HDFC Bank Launches 4 New Business Credit Cards

HDFC Bank Launches 4 New Business Credit Cards

Small and Medium business owners obtain 4 new business credit cards. HDFC bank officially launched four business cards such as BizFirst, BizGrow, BizPower, and BizBlack. These all cards keep the promise to provide exclusive benefits with premium features. BizPower & BizBlack fall under the premium category that will offer extra rewards points. Let’s go through a details review of 4 new business credit cards.

4 New HDFC Bank Business Credit cards

BizFirst Credit Card

Joining Fee: Rs. 500+ GST

Renewal Fee: Rs. 500+ GST

Features of BizFirst Card

  • If you spent Rs. 50,000 the previous year, the renewal charge will be waived.
  • Get an Interest Free credit utilization period of 55 days.
  • Unlock 3% cashback points on EMI purchases.
  • Available 2% cashback points on utility bills & electricity bill payments.
  • 1% cashback points on other spending including UPI transactions.
  • Fuel charge discount of 1% on minimum Rs. 400 transaction.
  • Discount of 20% on restaurant bills with Swiggy Dineout if you pay from the Swiggy App.

Eligibility Requirement

  • Self Employed businessmen only can apply.
  • Requirement Age: 21 to 65 years
  • Annual ITR (Income Tax file) Rs. 6 lakh above required
  • Credit history report must be decent

BizGrow Credit Card

Joining Fee: Rs. 500+ GST

Renewal Fee: Rs. 500+ GST

Features of BizGrow Card

  • Cardholders can waive off annual fee if spent Rs. 1 lakh the previous year.
  • Take benefits of 55 days Interest Free period.
  • Earn 10X cashback points on business-related transactions like Income tax payments, bill payments, and GST payments.
  • 10X points on buying business tools like Tally, Office 365, AWS, Google, Credflow, etc.
  • Get 10X reward points on Cleartax and Dmart transition.
  • 1% fuel surcharge waiver of minimum Rs. 400 payment.
  • Earn 20% cashback on restaurant bill payments with Swiggy Dineout on paying through the Swiggy application.

Eligibility Requirement

  • Indian Citizens can apply
  • Complete age: 21 to 65 years
  • Annual ITR file must be Rs. 6 lakh or above
  • A good credit history must required

Also Read: Top 5 Credit Cards for Grocery Shopping

BizPower Credit Card

Joining Fee: Rs.2,500+ GST

Renewal Fee: Rs.2,500+ GST

Features of BizPower Card

  • Secure 4 reward points on a minimum of Rs. 150 spent.
  • The annual fee will be waived if you spent Rs. 4 lakh the previous year.
  • 5X cashback points on business transactions such as bill payments, Income tax payments, and GST payments.
  • Earn 5X reward on Hotel and Flight booking.
  • 5X reward points on buying business tools such as Tally, Office 365, AWS, Google, Credflow, etc.
  • 5X reward points on spending money at Google Ads.
  • 5X cashback points on transactions with Reliance Digital.
  • Get 16 free domestic airport lounge access per year.
  •  Available 6 free international airport lounge access with Priority Pass membership.

Eligibility Requirement

  • Indian Residence
  • Annual ITR File must be Rs. 12 lakh or above.
  • Age must be 21 to 65 years.
  • The credit history report must be good.

BizBlack Credit Card

Joining Fee: Rs.10,000+ GST

Renewal Fee: Rs.10,000+ GST

Features of BizBlack Card

  • Earn 5X reward points on your every Rs. 150 transaction.
  • Get a first year waiver of the annual fee if you spend Rs. 1.5 lakh within the first 9 days of card activation.
  • Unlimited airport lounge access is available with this card.
  • Get the benefits of Golf playing with a BizBlack credit card.
  • Access Interest Free period of 55 days.
  • 5X cashback points on Hotel and Flight booking.
  • Earn 5X points on business-related tools such as Tally, Office 365, AWS, and Google.
  • Get a Flight or Taj hotel voucher for Rs. 5 lakh spend.

Eligibility Requirement

  • Indian Citizenship
  • Required Age: 21 to 65 years
  • Annual ITR file should be Rs. 21 lakh or above
  • The credit report should be good enough to apply

Benefits of HDFC Bank Business Credit Cards

Credit Period: HDFC bank business credit card offers up to 55 days interest-free credit period. So, you can utilize it without paying extra charges.

Reward Points: Cardholder access up to 10X reward points on business transactions. Also, get 5X cashback on other transactions like utility bill payments.

Airport Lounge: Exclusive airport lounge access is free for cardholders. You may take an unlimited airport lounge access facility with a BizBlack Credit Card.

EMI Facility: Easy to convert your total spending to EMI convert. Choose the EMI amount as per your flexible tenure and pay monthly.

Annual Fee Waive: The 4 new business cards come with an annual fee waive off facility. If the cardholder crosses the yearly spending limit, you must take the annual charge waive off facility.

Leave a Comment

Your email address will not be published. Required fields are marked *