INDmoney Insta Cash Loan

INDmoney Insta Cash Loan- 5 Lakh Loan at 12% Interest

INDmoney members exclusively take up to Rs. 5 lakh insta cash loan. This is a flexible credit line given by INDmoney which is a partner with Credit Saison, IDFC First Bank, Fairassets Technologies India Pvt Ltd, and Liquilaons P2P Private Limited.

INDmoney Insta Cash Loan offers a credit line at 1% ROI per month. Pay interest based on the used credit line.

INDmoney Insta Cash Loan

Loan AmountUp to 5 Lakh
Tenure3 to 60 months
Interest rate1% monthly
Processing feeUp to 4%
Age21 years or above
Credit Score 720+

Features of INDmoney Insta Cash Loan

No Paperwork: INDmoney cash loan comes with zero paperwork process. INDmoney users obtain loans from the INDmoney application.

Fast Disburse: This insta cash loan disburses within a couple of minutes. Take this loan for urgent cash needs.

Repayment Term: Get flexible repayment terms from 3 to 60 months.

Competitive Rate: INDmoney users obtain insta cash loan at 1% interest per month. The ROI is affordable and much more dependent on the borrower profile.

Zero Foreclose Charge: You may foreclose the loan without paying an extra charge. The charge is NIL.

Low Processing Fee: The processing charge is minimal, starting from 0.5% to 4% with included GST.

INDmoney Insta Loan Eligibility

Check the below INDmoney insta loan details eligibility. The basic details you should match before starting the journey with INDmoney loan.

  • Indian Residence is applicable only
  • The existing INDmoney user only apply
  • Credit Score must be 720+
  • Previous loan defaulter not applicable

Also Read: Best Instant Loan Provide in India

Essential Documents List

The following essential documents list required for INDmoney loan approval:

  • Pan Card
  • Aadhaar Card
  • Bank Details with ATM card
  • Selfie photo of borrower

INDmoney Insta Cash Loan Interest & Charges

Interest Rate12% to 28% p.a.
Processing Charges0.5 % to 4% plus GST
Bounce ChargesRs. 400 to Rs. 500 + GST
Foreclosure FeeNIL
Penal Charges18% to 36% of overdue loan

How to Get INDmoney Insta Cash Loan

Step 1: The INDmoney user just opens the application. If you are new, go to the “Apply Now” tab.

Step 2: INDmoney check your credit score before the loan is provided.

Step 3: If you pass creditworthiness, INDmoney provides an Insta credit line.

Step 4: Use credit lines that are needed.

INDmoney Insta Cash Loan Customer Care

Borrower contact with INDmoney customer care 24/7. If you are stuck on taking a loan or have loan-related questions, contact the customer through the official Email ID.

Email ID: [email protected]

Send mail from your INDmoney registered mail ID. Mention your queries in the Subject box for quick solutions.

FAQs on INDmoney Insta Loan

Is everyone eligible for an INDmoney Insta Loan?

The INDmoney instant cash loan is applicable for selected INDmoney users only. If you are an existing INDmoney user, you can apply for an Insta Loan.

What is the credit score required for INDmoney Loan?

The minimum CIBIL score of is 720+ required for an INDmoney instant cash loan.

What is the interest rate of the INDmoney Loan?

INDmoney cash loan interest rate is 12% to 28% p.a.

What are the applicable penal charges for the INDmoney Insta loan?

The penal charge is 18% to 36% of the overdue INDmoney loan amount.

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