Top 5 Instant Loan Apps without Salary Slip in India

Are you looking for a loan without a salary slip?

If your answer is yes, this post defiantly for you. And if your answer will be no, you should read this topic and help others.

You will get up to 5 lakhs instant loan without salary slip. Don’t worry. You don’t have to go to any bank to get this loan. You can apply from home and the process is online.

Let’s start the process. Here are the top 5 instant loan apps without salary slips.

The Top 5 Instant Loan Apps without Salary Slip

We are going to cover the top 5 instant loan apps that will give you a fast loan without any income proof. Check out the following below:

1. Hero Fincorp

The Hero Fincorp’s earlier name was Simply Cash. This lender provides up to 1.5 lakhs instant loans without salary slips or income proof. You can apply for a loan through KYC documents. The money will credit within 24 hours.

The interest rate starts from 2.08% per month with a 6 to 24 months repayment tenure.

Interest rate	2.08% per month or 25% p.a.
Loan Amount	Rs. 50,000 to  1.5 lakh
Credit Score	Minimum 700+
Loan Tenure	6 to 24 months
Eligibility Age	21 to 58 years
Income Required	Rs. 15000/- Per month
Processing Fees	2.5% + GST
Eligible For	Self-Employed/ Salaried Person

2. Navi

You can take up to 20 lakhs instant personal loans through Navi. Navi is a trusted lender & registered by RBI. The process is digital. Navi provides 3 to 72 months of loan tenure. The interest rate starts from 9.9% to 45% per annum.

Navi is taking up to a 3% processing charge. No other hidden charge includes. The loan amount will credit within 48 hours.

Loan Amount	Up To 20 Lakh
Interest Rate	9.9% to 45% p.a.
Tenure	3 to 72 month
Age Required	21 yr -65 yr.
Income Required	Rs. 15,000 per month
Processing Fees	Up to 3% of the loan amount
Who Can Apply	Self-Employed / Salaried Person

Also Read: Need 2 Lakh Loan without Income Proof?

3. Prefr

Prefr is another digital loan application process after Navi. Prefr is offering up to 3 lakhs of digital loans. The process is transparent. The loan amount will credit within 2 hours.

The loan repayment tenure is 6 to 36 months with 18%- 36% p.a. ROI (Rate of Interest). You can apply for a loan without a CIBIL score.

Loan Amount	Rs. 10,000 – 3 lakh
Loan Tenure	6 – 36 months
Interest rate	18%- 36% p.a.
Income Required	No
Processing fee	Up to 5% of the loan amount
Age	18 – 60 years
Cibil Score	No
Eligible For	Salaried Person / Self Employed

4. Home Credit

Another popular lender is Home Credit. You can get Rs. 10,000 to 5 lakhs loan online. The interest rate is 2% per month. The repayment tenure is 9 to 51 months.

Home Credit does not take any hidden charges. The loan amount will credit to your account within 24 hours.

Loan Amount	Up To 5 Lakh
Interest Rate	2% per month
Tenure	9 to 51 month
Age Required	19 – 68 year
Income Required	Rs. 10,000 per month
Processing Fees	Up to 5% of the loan amount
Who Can Apply	Self-Employed / Salaried Person / Student

Also Read: Simpl Pay Later

5. PaySense

PaySense provides Rs. 5,000 to 5 lakhs loans without any income proof. You can apply for a loan with a zero CIBIL score. The basic KYC documents will need to apply.

You can pay the loan for a 3 to 60-month tenure. The minimum age is 21 years & the maximum age is 60 required.

Loan Amount	Rs. 5,000 – Rs 5 lakh
Loan Tenure	3 – 60 months
Interest rate	1.4%- 2.3% per month
Income Required	Rs. 18,000 for Salaried Employees & Rs. 20,000 for Self Employed
Processing fee	Up to 3% of the loan amount
Age	21 – 60 years
Cibil Score	No
Eligible For	Salaried Person / Self Employed

Conclusion

We give you the top 5 instant loan apps without salary slips. All lenders are trusted. You will get the loan online. Just a smartphone will need to apply.

The money will credit to your account within 24 hours. You have to set an auto-debit option through a debit card or net banking after loan approval.

Now, it’s your turn.

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