Tata Neu is the application of the Tata Group. This app partner with other NBFC companies for extra benefits to users. But now we will discuss Tata Neu’s personal loan.
Users can apply for Tata Neu loan up to Rs. 10 lakhs with 1 year to 5 years repayment tenure. Tata Neu is taking interest much lower than other lenders, which are 10.49% to 29% APR (Annual Percentage Rate).
Tata Neu Personal Loan
| Loan Amount | Rs. 10,000 to Rs. 10 lakh |
| Interest rate | 10.49% to 29% p.a. |
| Loan Tenure | 12 months to 60 months |
| Eligibility Age | 21 to 60 years |
| Income Required | No |
| Processing Fees | Up To 3% + GST |
| Eligible For | Self-Employed/ Salaried Person/ Student/ Housewife |
Benefits of Tata Neu Personal Loan
Instant approval – Apply in minutes through the Tata Neu app and get an instant decision based on your profile.
No security required – It’s a 100% unsecured personal loan — no need to pledge assets or collateral.
Flexible borrowing – Choose the amount and tenure that fits your budget, with options up to ₹10 lakh and tenures up to 60 months.
Competitive interest rates – Starting around 10.49% p.a., rates are tailored to your credit score and repayment capacity.
Trusted digital platform – Backed by Tata Digital, you get modern convenience with the assurance of one of India’s most trusted business groups
Eligibility Criteria for Tata Neu Loan
Tata Neu is offering instant digital loans. Only fill in the basic criteria:
- Indian Citizenship
- A good CIBIL Score: 730+
- Age limit 21 years to 60 years
- A regular source of income (salaried or self-employed)
- A valid PAN, Aadhaar, and mobile number
Also Read: DMI Finance Personal Loan Apply
Required Documents
To get the Tata Neu personal loan, you will need the required documents below:
- KYC Documents: Pan Card & Aadhaar Card
- Bank Account which is active
- Selfie Photo of Customer
Tata Neu Personal Loan Interest & Other Charges
| Minimum Interest rate | 10.49% p.a. |
| Maximum Interest rate | 29% p.a. |
| Processing Fees | Up To 3% + GST |
| Late Charges | Applicable |
How to Apply for Tata Neu Loan
Step 1: Install the Tata Neu application from the “Tata Neu Loan” tab.
Step 2: Register through your active mobile number & verify through OTP.
Step 3: Now, go to the loan section & apply for a loan with basic KYC details.
Step 4: If you meet the eligibility, you will get an instant loan offer.
Step 5: Complete the verification process through a selfie photo.
Step 6: After the E-nach process, the lender sends the loan amount to the bank account directly.
Also Read: Personal Loan for Minimum Salary 20,000
Tata Neu Personal Loan Customer Care
Tata Neu customer cares are very supportive. You will get quick help from a customer representative. Contact Tata Neu customer care within a minute.
Official Number: 1800-20-8282-63
Official Email ID: customercare@tataneu.com
Office Address:
Tata Digital Private Limited,
Army & Navy Building 148,
M G Road, Opposite Kala Ghoda, Fort,
Mumbai, Maharashtra, India, 400001.
FAQs on Tata Neu Loan
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Can anyone apply for Tata Neu personal loan?
Tata Neu personal loan is available for anyone aged between 21 to 60 years with a 720+ credit score.
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What is the interest rate for Tata Neu Loan?
Tata Neu takes the minimum interest rate of 10.99% and the maximum interest rate is 29% APR.
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What is the maximum loan amount Tata Neu offer?
Tata Neu offers up to Rs. 10 lakhs instant loan. Your credit score will decide the loan amount.
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What are the late payment charges for the Tata Neu loan?
Tata Neu does not clearly mention late payment fees & charges. But you can directly call customer care at 1800-20-8282-63 for your queries.

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