Easily get an INDIE instant credit line which is provided by IndusInd bank. Obtain a maximum Rs. 5 lakh credit limit at 11.99% interest per year. Use credit lines for wedding expenses, medical costs, education purposes, buying a new car, etc.
Experience hassle-free mobile banking with zero minimum balance maintenance. Open a savings account and enjoy the INDIE credit line.
INDIE Instant Credit Line
| Credit Line | Rs. 5,000 to Rs.5 Lakh |
| Interest Rate | 11.99% to 28% yearly |
| Repay Term | 3 months to 36 months |
| Eligible Age | 21 and above |
| Required Income | NIL |
| Processing Fee | 3% + Tax |
INDIE Instant Credit Line Features
INDIE provides instant credit lines with the following features:
- Benefit of INDIE credit line up to Rs. 5 lakh
- Open zero balance saving account without a bank visit
- No minimum balance maintains charges required for saving account
- Pay the interest on the used INDIE credit line amount
- Multiple repayment tenure up to 36 months
- Income proof is not a required document for credit line
- Enjoy interest as low as 11.99% yearly
Eligibility Details for INDIE Credit Line
- Age: 21 or above must required
- Credit Score: 700+
- Citizen must be Indian
- Not defaulter on the previous loan payment
Also Read: Best Credit Card for Entertainment
Documents for INDIE Loan
- Identity Documents: Pan Card
- Address Proof: Aadhaar Card / Passport / Voter Card
- Aadhaar-linked mobile number
- Selfie picture
INDIE Instant Credit Line Charges
| Rate of Interest | 11.99% – 28% p.a. |
| Processing Charge | 3% + GST |
| Delay Payment | 1% of the due amount + Tax |
| Payment Dishonors Fee | Rs. 399 + Tax |
| Delay EMI Payment Fee | NIL |
How to Take INDIE Instant Credit Line
Step 1: Install the INDIE application and register from the Phone.
Step 2: Open an INDIE savings account at zero balance.
Step 3: After the account is opened, transactions 4 to 5 times from the INDIE savings account.
Step 4: Now apply for an INDIE credit line loan.
Step 5: Enter information on your KYC-related documents.
Step 6: Enjoy the INDIE credit line depending on your credit score.
Also Read: Bajaj Finserv EMI Card
INDIE Instant Credit Line Customer Care
Connect INDIE customer care with the following options. Contact on working days only from 9 am to 7 pm.
Official No: 1860 267 2626
Email ID: indie@indusind.com
FAQs on INDIE Credit Line
What is INDIE?
INDIE is the application of IndusInd Bank which offers zero maintenance savings accounts, interest on saving accounts, earning 6.75% to 7.5% interest on FD, and get INDIE instant credit line. You can do all the things without extra hassle.
Can I withdraw the INDIE Credit Line?
Use the INDIE credit line that you need. Withdraw your approval credit line directly to your bank account and pay the interest that you are using.
Is the INDIE loan eligible for everyone?
INDIE instant loan is applicable for every person who crosses the age of 21 with a decent CIBIL score.
Can I maintain a zero balance with the INDIE account?
Open and maintain an INDIE savings account with zero balance. IndusInd Bank will not take any charges to maintain a zero balance.
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