These days pre-approved personal loan is on hype. Users now get up to Rs. 10 lakhs with Bajaj Finserv pre-approved instant personal loans. The pre-approved loan will be disbursed within 30 minutes. But this loan is available for Bajaj Finserv’s existing customers only.
Bajaj Finserv Pre-Approved Personal Loan
| Loan Amount | Up to Rs.10 Lakhs |
| Interest Rate | 13%– 36% p.a. |
| Loan Tenure | 1 year to 5 years |
| Processing Charge | Up to 4% + GST |
| Eligible For | Existing Bajaj Finserv Customers |
Features of Bajaj Finserv Pre-Approved Loan
- Same-day loan will be disbursed to the applicant’s bank account.
- No income proof is required for a Bajaj Pre-approved loan.
- The loan will be disbursed without verification.
- No hard inquiry on your credit score
- Take flexible loan tenure features up to 60 months
- No hidden charges. Only pay the processing charges
Eligibility Criteria for Bajaj Finserv Pre-Approved Loan
A pre-approved loan gives you an instant loan offer with minimum eligibility. Match the Bajaj pre-approved loan eligibility criteria before applying:
- Indian Citizenship
- Existing customer of Bajaj Finserv (Bajaj EMI card users only get this loan offer)
- Main good relation with Bajaj Finserv (No Defaulter Ever)
Bajaj Pre-Approved Loan Essential Documents
As I say, this is a pre-approved loan, so don’t require blah-blah documents. Provide essential KYC proof:
- Identity Proof (Pan Card/ Aadhaar Card/ Passport)
- Address Proof (Aadhaar Card/ Driving License/ Passport/ Voter Card)
- Applicant’s House Picture
- Applicant’s Selfie Images
- Bank Account Details
Bajaj Finserv Pre-Approved Loan Interest & Charges
| Minimum Interest Rate | 13% p.a. |
| Maximum Interest Rate | 36% p.a. |
| Loan Tenure | 1 year – 5 years |
| Processing Fees | Up To 4% of approval loan amount + GST |
| Late Charges | Decide by Bank |
| Bounce Charges | Rs. 750/- |
How to Apply for a Bajaj Finserv Pre-Approved Loan
Step 1: If you are an existing customer, open the Bajaj Finserv application through your smartphone.
Step 2: Verify your existing linked phone number with Bajaj Finserv through OTP.
Step 3: Now, you will see a pre-approved loan offer at the top of your application.
Step 4: Simply click & fill in your details KYC.
Step 5: After filling in all the details, click on the “Proceed” button.
Step 6: Now, you will get the verification call through Bajaj Finserv.
Also Read: Power of Pre-Approval: 4 Must-Have Features of Personal Loans
Bajaj Finserv Pre-Approved Loan Customer Care
If you want to contact us for your instant pre-approved loan, you can call or send Email to Bajaj Finserv customer care.
Customer Care Number: 8698010101
Official Email ID: grievanceredressalteam@bajajfinserv.in
Also, you may ask your queries through the Bajaj application.
FAQs on Bajaj Finserv Pre-Approved Loan
Can I get a Bajaj Finserv pre-approved loan without income proof?
You will get a Bajaj Finserv pre-approved personal loan without income proof if you are an existing Bajaj customer.
What is the interest rate of a Bajaj Finserv pre-approved loan?
Bajaj Finserv’s pre-approved loan interest rate comes with 13% to 36% p.a.
Which customer will get a Bajaj Finserv pre-approved loan?
The existing Bajaj Finserv customers who are already using Bajaj EMI cards will be eligible for a pre-approved loan offer.
How to contact Bajaj Finserv pre-approved loan customer care?
You can directly contact customer care through the Bajaj Finserv application or call 8698010101 on working days.