Instant Personal Loans in South 24 Parganas

Instant Personal Loans in South 24 Parganas

If you live in South 24 Parganas and need quick access to funds, instant personal loans could be a smart solution. Whether it’s for a medical emergency, urgent home repair, education fees, or unexpected travel, these loans offer fast and flexible financial support without a lengthy process.

Benefits of Choosing Personal Loan in South 24 Parganas from 24hrLoan

Digital Disburse: Money will be directly deposited into the borrower’s account digitally.

Hassle-free Process: Enjoy a hassle-free personal loan in South 24 Parganas. No more bank required.

Flexible Repayment: Borrowers can choose a flexible tenure from our multiple lenders.

Low Interest Rate: Enjoy a lower interest rate on your loan from 24hr Loan.

Available for Low-Income Groups: If you have a low income, you can borrow a personal loan. Our partner lenders offer a loan of Rs. 12,000 per month.

Top Lenders Provide Personal Loan in South 24 Parganas

LendersInterest Rate (p.a.)Net Salary 
WeRize  16% to 18% p.a.Rs. 12,000Apply Now
MoneyView 1.33% per monthRs. 13,500Apply Now
InCred   11.49% to 18% p.a.Rs. 15,000Apply Now
Fibe 24% to 30% p.a.Rs. 18,000Apply Now
Prefr 18% to 36% p.a.Rs. 18,000Apply Now
Finnable 16% to 22% p.a.Rs. 15,000Apply Now
IDFC   12.50% to 18% p.a.Rs. 15,000Apply Now
PaySense   1.4% to 2.3% per monthRs. 18,000Apply Now
Upward  9% to 32% p.a.Rs. 18,000Apply Now
mPokket1% to 6% per monthRs. 9,000Apply Now

Eligibility for Personal Loan in South 24 Parganas

Our partner lenders look for the following criteria:

  • Age: 21 to 55 years
  • Indian Citizenship
  • Monthly Income: ₹12,000 or more
  • Salaried Employee: One-year experience needed for salaried position.
  • Self-Employed Person: Applicant with 2 years of experience
  • Credit Score: Ideally, 700+ or above is required

Loan EMI Calculator

Amount (A)
Interest Rate (R) (in %)
Tenure (T) (in months)
Processing Fees (P) (in %)
Down Payment (D)

Total Down Payment (TDP)
(TDP = D + P)

12

Loan EMI (LE)
(PLA= A – D)
(PLA = Principal Loan Amount)
(LE = [PLA x R x (1+R)^T]/[(1+R)^T-1] )

123

Total Interest Payable (TIP)
(TIP = LE * T)

1234

Total Payment (TP)
(TP = LA + TIP + P)

12345

Documents to Borrow Personal Loan

CategoryDocuments
KYC ProofPAN Card/ Aadhar Card/ Driving Licence/ Voter ID/ Passport
Salaried DocumentsLast 3 months Salary Slip and Last 12 months Bank Statement
Self-employed DocumentsLast 2 years ITR with balance sheet, profit loss. Business Registration Proof, GST registration proof (If required)
Other DocumentsPassport-sized photo, Electricity bill or Property tax as a residence proof

Also Read: Personal Loan in Naihati

How to Get a Personal Loan in South 24 Parganas

Step 1: Choose Our Partner Lender

  • Select a lender from above depending on your monthly salary.

Step 2: Fill out the Application

  • Fill out the application form through our official link.

Step 3: Upload Documents

You’ll need:

  • PAN Card
  • Aadhaar
  • Bank statement (last 12 months)
  • Salary slips

Step 4: Complete KYC & Get Approval

Some platforms offer e-KYC using Aadhaar OTP—no physical verification required. Approval can be received instantly or within a few hours.

Step 5: Receive the Money

The fund will be credited instantly within 5 minutes after loan approval.

FAQs

  1. How much credit score is needed for a personal loan in South 24 Parganas?

    Applicants with a credit score of 700+ need a personal loan in South 24 Parganas.

  2. How much salary is required for a personal loan in South 24 Parganas?

    Borrower eligible for a personal loan of Rs. 12,000 with a salary in the South 24 Parganas location.

  3. May I borrow a personal loan without verification?

    Yes, lenders offer personal loans with no verification required.

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