Last week, Ramesh, a delivery rider in Delhi, found himself in a tough spot. His bike broke down on the way to work, and the repair shop asked for ₹4800 upfront. With payday still a week away and no savings to fall back on, he attempted to approach a bank for a small loan.
But the first question they asked was about his CIBIL score—something he didn’t even have. Like many others without a credit history, he walked away disappointed. That’s when he discovered 24hrLoan, where getting a ₹5000 loan without CIBIL score checks was not only possible but quick and stress-free.
Why People Choose a ₹5000 Loan Without CIBIL
Emergencies don’t wait for paperwork. Traditional banks tie small loans to credit history, leaving thousands of people without options. With 24hrLoan:
- No CIBIL Required: Perfect for those with no score or low score.
- Lightning-Fast Approval: Loan requests are reviewed within minutes.
- Quick Transfer: Money is credited to your bank account, often the same day.
- Simple Process: Submit basic ID and income proof.
- Completely Online: Get a 5,000 loan without queues and branch visits.
Who Benefits the Most?
- First-time borrowers who haven’t built a credit history yet
- Salaried workers facing end-of-month crunch
- Self-employed individuals needing urgent liquidity
- Students & freelancers who often don’t qualify for traditional credit
Also Read: Best 7 Days Loan Apps
Eligibility Criteria for ₹5000 Loan Without CIBIL
Applying for a small loan with 24hrLoan is simple. Even without a CIBIL score, you can qualify if you meet the following basic requirements:
- Age Requirement – Applicant must be at least 21 years old.
- Residency – Must be an Indian citizen with valid address proof.
- Income Source – Both salaried and self-employed persons can apply
- Bank Account – 12 months salary credit statement is required
- KYC Documents – Valid government-issued ID (Aadhar, PAN, Voter ID, or Driving License).
- Mobile Number & Email – An active mobile number and email address for communication and verification.
Compare ₹5000 Loan Without CIBIL Score
| Lenders | Interest Rate (p.a.) | Salary Per Month | |
| WeRize | 16% to 18% p.a. | Rs. 12,000 | Apply Now |
| MoneyView | 1.33% per month | Rs. 13,500 | Apply Now |
| InCred | 11.49% to 18% p.a. | Rs. 15,000 | Apply Now |
| Fibe | 24% to 30% p.a. | Rs. 18,000 | Apply Now |
| Poonawalla Fincorp | 20% to 36% p.a. | Stable source of Income | Apply Now |
| Prefr | 18% to 36% p.a. | Stable source of Income | Apply Now |
| Finnable | 16% to 22% p.a. | Rs. 15,000 | Apply Now |
| IDFC | 12.50% to 18% p.a. | Rs. 15,000 | Apply Now |
| PaySense | 1.4% to 2.3% per month | Rs. 18,000 | Apply Now |
| Upward | 9% to 32% p.a. | Rs. 18,000 | Apply Now |
| mPokket | 1% to 6% per month | Rs. 9,000 | Apply Now |
How the 24hrLoan Process Works
- Apply Online: Fill out a short form with your details.
- Upload Documents: Only basic KYC and income proof required.
- Instant Decision: Get notified of approval in minutes.
- Funds Disbursed: Receive up to ₹5000 directly in your bank account.
Also Read: 650 CIBIL Score Personal Loan
Why Trust 24hrLoan?
We built 24hrLoan for everyday people who need small-ticket, emergency loans without unnecessary barriers. We connected with multiple Banks and NBFCs companies for quick loan approval. No long queues, no rejections just because you don’t have a credit score—just quick, fair, and transparent service when you need it most.