INDIE Instant Credit Line

INDIE Instant Credit Line- Use 5 Lakh Credit Limit

Easily get an INDIE instant credit line which is provided by IndusInd bank. Obtain a maximum Rs. 5 lakh credit limit at 11.99% interest per year. Use credit lines for wedding expenses, medical costs, education purposes, buying a new car, etc.

Experience hassle-free mobile banking with zero minimum balance maintenance. Open a savings account and enjoy the INDIE credit line.

INDIE Instant Credit Line

Credit LineRs. 5,000 to Rs.5 Lakh
Interest Rate11.99% to 28% yearly
Repay Term3 months to 36 months
Eligible Age21 and above
Required IncomeNIL
Processing Fee3% + Tax

INDIE Instant Credit Line Features

INDIE provides instant credit lines with the following features:

  • Benefit of INDIE credit line up to Rs. 5 lakh
  • Open zero balance saving account without a bank visit
  • No minimum balance maintains charges required for saving account
  • Pay the interest on the used INDIE credit line amount
  • Multiple repayment tenure up to 36 months
  • Income proof is not a required document for credit line
  • Enjoy interest as low as 11.99% yearly

Eligibility Details for INDIE Credit Line

  • Age: 21 or above must required
  • Credit Score: 700+
  • Citizen must be Indian
  • Not defaulter on the previous loan payment

Also Read: Best Credit Card for Entertainment

Documents for INDIE Loan

  • Identity Documents: Pan Card
  • Address Proof: Aadhaar Card / Passport / Voter Card
  • Aadhaar-linked mobile number
  • Selfie picture

INDIE Instant Credit Line Charges

Rate of Interest11.99% – 28% p.a.
Processing Charge3% + GST
Delay Payment1% of the due amount + Tax
Payment Dishonors FeeRs. 399 + Tax
Delay EMI Payment FeeNIL

How to Take INDIE Instant Credit Line

Step 1: Install the INDIE application and register from the Phone.

Step 2: Open an INDIE savings account at zero balance.

Step 3: After the account is opened, transactions 4 to 5 times from the INDIE savings account.

Step 4: Now apply for an INDIE credit line loan.

Step 5: Enter information on your KYC-related documents.

Step 6: Enjoy the INDIE credit line depending on your credit score.

Also Read: Bajaj Finserv EMI Card

INDIE Instant Credit Line Customer Care

Connect INDIE customer care with the following options. Contact on working days only from 9 am to 7 pm.

Official No: 1860 267 2626
Email ID: [email protected]

FAQs on INDIE Credit Line

What is INDIE?

INDIE is the application of IndusInd Bank which offers zero maintenance savings accounts, interest on saving accounts, earning 6.75% to 7.5% interest on FD, and get INDIE instant credit line. You can do all the things without extra hassle.

Can I withdraw the INDIE Credit Line?

Use the INDIE credit line that you need. Withdraw your approval credit line directly to your bank account and pay the interest that you are using.

Is the INDIE loan eligible for everyone?

INDIE instant loan is applicable for every person who crosses the age of 21 with a decent CIBIL score.

Can I maintain a zero balance with the INDIE account?

Open and maintain an INDIE savings account with zero balance. IndusInd Bank will not take any charges to maintain a zero balance.

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