LazyPay is offering Xpress cash loans up to 5 lakhs within 30 minutes. This is a digital loan approval process. No physical documents are required to get the loan. The interest rate starts from 18% to 24% per annum.
Let’s start Lazypay Xpress Cash Loan applicants with 3 easy steps.
Lazypay Xpress Cash Loan Quick Recap
| Loan Amount | Up To 5 Lakh |
| Interest Rate | 18% to 24% p.a. |
| Repayment Duration | 3 to 24 month |
| Age Required | 19 yr – 62 yr. |
| Income Required | NIL |
| Processing Fees | Up to 5% |
What is LazyPay Xpress Loan?
LazyPay Xpress Cash Loan is an instant personal loan offered by LazyPay. You can apply for an Xpress Cash Loan online & get up to a 5 lakh loan. You will get the loan within 5 minutes. Money will be credited to the bank account instantly.
Also Read: Personal Loan at 14000 Salary
Benefits of LazyPay Xpress Cash Loan
No Physical Verification: LazyPay provides a 100% digital loan process. Don’t require physical verification.
Higher Loan: You will get up to 5 lakhs loan. The loan amount starts from Rs. 3,000 to 5 lakhs.
Instant Approval: Within 30 minutes, money will be credited to your bank account. LazyPay is offering a fast loan approval process.
Affordable EMI: LazyPay is offering 3 to 24 months of affordable loan repayment tenure.
Online Process: The entire process is online. Just upload the documents & get the loan approval.
No Hidden Charge: There are no other extra charges taken by LazyPay. Processing fee & GST is the main charge that is taken at the time of the loan process.
LazyPay Xpress Loan Eligibility Criteria
Require the eligibility criteria to apply for LazyPay Loan:
- Indian Citizen
- Previous loan track
- Good credit history
- Source of Income
Documents Required for LazyPay Xpress Loan
The following documents are required to apply for a LazyPay loan:
- Pan Card
- Aadhaar Card (Identity & Address Proof)
- Bank details
- Applicant signature
Also Read: Paytm Postpaid Loan
Interest Rate & Other Charges
| Interest Rate | 18% to 24% p.a. |
| Processing Charge | Up to 5% of the loan amount + GST |
| Repayment Tenure | 3 to 24 month |
How to Apply for LazyPay Xpress Cash Loan
Check out the step-by-step process to apply for a LazyPay loan:
Step 1: Click on “LazyPay Xpress Cash Loan” to start the process
Step 2: Sign up with your mobile number
Step 3: Provide Pan Card details to check eligibility
Step 4: Submit your Aadhaar Card & other details
Step 5: Now, step up the auto bill payment
Step 6: After the process, you will get the credit limit.
Now, transfer your credit limit to your bank account & convert it to EMI.
Also Read: Top 5 instant personal loan apps in India
LazyPay Xpress Loan Customer Care
For loan or other queries, you can contact customer care. They will give you a reply within 24 hours.
Email ID: wecare@lazypay.in
Phone No: 08069081111 (Mon to Sun, 9 AM – 9 PM)
FAQs on LazyPay Xpress Loan
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Is CIBIL mandatory for a LazyPay loan?
Your credit history is the most important part if you are going for an instant loan. LazyPay Xpress Loan is available only for good credit score holders.
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Can I be eligible for an Xpress loan without income proof?
You can apply for the loan without income proof.
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How much loan is available from LazyPay Xpress?
LazyPay provides up to 5 lakh instant loans without any verification.
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What is the LazyPay customer care number?
Call LazyPay customer care at 08069081111 or send an email to wecare@lazypay.in for loans or other queries.