digital loan approval.
Top-up Loan: You may be eligible for a top-up loan after 3 EMI payments. Don’t miss the EMI for the top-up loan facility.
Personal Loan in Siliguri Eligibility
You should meet the eligibility criteria for an instant personal loan in the Siliguri location:
- Your comfortablility age should be 21 to 55 years for Siliguri personal loan.
- A salaried person with a Rs. 12,000 monthly salary is eligible for a personal loan.
- Experience of job should be a minimum 1 year
- A credit score of 700+ or -1 may apply for a loan.
Also Read: Personal Loan for Self Employed
Instant Personal Loan in Siliguri Documents
Upload the essential documents to apply for a personal loan in the Siliguri location:
- Proof of Identity Copy: Pan Card, Aadhaar Card, Voter Card
- Proof of Income: 12 month bank statement and last month’s salary slip
- Residential Proof: Utility bill/ Gas bill/ Property paper
- Other Documents: Guarantor Aadhaar Card & Photo
Personal Loan in Siliguri Interest & Charges
| Interest Rate | 16% yearly |
| Tenure | 1 year to 3 years |
| Processing Fees | 2% to 3% |
| Due Payment Charges | Rs. 500 to Rs. 1,000 |
| Foreclose Charges | Applicable |
How to Apply for Personal Loan in Siliguri
1. To get the digital personal loan, enter the online application form through the “Apply Now” button.
2. Fill out the details form with provides correct details.
3. Submit mandatory documents Pan Card, Aadhaar Card, Salary Slip, and Bank Statement.
4. The team will verify documents and provide you with a loan based on your income.
FAQs on Personal Loans in Siliguri
How much salary is needed for an instant personal loan in Siliguri?
An applicant with a minimum of Rs. 12,000 salary apply for a personal loan in the Siliguri location.
What is the personal loan tenure in Siliguri?
The personal loan in Siliguri is available with 1 to 3 years tenure.
How much time take to get loan approval in Siliguri?
Experience digital loan application with 2hr Loan that is 100% online. So, you will get quick loan approval compared to other finance.