As a domestic traveler, credit cards are one of the money-saving tricks. Domestic travel credit cards offer free airport lounge access, discounts on ticket & hotel booking, welcome gifts & more.
We checked 100+ credit cards and come with the 5 best credit cards for domestic travel. These cards help you to earn reward points. Let’s explore…
5 Best Credit Cards for Domestic Travel
Yatra SBI Credit Card
Joining Charge: Rs. 499 + GST
Annual Charge: Rs. 499 + GST
Welcome Gift
Get a gift voucher from Yatra.com of Rs. 8,250
Other Benefits
- Enjoy a Rs. 1,000 discount on domestic flight booking if the ticket costs Rs. 5,000 or above.
- Available discount of 20% on domestic hotel booking on Rs. 3,000 or above transaction.
- Instant Rs. 4,000 discount on international plan ticket booking if the ticket amount is Rs. 40,000 or above.
- Free air accident insurance cover if the ticket is booked from Yatra.com
- Cardholders may get 6 reward points on Rs. 100 spent on groceries, movies, entertainment, etc.
- Get 1 reward point on other categories.
- Benefits available a 1% fuel charge waiver.
HDFC Regalia Gold Credit Card
Joining Charge: Rs. 2,500 + GST
Annual Charge: Rs. 2,500 + GST
Welcome Gift
- Cardholders get a welcome gift of Rs. 2,500
- Access Club Vistara Silver Tier and MMT Black Elite Membership if the cardholder spends Rs. 1 Lakh within 90 days.
Other Benefits
- You will get free lounge access at 1000+ airports.
- Get a free membership of Vistara Silver Tier and MMT Black Elite
- Free 12 domestic airport lounge access
- Free 6 international airport lounge access with Priority Pass
- Cardholders will get Rs. 1,500 voucher if spend Rs. 1.5 lakh
- Enjoy a Rs. 5,000 flight voucher on a yearly spend of Rs. 5 lakh
- Additionally, a Rs. 5,000 flight voucher is available on an annual spend of Rs. 7.5 lakh
- Take 4 reward points on Rs. 150 spent
Standard Chartered EaseMyTrip Credit Card
Joining Charge: Rs. 350 + GST
Annual Charge: Rs. 350 + GST
Welcome Gift
No welcome benefits available on this card
Other Benefits
- Get 2 reward points on Rs. 100 spent on retail product purchases.
- Enjoy 2 complimentary international airport lounge access per year.
- Enjoy 1 free domestic lounge access quarterly.
- Access discounts and reward points annually valued at Rs. 32,000.
- Benefits of 10x reward points on ticket booking from standalone websites, outlets, or apps.
- No card renewal charges if you spend Rs. 50,000 yearly.
- Instant 1% fuel charge waiver on all Petrol pumps.
- Get up to Rs. 5 lakh loan with a maximum 5 years tenure.
HDFC Bank Superia Credit Card
Joining Charge: Rs. 1,000 + GST
Annual Charge: Rs. 1,000 + GST
Welcome Gift
Instant 1,000 reward points for new cardholders
Other Benefits
- Get a free Priority Pass membership program.
- Welcome bonus of 1,000 reward points available.
- Enjoy reward points on dining at selected restaurants.
- First-year annual charge waived if spend Rs. 15,000 within 90 days.
- Next year’s annual fee is waived if you spend Rs. 75,000 in the first year.
- Access 3 reward points on a minimum of Rs. 150 spent.
- Fuel charge will be waived off 1% for a minimum transaction of Rs. 400.
- Instant air miles reward points are available for more than 20 international & domestic airlines.
IRCTC SBI Card Premier
Joining Charge: Rs. 1,499 + GST
Annual Charge: Rs. 1,499 + GST
Welcome Gift
Enjoy 1,500 reward points as a new cardholder.
Other Benefits
- Cardholders get 8 free railway lounge access every year.
- Get insurance cover for air accidents, and train accidents.
- The benefit of 3 reward points on Rs. 125 spent on dining & utility bills.
- Cardholders get a benefit of 10 lakh insurance cover for railway accidents.
- Free air accident insurance cover of 50 lakh is available.
- Secure fraud liability cover of 1 lakh for every IRCTC SBI Cardholder.
- Enjoy a 1% charge waiver for IRCTC ticket booking.
- Easy to convert EMI for transactions above Rs. 2,500.
FAQs on Credit Card for Domestic Travel
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Can I get free insurance cover on a travel credit card?
Yes, travel credit cards are available with complimentary insurance coverage. You should check the details of benefits before choosing a travel credit card.
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What are the best for domestic travel credit cards?
The best domestic travel credit cards are HDFC Regalia Gold Credit Card and IRCTC SBI Card Premier.
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Which travel credit card takes a low annual charge?
You may go with Standard Chartered EaseMyTrip Credit Card a low annual & joining charge. This card takes a Rs. 350 charge for renewal & joining fee.
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What are the benefits of the Yatra SBI Credit Card?
Yatra SBI Credit Card low joining charge with a welcome gift of 8,250, air accident insurance cover, and discount on ticket booking.